Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 4-bedroom, 3-bathroom single family at 11 Topaz Cove in Miramar Beach, FL is listed for $929,000 ($437 per sqft). Built in 1993, the home offers 2,124 sqft of living space on a 0.12 acres lot.

Agent Description

Escape to your own beach-inspired retreat in the heart of Miramar Beach. Ideally positioned as the closest home in the neighborhood to the beach, this beautifully maintained 4-bedroom, 3-bath residence offers a rare combination of convenience, charm, and strong investment potential.

Located within a secure, golf cart-friendly gated community south of Hwy 98, you're just a short 5-minute walk to private deeded beach access--complete with restrooms and a seasonal snack bar. With projected short-term rental income of $60,000-$80,000+, this property presents an outstanding opportunity for investors or second-home buyers alike.

The home has been thoughtfully updated with a new roof in 2024 (lifetime warranty) and a new HVAC system 2023, and is offered fully furnished for a seamless, turn-key experience. One of the property's most distinctive features is its setting--mature oak trees provide natural shade and character, especially over the inviting front sitting area, creating the perfect space to enjoy your morning coffee or unwind after a day at the beach.

Inside, the third-floor bunk room is a standout, offering a fun and functional retreat that kids and guests will love. Residents enjoy access to two community pools, a pickleball court, and complimentary seasonal beach chair service. With gated entry from both Scenic Hwy 98 and Emerald Coast Parkway, you're just minutes from dining, shopping, golf, and all that Destin and Miramar Beach have to offer.

Whether you're searching for a primary residence, vacation getaway, or income-producing property, this home delivers the ideal coastal lifestyle.

Key Features

  • Built in 1993
  • 0.12 acre lot
  • 3 stories

Property Details

3 stories
3 full
1993

Amenities

HardwoodA/C

Monthly Cost Estimate

$6,500/mo

20% down · 6.5% · 30 years

Principal$672
Interest$4,026
Insurance$271
HOA$1,532

Estimates only. Actual payments may vary.

Location

11 Topaz Cove

Miramar Beach, FL 32550

EMERALD SHORES OF SOUTH WALTON

Features & Amenities

Interior Features

Lighting RecessedSplit BedroomWalls PaneledWasher/Dryer HookupWoodwork Painted

Exterior Features

BalconyPavillion/GazeboShowerSprinkler System

Property Details

Flooring

HardwoodTile

Construction

Stucco

Pool Features

DeckPatioPorch

Heating

Central

Cooling

Central Air

Appliances

CooktopDishwasherDisposalDryerMicrowaveRefrigerator W/IceMkSmoke DetectorSmooth Stovetop RngeStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 4-bedroom, 3-bathroom single family at 11 Topaz Cove is listed at $929,000 ($437/sqft). The estimated monthly payment is $5,558 based on 20% down at 6.5% interest.

HOA fees are $1532/month.

Key features include: Built in 1993, 0.12 acre lot, 3 stories. Interior Features: Lighting Recessed, Split Bedroom, Walls Paneled. Exterior Features: Balcony, Pavillion/Gazebo, Shower.

This property is listed by At The Beach Team and can be reached at 8506543325 or johnmoran@atthebeachteam.com.

AT

At The Beach Team

Agent at Keller Williams Realty Destin

(850) 654-3325

Listed by Keller Williams Realty Destin · View on Broker Site

MLS# 1002194· Source: listhub· Updated 28 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

11 Topaz Cove, Miramar Beach, FL 32550

Open this listing in: