# 11 Topaz Cove, Miramar Beach, FL 32550

> **TL;DR:** 4bd/3ba single family, $850,000 ($400/sqft), built 1993, 2,124 sqft.
> Hardwood, A/C. Est. $6,078/mo. Listed 136 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $850,000 |
| Price/sqft | $400 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,124 |
| Year Built | 1993 |
| Lot Size | 5,227 sqft (0.12 acres) |
| Stories | 3 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 136 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,298 |
| Estimated Insurance | $248 |
| HOA | $1,532 |
| **Total** | **$6,078** |

## Nearby Schools

- **Elementary:** Van R Butler
- **Middle:** Emerald Coast
- **High:** South Walton

## Key Amenities

- Hardwood
- A/C

## Property Highlights

- Built in 1993
- 0.12 acre lot
- 3 stories

## Description

### Agent Description
This beautifully maintained 4-bedroom, 3-bath residence in the heart of Miramar Beach has two distinctive features: three Live Oak trees provide natural shade and character over the entire large semi-private patio area. And secondly, the home is ideally positioned as the closest home in the neighborhood to the beach. These features offer a rare combination of charm, convenience, and strong investment potential. Located within a secure, golf cart-friendly gated community south of Hwy 98, you're just a short 5-minute walk to private deeded beach access -- complete with restrooms and a seasonal snack bar. With projected short-term rental income of $60,000-$80,000+, this property presents an outstanding opportunity for investors or second-home buyers alike. The home has been thoughtfully updated with a new roof in 2024 (lifetime warranty) and a new HVAC system in 2023, and is offered fully furnished for a seamless, turn-key experience. Inside, the third-floor bunk room is a standout -- a fun and functional retreat that kids and guests will love. Residents enjoy access to two community pools, a pickleball court, and complimentary seasonal beach chair service. With gated entry from both Scenic Hwy 98 and Emerald Coast Parkway, you're just minutes from dining, shopping, golf, and all that Destin and Miramar Beach have to offer. Whether you're searching for a primary residence, vacation getaway, or income-producing property, this home delivers the ideal coastal lifestyle.

## Location

- **Address:** 11 Topaz Cove, Miramar Beach, FL 32550
- **County:** Walton
- **Neighborhood:** EMERALD SHORES OF SOUTH WALTON
- **Coordinates:** 30.381172, -86.396429
- **Google Maps:** https://www.google.com/maps?q=30.381172,-86.396429

## Listing Agent

- **Name:** At The Beach Team
- **Brokerage:** Keller Williams Realty- Emerald Coast
- **Phone:** 8506543325
- **Broker Phone:** (850) 654-2900
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/11-Topaz-Cv_Miramar-Beach_FL_32550_M58319-08060?f=listhub&s=ECARMLSFL&m=1002194&c=propsimple)

## Photos

![11 Topaz Cove - Photo 1](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f1240862282r.jpg)

![11 Topaz Cove - Photo 2](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f3181167832r.jpg)

![11 Topaz Cove - Photo 3](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f3408858541r.jpg)

![11 Topaz Cove - Photo 4](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f1607921161r.jpg)

![11 Topaz Cove - Photo 5](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f808981774r.jpg)

![11 Topaz Cove - Photo 6](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f3753769502r.jpg)

![11 Topaz Cove - Photo 7](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f3340257239r.jpg)

![11 Topaz Cove - Photo 8](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f3646603182r.jpg)

![11 Topaz Cove - Photo 9](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f1758838788r.jpg)

![11 Topaz Cove - Photo 10](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f2756901048r.jpg)

![11 Topaz Cove - Photo 11](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f2508127911r.jpg)

![11 Topaz Cove - Photo 12](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f3151865780r.jpg)

![11 Topaz Cove - Photo 13](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f3173277671r.jpg)

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![11 Topaz Cove - Photo 27](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f923193476r.jpg)

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![11 Topaz Cove - Photo 29](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f1622019441r.jpg)

![11 Topaz Cove - Photo 30](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f2406757768r.jpg)

![11 Topaz Cove - Photo 31](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f1315730966r.jpg)

![11 Topaz Cove - Photo 32](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f880899191r.jpg)

![11 Topaz Cove - Photo 33](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f1684569839r.jpg)

![11 Topaz Cove - Photo 34](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f2722142687r.jpg)

![11 Topaz Cove - Photo 35](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f732410087r.jpg)

![11 Topaz Cove - Photo 36](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f337018194r.jpg)

![11 Topaz Cove - Photo 37](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f2584649447r.jpg)

![11 Topaz Cove - Photo 38](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f992859385r.jpg)

![11 Topaz Cove - Photo 39](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f3859349563r.jpg)

![11 Topaz Cove - Photo 40](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f627375401r.jpg)

![11 Topaz Cove - Photo 41](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f3169688543r.jpg)

![11 Topaz Cove - Photo 42](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f1015956755r.jpg)

![11 Topaz Cove - Photo 43](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f3055186335r.jpg)

![11 Topaz Cove - Photo 44](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f4126463271r.jpg)

![11 Topaz Cove - Photo 45](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f3012479248r.jpg)

![11 Topaz Cove - Photo 46](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f3584918282r.jpg)

![11 Topaz Cove - Photo 47](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f1179412571r.jpg)

![11 Topaz Cove - Photo 48](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f2131880728r.jpg)

![11 Topaz Cove - Photo 49](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f322312877r.jpg)

![11 Topaz Cove - Photo 50](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f4243831342r.jpg)

![11 Topaz Cove - Photo 51](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f2900102164r.jpg)

![11 Topaz Cove - Photo 52](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f3986821276r.jpg)

![11 Topaz Cove - Photo 53](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f392019070r.jpg)

![11 Topaz Cove - Photo 54](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f4240912224r.jpg)

![11 Topaz Cove - Photo 55](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f1168625607r.jpg)

![11 Topaz Cove - Photo 56](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f3582279421r.jpg)

![11 Topaz Cove - Photo 57](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f1260946278r.jpg)

![11 Topaz Cove - Photo 58](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f4025421682r.jpg)

![11 Topaz Cove - Photo 59](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f2350472411r.jpg)

![11 Topaz Cove - Photo 60](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f3505552334r.jpg)

![11 Topaz Cove - Photo 61](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f3396852210r.jpg)

![11 Topaz Cove - Photo 62](http://lh.rdcpix.com/23aa768445dbf06323c7301fe7b74d87l-f2837249619r.jpg)

---

**MLS#:** 1002194 | **Updated:** 2026-09-16
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/11-topaz-cove-miramar-beach-fl-32550-1002194)

---

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