# 11021 Merganser Ter, Chesterfield, VA 23838

> **TL;DR:** 5bd/5ba single family, $1,099,000, built 1996. Est. $5,878/mo. Listed 3 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,099,000 |
| Bedrooms | 5 |
| Bathrooms | 4 full, 1 half |
| Year Built | 1996 |
| Lot Size | 48,961 sqft (1.12 acres) |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 3 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $5,557 |
| Estimated Insurance | $321 |
| **Total** | **$5,878** |

## Nearby Schools

- **Elementary:** Gates
- **Middle:** Matoaca
- **High:** Matoaca

## Property Highlights

- Built in 1996
- 1.12 acre lot

## Description

### Agent Description
Stately brick architecture meets an exceptional waterfront setting in Woodland Pond. Positioned on just over an acre with direct water access and a dock, this home captures sweeping water views across the entire rear of the residence. Expansive windows, soaring ceilings, and beautifully proportioned gathering spaces make the setting a part of everyday living. Hardwood floors flow throughout the first floor, where formal dining room and living room flank the two-story foyer. Beyond the entry, the dramatic family room features a two-story vaulted ceiling, floor-to-ceiling windows, and beautiful built-ins surrounding one of the home's three fireplaces. The spacious kitchen offers a large island, its own fireplace, and a breakfast nook overlooking the water.The first-floor primary suite provides a private retreat with a generous ensuite bath, walk-in closet, and separate sitting room with direct access to the rear deck. Upstairs, a spacious guest suite with an ensuite bath and walk-in closet offers the flexibility of a second primary. Three additional generously sized bedrooms feature ample closet storage and share a large hall bath. The fully finished walk-out basement adds outstanding space for entertaining and relaxing, with a fireside living area, wet bar, casual dining nook, expansive recreation room, and a cozy den. An attached basement storage shed, currently used as a woodworking shop, provides dedicated space for projects, hobbies, and storage. From quiet mornings on the deck to afternoons by the dock, this home offers inviting ways to enjoy its waterfront surroundings. Woodland Pond's wooded landscape, distinctive homes, and 120-acre lake complete this memorable setting.

## Location

- **Address:** 11021 Merganser Ter, Chesterfield, VA 23838
- **County:** Chesterfield
- **Neighborhood:** Woodland Pond

## Virtual Tour & Media

- **Video Tour:** https://listings.tourvahomes.com/sites/rgvqpnjv/unbranded

## Listing Agent

- **Name:** Lauren Renschler
- **Brokerage:** Long & Foster Real Estate
- **Broker Phone:** 8046394663

## Photos

![11021 Merganser Ter - Photo 1](http://lh.rdcpix.com/d66b247bb45bc76f00049b459fd64607l-f1966336811r.jpg)

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![11021 Merganser Ter - Photo 38](http://lh.rdcpix.com/d66b247bb45bc76f00049b459fd64607l-f3175760962r.jpg)

![11021 Merganser Ter - Photo 39](http://lh.rdcpix.com/d66b247bb45bc76f00049b459fd64607l-f3487199041r.jpg)

![11021 Merganser Ter - Photo 40](http://lh.rdcpix.com/d66b247bb45bc76f00049b459fd64607l-f1248420561r.jpg)

![11021 Merganser Ter - Photo 41](http://lh.rdcpix.com/d66b247bb45bc76f00049b459fd64607l-f1755263281r.jpg)

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![11021 Merganser Ter - Photo 44](http://lh.rdcpix.com/d66b247bb45bc76f00049b459fd64607l-f2048630011r.jpg)

![11021 Merganser Ter - Photo 45](http://lh.rdcpix.com/d66b247bb45bc76f00049b459fd64607l-f1549085520r.jpg)

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![11021 Merganser Ter - Photo 47](http://lh.rdcpix.com/d66b247bb45bc76f00049b459fd64607l-f3072216050r.jpg)

![11021 Merganser Ter - Photo 48](http://lh.rdcpix.com/d66b247bb45bc76f00049b459fd64607l-f400510948r.jpg)

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![11021 Merganser Ter - Photo 50](http://lh.rdcpix.com/d66b247bb45bc76f00049b459fd64607l-f4172282279r.jpg)

![11021 Merganser Ter - Photo 51](http://lh.rdcpix.com/d66b247bb45bc76f00049b459fd64607l-f574353288r.jpg)

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![11021 Merganser Ter - Photo 53](http://lh.rdcpix.com/d66b247bb45bc76f00049b459fd64607l-f2018692975r.jpg)

![11021 Merganser Ter - Photo 54](http://lh.rdcpix.com/d66b247bb45bc76f00049b459fd64607l-f482991327r.jpg)

![11021 Merganser Ter - Photo 55](http://lh.rdcpix.com/d66b247bb45bc76f00049b459fd64607l-f4232607067r.jpg)

---

**MLS#:** 2629157 | **Updated:** 2026-10-30
**Source:** listhub

*Copyright © 2026 Long & Foster Real Estate. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/11021-merganser-ter-chesterfield-va-23838-0cab776c82904584ad802fb036f4f846)

---

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