About This Home

This 2-bedroom, 2-bathroom townhouse at 1103 S 44th Street #103 in Cumming, IA is listed for $850,000 ($586 per sqft). Built in 2026, the home offers 1,450 sqft of living space on a 0.03 acres lot.

Key Features

  • Built in 2026
  • 0.03 acre lot
  • 3 stories
  • Fireplace

Property Details

3 stories
1 full, 1 half
2-car garage
#103
2026

Amenities

FireplaceA/C
Listing Description

Live/Work Townhomes available at Middlebrook! Offering a rare ownership opportunity along the future Main Street corridor. These fee-simple residences provide true live + work flexibility with approved commercial use on the main level, perfect for office, studio, or small business operations.

While the residential flat is complete, the commercial space is delivered as a warm shell ready to be built out however your business needs. Each home features an approximately 1,450 SF residential flat with rooftop patio, a 2-car attached garage, a spacious lower-level bonus area, and roughly 1,260 SF of commercial or office space with street-front visibility.

This unique design allows owners to live above their business, lease the commercial space for income, or enjoy the property as a second home with investment potential. Only 1 unit remaining! This limited offering provides a distinctive lifestyle within Middlebrook, Iowa's First Agrihood in Cumming, Iowa, and a rare chance to own mixed-use property in the Des Moines metro. Prices starting at $850,000.

Monthly Cost Estimate

$5,046/mo

20% down · 6.5% · 30 years

Principal$615
Interest$3,683
Insurance$248
HOA$500

Estimates only. Actual payments may vary.

Location

1103 S 44th Street #103

Cumming, IA 50061

Features & Amenities

Interior Features

WetBarDiningAreaEatInKitchen

Property Details

Construction

Brick

Parking

Garage

Heating

Geothermal (Heating)

Cooling

Geothermal

Questions & Answers

This 2-bedroom, 2-bathroom townhouse at 1103 S 44th Street is listed at $850,000 ($586/sqft). The estimated monthly payment is $5,046 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $500/month.

Key features include: Built in 2026, 0.03 acre lot, 3 stories, Fireplace. Interior Features: WetBar, DiningArea, EatInKitchen.

This property is listed by Ludwig, Kalen N.

LN

Ludwig, Kalen N

Agent at Peoples Company

Listed by Peoples Company · Broker phone: (515) 771-7588 · View on Broker Site · Broker website

MLS# 734150· Source: Des Moines Area Association of REALTORS®, Inc.· 262 days on PropertySimple

Copyright © 2026 Des Moines Area Association of REALTORS®, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1103 S 44th Street #103, Cumming, IA 50061

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