# 110 State Street, Bay Saint Louis, MS 39520 > **TL;DR:** 4bd/5ba commercial, $2,200,000 ($581/sqft), built 1924, 3,787 sqft. > Pool, A/C. Est. $11,766/mo. Listed 112 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $2,200,000 | | Price/sqft | $581 | | Bedrooms | 4 | | Bathrooms | 4 full, 1 half | | Square Feet | 3,787 | | Year Built | 1924 | | Lot Size | 8,712 sqft (0.20 acres) | | Stories | 3 | | Property Type | Commercial (Other) | | Status | Active | | Days on Market | 112 | ## Why This Home Stands Out - **Pool** - Pool listed; type not specified ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $11,124 | | Estimated Insurance | $642 | | **Total** | **$11,766** | ## Key Amenities - Pool - A/C ## Property Highlights - Built in 1924 - 0.20 acre lot - 3 stories - Private pool ## Description ### Agent Description A truly one-of-a-kind gated estate offering luxury, versatility, and exceptional income potential or a large family compound. This custom-designed property offers 3787 sq ft, and features two private ground-level guest suites, each with its own entrance, full kitchen, and separate living quarters ideal for multigenerational living, executive accommodations, or vacation rental opportunities. The main residence showcases timeless architectural character with original beadboard ceilings, wainscoting, rich hardwood flooring, and an open-concept design filled with natural light. The gourmet kitchen is beautifully appointed with premium JennAir appliances, including a six-burner gas range, built-in microwave and dishwasher, French-door refrigerator, quartzite countertops, farmhouse sink, custom soft-close cabinetry, and illuminated glass display cabinets. The luxurious primary suite offers a private sitting area, custom walk-in closets, and a spa-inspired marble bath featuring a freestanding soaking tub, oversized walk-in shower with rainfall fixture and handheld sprayer, and double vanity. Upstairs, a spacious loft-style sitting area, oversized bunk room, full bath, and covered porch provide additional accommodations for family and guests. Designed for effortless indoor-outdoor living, French doors open to a 12' x 34' covered porch that extends to a sun deck overlooking the resort-style saltwater pool complete with waterfall, bubblers, tanning ledge, travertine decking, pool house, and beautifully landscaped grounds with irrigation. Additional features include an elevator lift, three HVAC systems with dedicated mini-splits for both guest suites, Hardie Board exterior, custom crown molding and millwork, private fenced backyard, storage building, and electric gates at both the front and rear entrances. This extraordinary property offers a rare combination of luxury craftsmanship, resort-style amenities, and unmatched flexibility, making it an exceptional primary residence, coastal retreat, or investment opportunity. ## Location - **Address:** 110 State Street, Bay Saint Louis, MS 39520 - **County:** Hancock - **Coordinates:** 30.311308, -89.326434 - **Google Maps:** https://www.google.com/maps?q=30.311308,-89.326434 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/110-State-Street-Bay-Saint-Louis-MS-39520/unbranded ## Listing Agent - **Name:** Brenda B Renfroe · **License:** B21469 - **Brokerage:** Coldwell Banker Alfonso Realty,Inc. - **Broker Phone:** (228) 287-1000 ## Photos ![110 State Street - Photo 1](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1279511997r.jpg) ![110 State Street - Photo 2](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1917944959r.jpg) ![110 State Street - Photo 3](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1670958254r.jpg) ![110 State Street - Photo 4](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1298192187r.jpg) ![110 State Street - Photo 5](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1716177908r.jpg) ![110 State Street - Photo 6](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1232917256r.jpg) ![110 State Street - Photo 7](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1059935415r.jpg) ![110 State Street - Photo 8](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1265260696r.jpg) ![110 State Street - Photo 9](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f161118845r.jpg) ![110 State Street - Photo 10](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f668928392r.jpg) ![110 State Street - Photo 11](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f4258389199r.jpg) ![110 State Street - Photo 12](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1087515669r.jpg) ![110 State Street - Photo 13](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f314462869r.jpg) ![110 State Street - Photo 14](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f4090526827r.jpg) ![110 State Street - Photo 15](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1457928280r.jpg) ![110 State Street - Photo 16](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f2469586847r.jpg) ![110 State Street - Photo 17](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1420960805r.jpg) ![110 State Street - Photo 18](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f2819896960r.jpg) ![110 State Street - Photo 19](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1509523133r.jpg) ![110 State Street - Photo 20](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f2969563506r.jpg) ![110 State Street - Photo 21](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1223122773r.jpg) ![110 State Street - Photo 22](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1826849299r.jpg) ![110 State Street - Photo 23](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f3679559814r.jpg) ![110 State Street - Photo 24](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f3480007200r.jpg) ![110 State Street - Photo 25](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f4018201989r.jpg) ![110 State Street - Photo 26](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f489119309r.jpg) ![110 State Street - Photo 27](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f3202304404r.jpg) ![110 State Street - Photo 28](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1944364413r.jpg) ![110 State Street - Photo 29](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f4190376617r.jpg) ![110 State Street - Photo 30](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f2736525570r.jpg) ![110 State Street - Photo 31](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f2410989585r.jpg) ![110 State Street - Photo 32](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f213885431r.jpg) ![110 State Street - Photo 33](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1710781602r.jpg) ![110 State Street - Photo 34](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f3746885147r.jpg) ![110 State Street - Photo 35](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1521989833r.jpg) ![110 State Street - Photo 36](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f2167810692r.jpg) ![110 State Street - Photo 37](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f39562019r.jpg) ![110 State Street - Photo 38](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f2100588083r.jpg) ![110 State Street - Photo 39](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f2850189484r.jpg) ![110 State Street - Photo 40](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f3489939676r.jpg) ![110 State Street - Photo 41](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f3701000596r.jpg) ![110 State Street - Photo 42](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f2282915291r.jpg) ![110 State Street - Photo 43](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f3191396157r.jpg) ![110 State Street - Photo 44](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f44520357r.jpg) ![110 State Street - Photo 45](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f598609021r.jpg) ![110 State Street - Photo 46](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1451499581r.jpg) ![110 State Street - Photo 47](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1704533500r.jpg) ![110 State Street - Photo 48](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f895210322r.jpg) ![110 State Street - Photo 49](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f2915999130r.jpg) ![110 State Street - Photo 50](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1511763841r.jpg) ![110 State Street - Photo 51](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f2901310363r.jpg) ![110 State Street - Photo 52](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f133800007r.jpg) ![110 State Street - Photo 53](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f2238749542r.jpg) ![110 State Street - Photo 54](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1877298739r.jpg) ![110 State Street - Photo 55](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f2017645656r.jpg) ![110 State Street - Photo 56](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f1754900826r.jpg) ![110 State Street - Photo 57](http://lh.rdcpix.com/b5b55b6ff6ab58b3a57779edd8522efcl-f609327193r.jpg) --- **MLS#:** 4155600 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 MLS United. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/110-state-street-bay-saint-louis-ms-39520-cd498e399a3a4efeaa79b11006f5c8ac) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/110-state-street-bay-saint-louis-ms-39520-cd498e399a3a4efeaa79b11006f5c8ac#listing", "url": "https://www.propertysimple.ai/listing/110-state-street-bay-saint-louis-ms-39520-cd498e399a3a4efeaa79b11006f5c8ac", "name": "110 State Street, Bay Saint Louis, MS 39520", "description": "A truly one-of-a-kind gated estate offering luxury, versatility, and exceptional income potential or a large family compound. This custom-designed property offers 3787 sq ft, and features two private ground-level guest suites, each with its own entrance, full kitchen, and separate living quarters ideal for multigenerational living, executive accommodations, or vacation rental opportunities. The main residence showcases timeless architectural character with original beadboard ceilings, wainscoting, rich hardwood flooring, and an open-concept design filled with natural light. The gourmet kitchen is beautifully appointed with premium JennAir appliances, including a six-burner gas range, built-in microwave and dishwasher, French-door refrigerator, quartzite countertops, farmhouse sink, custom soft-close cabinetry, and illuminated glass display cabinets. The luxurious primary suite offers a private sitting area, custom walk-in closets, and a spa-inspired marble bath featuring a freestanding soaking tub, oversized walk-in shower with rainfall fixture and handheld sprayer, and double vanity. Upstairs, a spacious loft-style sitting area, oversized bunk room, full bath, and covered porch provide additional accommodations for family and guests. Designed for effortless indoor-outdoor living, French doors open to a 12' x 34' covered porch that extends to a sun deck overlooking the resort-style saltwater pool complete with waterfall, bubblers, tanning ledge, travertine decking, pool house, and beautifully landscaped grounds with irrigation. Additional features include an elevator lift, three HVAC systems with dedicated mini-splits for both guest suites, Hardie Board exterior, custom crown molding and millwork, private fenced backyard, storage building, and electric gates at both the front and rear entrances. 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