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About This Home

This 2-bedroom, 1-bathroom single family at 11 Apache Lane in Ferndale, NY is listed for $184,900 ($352 per sqft). Built in 1960, the home offers 526 sqft of living space on a 0.22 acres lot.

Agent Description

Welcome to 11 Apache Lane, a two-bedroom, one-bathroom home located in the Indian Lake Community. This is a quiet and friendly neighborhood built around a private, spring-fed lake. It's a place where life feels simple, calm, and easy to enjoy. Offered fully furnished at no additional cost, this is a true move-in-ready home.

Just bring your bags and start enjoying from day one. Living in Indian Lake means slowing down and enjoying the moment. Residents have access to a four-acre lake where you can paddle boat, swim, or fish. The community also offers maintained common areas and year-round road service.

Whether it's mornings by the water, afternoons outside, or evenings by the firepit, this is a place that feels like a getaway, even if you live here full time. And at a price point under $200,000, homes like this in a lake community are becoming harder to find.

The home has been well cared for and thoughtfully updated. Improvements include a newer roof, spray foam insulation, updated heating systems, a mini-split in the dining area, a new water heater, updated bathroom flooring, fresh interior paint, and recently stained decks.

Inside, you'll find a comfortable living room, an eat-in kitchen, and well-sized bedrooms. The layout is simple, functional, and welcoming. Outdoor living is a big highlight here. The backyard offers a firepit, hammock, and outdoor shower, perfect after a day at the lake.

There is also a shed with electricity that has been turned into a cozy space for stargazing and relaxing at night. Nearby, you'll find the Bailey Trail for walking and enjoying nature. A short drive brings you to The Old Homestead Restaurant in Monticello, known for its warm atmosphere and great food.

You're also close to Bethel Woods, Resorts World Casino, The Kartrite Indoor Waterpark, local golf courses, and many outdoor activities throughout the Catskills. 11 Apache Lane offers a rare mix of value, condition, and lifestyle. Fully furnished and ready for you to enjoy the moment you arrive.

Key Features

  • Built in 1960
  • 0.22 acre lot
  • 2 parking spaces

Property Details

1 full
2 spaces
1960

Amenities

A/C

Monthly Cost Estimate

$989/mo

20% down · 6.5% · 30 years

Principal$134
Interest$801
Insurance$54

Estimates only. Actual payments may vary.

Location

11 Apache Lane

Ferndale, NY 12734

Indian Lake HOA

Features & Amenities

Interior Features

First Floor BedroomFirst Floor Full BathBreakfast BarCeiling Fan(s)Galley Type KitchenOpen Floorplan

Exterior Features

Fire Pit

Property Details

Flooring

Vinyl

Construction

Vinyl Siding

Pool Features

Porch

Parking

Driveway

Cooling

Wall/Window Unit(s)Window Unit(s)Ductless

Appliances

Electric OvenElectric RangeElectric Water HeaterFreezerRefrigerator

Questions & Answers

This 2-bedroom, 1-bathroom single family at 11 Apache Lane is listed at $184,900 ($352/sqft). The estimated monthly payment is $801 based on 20% down at 6.5% interest.

Key features include: Built in 1960, 0.22 acre lot, 2 parking spaces. Interior Features: First Floor Bedroom, First Floor Full Bath, Breakfast Bar. Exterior Features: Fire Pit.

This property is listed by Isaiah Lopez and can be reached at 8457757033 or teamexcel@kw.com.

IL

Isaiah Lopez

Agent at Keller Williams Hudson Valley

(845) 775-7033

Listed by Keller Williams Hudson Valley · View on Broker Site

MLS# 947482· Source: listhub· Updated 151 days ago

Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

11 Apache Lane, Ferndale, NY 12734

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