# 1098 Harbor Point Drive, Soddy Daisy, TN 37379 > **TL;DR:** 4bd/3ba single family, $695,000 ($216/sqft), built 1998, 3,222 sqft. > Fireplace, Waterfront, Hardwood, A/C. Est. $3,892/mo. Listed 70 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $695,000 | | Price/sqft | $216 | | Bedrooms | 4 | | Bathrooms | 2 full, 1 half | | Square Feet | 3,222 | | Year Built | 1998 | | Lot Size | 35,719 sqft (0.82 acres) | | Garage | 4-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 70 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Large Garage** - 4-car garage - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,514 | | Estimated Insurance | $203 | | HOA | $175 | | **Total** | **$3,892** | ## Nearby Schools - **Elementary:** Soddy Elementary - **Middle:** Soddy-Daisy Middle - **High:** Soddy-Daisy High ## Key Amenities - Fireplace - Waterfront - Hardwood - A/C - 4-car garage ## Property Highlights - Built in 1998 - 0.82 acre lot - Fireplace - Waterfront ## Description ### Agent Description Welcome home to the perfect blend of luxury, convenience, and endless possibilities! Ideally located just 20 minutes from downtown Chattanooga with quick access to Highway 27. This stunning home is also only 3 minutes from Steve's Landing and Pine Harbor Marina, making it effortless to spend your days boating, fishing, and enjoying beautiful Chickamauga Lake. Step inside to find gorgeous real hardwood floors throughout the main level, complemented by elegant wainscoting, crown moulding, and high-end finishes that create a warm and inviting atmosphere. The heart of the home is a chef's dream kitchen, featuring abundant custom cabinetry, quartz countertops, premium workspace, and a convenient wet bar that's perfect for entertaining family and friends. The spacious primary suite is conveniently located on the main level and offers a vaulted ceiling, a large walk-in closet, and a luxurious en suite bathroom complete with a beautifully tiled walk-in shower and dual vanities. Upstairs, you'll find two generously sized bedrooms, a full bathroom, and an impressive 600-square-foot bonus room that can easily serve as a fourth bedroom, game room, media room, or additional family room to fit your lifestyle. Car enthusiasts and hobbyists will appreciate the oversized three-car garage on the main level, along with an additional utility garage that provides easy access to the over 2,000-square-foot unfinished basement. Already framed with studded walls, this expansive space offers incredible potential to create additional living space, a home gym, workshop, recreation room, or in-law suite with minimal effort. Enjoy added peace of mind knowing the HVAC system and attic furnace were both replaced in May 2026, providing years of efficient comfort for the new owners. Whether you're looking for room to grow, space to entertain, or easy access to the lake while staying close to Chattanooga, this exceptional home truly has it all. Don't miss your opportunity to call this one HOME! ## Location - **Address:** 1098 Harbor Point Drive, Soddy Daisy, TN 37379 - **County:** Hamilton - **Neighborhood:** Harbor Landing - **Coordinates:** 35.277096, -85.135611 - **Google Maps:** https://www.google.com/maps?q=35.277096,-85.135611 ## Listing Agent - **Name:** Jordan Dupree · **License:** 338436 - **Brokerage:** United Real Estate Experts - **Phone:** 4234134023 - **Broker Phone:** (423) 771-7611 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1098-Harbor-Point-Dr_Soddy-Daisy_TN_37379_M70841-14832?f=listhub&s=CARTN&m=1539927&c=propsimple) ## Photos ![1098 Harbor Point Drive - Photo 1](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f1545809294r.jpg) ![1098 Harbor Point Drive - Photo 2](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f1167368461r.jpg) ![1098 Harbor Point Drive - Photo 3](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f3328171890r.jpg) ![1098 Harbor Point Drive - Photo 4](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f3440577709r.jpg) ![1098 Harbor Point Drive - Photo 5](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f457662508r.jpg) ![1098 Harbor Point Drive - Photo 6](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f991136325r.jpg) ![1098 Harbor Point Drive - Photo 7](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f2930852130r.jpg) ![1098 Harbor Point Drive - Photo 8](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f3877396629r.jpg) ![1098 Harbor Point Drive - Photo 9](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f2186814296r.jpg) ![1098 Harbor Point Drive - Photo 10](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f554041964r.jpg) ![1098 Harbor Point Drive - Photo 11](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f2711683135r.jpg) ![1098 Harbor Point Drive - Photo 12](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f2427435392r.jpg) ![1098 Harbor Point Drive - Photo 13](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f3234582410r.jpg) ![1098 Harbor Point Drive - Photo 14](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f3841660577r.jpg) ![1098 Harbor Point Drive - Photo 15](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f1845732872r.jpg) ![1098 Harbor Point Drive - Photo 16](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f3659001965r.jpg) ![1098 Harbor Point Drive - Photo 17](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f3761380942r.jpg) ![1098 Harbor Point Drive - Photo 18](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f3118646279r.jpg) ![1098 Harbor Point Drive - Photo 19](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f402311812r.jpg) ![1098 Harbor Point Drive - Photo 20](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f1591567486r.jpg) ![1098 Harbor Point Drive - Photo 21](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f1058390097r.jpg) ![1098 Harbor Point Drive - Photo 22](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f4204945533r.jpg) ![1098 Harbor Point Drive - Photo 23](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f2802971119r.jpg) ![1098 Harbor Point Drive - Photo 24](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f1547148546r.jpg) ![1098 Harbor Point Drive - Photo 25](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f2666839485r.jpg) ![1098 Harbor Point Drive - Photo 26](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f3056223422r.jpg) ![1098 Harbor Point Drive - Photo 27](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f3994127173r.jpg) ![1098 Harbor Point Drive - Photo 28](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f2598826544r.jpg) ![1098 Harbor Point Drive - Photo 29](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f2622734159r.jpg) ![1098 Harbor Point Drive - Photo 30](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f95066649r.jpg) ![1098 Harbor Point Drive - Photo 31](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f3478754642r.jpg) ![1098 Harbor Point Drive - Photo 32](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f3029806983r.jpg) ![1098 Harbor Point Drive - Photo 33](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f1654294149r.jpg) ![1098 Harbor Point Drive - Photo 34](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f4026827640r.jpg) ![1098 Harbor Point Drive - Photo 35](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f4213056893r.jpg) ![1098 Harbor Point Drive - Photo 36](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f220126438r.jpg) ![1098 Harbor Point Drive - Photo 37](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f2621332753r.jpg) ![1098 Harbor Point Drive - Photo 38](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f446045067r.jpg) ![1098 Harbor Point Drive - Photo 39](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f520658999r.jpg) ![1098 Harbor Point Drive - Photo 40](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f2700262268r.jpg) ![1098 Harbor Point Drive - Photo 41](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f1295810379r.jpg) ![1098 Harbor Point Drive - Photo 42](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f1708571034r.jpg) ![1098 Harbor Point Drive - Photo 43](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f1788911817r.jpg) ![1098 Harbor Point Drive - Photo 44](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f4284067029r.jpg) ![1098 Harbor Point Drive - Photo 45](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f880320103r.jpg) ![1098 Harbor Point Drive - Photo 46](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f3483792861r.jpg) ![1098 Harbor Point Drive - Photo 47](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f3447512410r.jpg) ![1098 Harbor Point Drive - Photo 48](http://lh.rdcpix.com/334cf2d77d0715aa57dfed2cdaf929a1l-f714185480r.jpg) --- **MLS#:** 1539927 | **Updated:** 2026-10-10 **Source:** listhub *Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1098-harbor-point-drive-soddy-daisy-tn-37379-1539927) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1098-harbor-point-drive-soddy-daisy-tn-37379-1539927#listing", "url": "https://www.propertysimple.ai/listing/1098-harbor-point-drive-soddy-daisy-tn-37379-1539927", "name": "1098 Harbor Point Drive, Soddy Daisy, TN 37379", "description": "Welcome home to the perfect blend of luxury, convenience, and endless possibilities! Ideally located just 20 minutes from downtown Chattanooga with quick access to Highway 27. This stunning home is also only 3 minutes from Steve's Landing and Pine Harbor Marina, making it effortless to spend your days boating, fishing, and enjoying beautiful Chickamauga Lake. Step inside to find gorgeous real hardwood floors throughout the main level, complemented by elegant wainscoting, crown moulding, and high-end finishes that create a warm and inviting atmosphere. The heart of the home is a chef's dream kitchen, featuring abundant custom cabinetry, quartz countertops, premium workspace, and a convenient wet bar that's perfect for entertaining family and friends. The spacious primary suite is conveniently located on the main level and offers a vaulted ceiling, a large walk-in closet, and a luxurious en suite bathroom complete with a beautifully tiled walk-in shower and dual vanities. 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