About This Home

This 4-bedroom, 5-bathroom single family at 11 Emma Huggins Lane in Santa Rosa Beach, FL is listed for $999,000 ($500 per sqft). Built in 2014, the home offers 1,998 sqft of living space on a 0.09 acres lot.

Key Features

  • Built in 2014
  • 0.09 acre lot
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
4 full, 1 half
2 spaces
2014

Amenities

HardwoodA/C
Listing Description

Coastal Elegance Steps from 30A | 11 Emma Huggins Lane, Santa Rosa Beach, FL 32459 Welcome to your dream coastal retreat tucked inside Gulf Reflections, an exclusive and quiet enclave of just 15 homes located directly off the highly coveted Scenic Highway 30A corridor.

This beautifully designed, 2-story Craftsman-style Florida cottage offers 4 bedrooms and 4.5 bathrooms, ensuring every bedroom functions as a private suite. Whether you are seeking a lucrative turn-key rental investment, a multi-generational family vacation home, or a peaceful primary sanctuary, this residence delivers the quintessential Emerald Coast lifestyle.

Interior Highlights - 4 Ensuite Bedrooms: Features a coveted first-floor primary suite for ultimate accessibility, plus a second-floor primary suite featuring a wide, private covered balcony. - Open-Concept Living: Light-filled main living area designed for effortless entertaining, featuring crown molding, recessed lighting, and rich hardwood and tile flooring throughout.

- Chef-Inspired Kitchen: Equipped with Shaker-style cabinetry, premium stainless steel appliances, a sea glass tile backsplash, a pantry, and a massive breakfast bar peninsula highlighted by shiplap detailing and chic pendant lighting. - Spacious Accommodations: Comfortably sleeps large groups, complete with full-sized laundry hookups and a main-floor guest half-bath.

Outdoor & Community Amenities " Outdoor Spaces: Unwind on the classic covered front porch, take in evening breezes from the second-floor balcony, or host dinners on the private rear patio framed by serene native pine greenery. " Community Pool Access: Located literally steps from the back door (just 23 steps away) to the refreshing Gulf Reflections community pool.

" Low-Maintenance Construction: Features durable fiber-cement hardboard siding and a low-maintenance lot complete with an automated sprinkler system. Unbeatable Proximity to the Beach & Local Attractions " Ed Walline Public Beach Access: Less than a 10-minute stroll (under 0.5 miles) or a quick bike ride to white-sand beaches, complete with boardwalk access, restrooms, seasonal lifeguards, and beach tram options.

" Gulf Place Town Center: Directly across 30A, offering instant access to boutique shopping, outdoor art galleries, live music venues, yoga on the green, coffee shops, and popular dining spots like Pecos River Liquor, Perfect Pig, and Shunk Gulley Oyster Bar. " Recreation & Trails: Step right out your front door onto the famous 19-mile 30A Timpoochee Trail bike path, or head to nearby Topsail Hill Preserve State Park for nature hikes and dune lakes. **Buyer to verify all information**

Monthly Cost Estimate

$6,168/mo

20% down · 6.5% · 30 years

Principal$722
Interest$4,329
Insurance$291
HOA$825

Estimates only. Actual payments may vary.

Location

11 Emma Huggins Lane

Santa Rosa Beach, FL 32459

GULF REFLECTIONS

Features & Amenities

Interior Features

Breakfast BarCeiling Crwn MoldingLighting RecessedPantryWasher/Dryer Hookup

Exterior Features

BalconySprinkler System

Property Details

Flooring

HardwoodTile

Construction

Siding CmntFbrHrdBrd

Outdoor Features

Porch

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveRefrigerator W/IceMkSmooth Stovetop RngeStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 4-bedroom, 5-bathroom single family at 11 Emma Huggins Lane is listed at $999,000 ($500/sqft). The estimated monthly payment is $6,167 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $825/month.

Key features include: Built in 2014, 0.09 acre lot, 2 stories, 2 parking spaces. Interior Features: Breakfast Bar, Ceiling Crwn Molding, Lighting Recessed. Exterior Features: Balcony, Sprinkler System.

This property is listed by Nancy S Abraham.

NA

Nancy S Abraham

License 3350209

Agent at Hilary & Reverie

Listed by Hilary & Reverie · Broker phone: (850) 231-2850 · View on Broker Site · Broker website

MLS# 1009813· Source: Emerald Coast Association of Realtors· 78 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

11 Emma Huggins Lane, Santa Rosa Beach, FL 32459

Open this listing in: