About This Home

This 5-bedroom, 4-bathroom single family at 11070 240th Ave in Spirit Lake, IA is listed for $1,850,000 ($325 per sqft). Built in 2011, the home offers 5,700 sqft of living space on a 0.39 acres lot.

Key Features

  • Built in 2011
  • 0.39 acre lot
  • 3 stories
  • Fireplace
  • Waterfront

Property Details

3 stories
2 full, 1 half
3-car garage
2011

Amenities

FireplaceWaterfrontA/C
Listing Description

Rare opportunity to to finish this stunning all brick two story home situated on a low lakeshore bank. With approximately 8500 square feet on three levels (5700 sq. ft. above grade) you have plenty of options and space to spread out. Soaring wood ceilings and expansive lakeside windows flood the home with natural light and frame unobstructed lake views from nearly every angle.

The walkout lower level (3 levels total) opens directly to an all brick patio with propane firepit, perfect for entertaining. This home is partially finished with a variety of flooring materials and trim boards on site and included- giving you a head start to customize the remaining spaces to your vision.

Comfort is built in year round with geothermal in floor heat on the lower and main levels and forced air on the upper level and central air throughout. A massive 1300 sq. ft. garage provides exceptional space for vehicles, watercraft, tools and storage topped by a heated bonus room above, ideal for a home gym, studio, office, or additional living space.

Homes with this much living space, 60' of low bank lake frontage, craftsmanship and potential rarely come available- bring your finishing vision and make this lakeshore home your own.

Monthly Cost Estimate

$9,894/mo

20% down · 6.5% · 30 years

Principal$1,338
Interest$8,017
Insurance$540

Estimates only. Actual payments may vary.

Location

11070 240th Ave

Spirit Lake, IA 51360

Features & Amenities

Interior Features

Main Floor BedroomsMain Floor LaundryVaulted CeilingsWasher/Dryer Hkups

Exterior Features

DeckDockDriveway-Concrete

Property Details

Construction

Brick

Outdoor Features

Deck

Heating

Geothermal (Heating)

Cooling

Central Air

Appliances

CooktopMicrowaveRefrigerator

Questions & Answers

This 5-bedroom, 4-bathroom single family at 11070 240th Ave is listed at $1,850,000 ($325/sqft). The estimated monthly payment is $9,895 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2011, 0.39 acre lot, 3 stories, Fireplace, Waterfront. Interior Features: Main Floor Bedrooms, Main Floor Laundry, Vaulted Ceilings. Exterior Features: Deck, Dock, Driveway-Concrete.

This property is listed by Eric Hoien.

EH

Eric Hoien

Agent at Eric Hoien, Inc

Listed by Eric Hoien, Inc · Broker phone: (712) 336-2790 · View on Broker Site · Broker website

MLS# 261129· Source: Iowa Great Lakes Board of Realtors· 57 days on PropertySimple

Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

11070 240th Ave, Spirit Lake, IA 51360

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