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About This Home

This 1-bedroom, 1-bathroom single family at 110 Falls Lane in Spencer, TN is listed for $750,000 ($1,429 per sqft). Built in 2022, the home offers 525 sqft of living space on a 10.00 acres lot.

Agent Description

Absolutely breathtaking acres, located atop the Cumberland Plateau in scenic Spencer, Tennessee. Just an hour away from Chattanooga and 1.5 hours from Nashville, this private piece of paradise offers dramatic brow lot views that must be experienced to truly comprehend its beauty.

This property offers several incredible building sites to choose from, giving you the option to split it into two 5-acre tracts or even build guest homes for extended family. Access the property through a private gate at the end of a cul-de-sac, and enjoy the level gravel driveway leading up to a massive 32x40 ft metal double garage with a brand new 500 sq ft apartment featuring high-end finishes.

The apartment is a perfect spot to live while building your dream home. It boasts gleaming tile, a dining area, decorative lighting, a spacious handicap accessible full bath, top-of-the-line washer/dryer, water filtration system, and a beautiful room with plenty of natural lighting.

The full kitchen exceeds expectations with a long countertop, stainless farmhouse sink with commercial-grade fixtures, soft close cabinets with under cabinet lighting, and high-end black stainless appliances including a touch screen refrigerator, microwave, dishwasher, and convection oven.

All utilities are in place and fiber optic internet is available to maintain your work and lifestyle seamlessly. There are also two separate septic systems installed for the apartment and a future home/cabin on one of the scenic peninsulas. Outdoor features include gated entry, gravel roads, water spigots around the property, and numerous walking t

rails for exploring the property's rock overhangs, formations, waterfall, or following a path down to the Rocky River. The owner of this property currently holds an active real estate license. Owner will consider owner financing with 30% down, amortized over 30 years with a 7 year balloon payment, interest rate is negotiable.

Key Features

  • Built in 2022
  • 10.00 acre lot

Property Details

1 full
2022

Amenities

ViewA/C

Monthly Cost Estimate

$4,011/mo

20% down · 6.5% · 30 years

Principal$542
Interest$3,250
Insurance$219

Estimates only. Actual payments may vary.

Location

110 Falls Lane

Spencer, TN 38585

Features & Amenities

Interior Features

Eat-in KitchenHigh Speed InternetRecessed LightingTub/shower Combo

Exterior Features

Outdoor Shower

Property Details

Flooring

Vinyl

Construction

Metal Siding

Views

Valley

Parking

DrivewayGarageGated

Heating

Ductless (Heating)

Cooling

Ductless

Appliances

Water HeaterWasher/Dryer StackedStainless Steel Appliance(s)RefrigeratorOvenMicrowaveFree-Standing Electric RangeElectric RangeDishwasher

Questions & Answers

This 1-bedroom, 1-bathroom single family at 110 Falls Lane is listed at $750,000 ($1,429/sqft). The estimated monthly payment is $3,250 based on 20% down at 6.5% interest.

Key features include: Built in 2022, 10.00 acre lot. Interior Features: Eat-in Kitchen, High Speed Internet, Recessed Lighting. Exterior Features: Outdoor Shower.

This property is listed by Geoffrey S Ramsey and can be reached at 4232275564 or geoff@geofframsey.com.

GR

Geoffrey S Ramsey

Agent at Real Estate Partners Chattanooga LLC

(423) 227-5564

Listed by Real Estate Partners Chattanooga LLC · View on Broker Site

MLS# 1524910· Source: listhub· Updated 178 days ago

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

110 Falls Lane, Spencer, TN 38585

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