About This Home

This 3-bedroom, 3-bathroom single family at 1109 CHARLES Street in Clearwater, FL is listed for $799,000 ($436 per sqft). Built in 1936, the home offers 1,833 sqft of living space on a 0.27 acres lot.

Key Features

  • Built in 1936
  • 0.27 acre lot
  • 2 stories
  • Private pool

Property Details

2 stories
3 full
2-car garage
1936

Amenities

PoolA/C
Listing Description

Virtually Staged. This is a rare opportunity to own a truly one-of-a-kind legacy property designed for coastal living in one of Pinellas County's most sought-after locations. Situated on a tropical double lot just blocks from St. Joseph's Sound and minutes from Downtown Dunedin, this exceptional property offers a combination of land, flexibility, charm, and income potential that is increasingly difficult to find.

Perhaps the most valuable feature of this property is its rare grandfathered multifamily designation within a residential zoning district, allowing it to function as either a single-family residence or an income-producing duplex with an additional ADU.

Owners have the unique ability to live comfortably in one residence while generating income from the others, creating exceptional income opportunities. Thoughtfully renovated from the studs out by a renowned local builder, the property preserves the timeless character and "Old Florida" charm of the original structures while seamlessly incorporating modern luxury, craftsmanship, and convenience throughout.

High-end finishes, thoughtful design, and flexible living spaces create a property that feels both elevated and inviting. The oversized double lot offers endless possibilities for expansion, outdoor entertaining, RV or boat parking, and private resort-style living.

Surrounded by tropical landscaping, the outdoor setting is anchored by a brand-new pool with elegant paver decking, creating a private coastal retreat perfect for relaxing, entertaining, and enjoying Florida living year-round. Despite being located just minutes from the waterfront, the property sits outside the flood zone, eliminating the need for flood insurance.

The Pinellas Trail is located at the end of the block and provides direct biking/walking access to downtown Dunedin's acclaimed restaurants, breweries, bars, live music venues, boutique shopping, marinas, award-winning Gulf beaches, and Major League Baseball spring training facilities.

The staged renderings showcase the incredible versatility of the property and highlight the many ways the spaces can be customized to fit your vision-whether as a private retreat, multigenerational compound, luxury seasonal residence, or high-performing investment property. Properties offering this level of location, flexibility, land value, and coastal character rarely come to market! This property is listed below appraised value and priced to sell!

Monthly Cost Estimate

$4,273/mo

20% down · 6.5% · 30 years

Principal$578
Interest$3,462
Insurance$233

Estimates only. Actual payments may vary.

Location

1109 CHARLES Street

Clearwater, FL 33755

PEALE PARK

Features & Amenities

Interior Features

High CeilingsKitchen/Family Room ComboPrimaryBedroom UpstairsStone CountersThermostatVaulted Ceiling(s)Walk-In Closet(s)

Exterior Features

LightingPrivate MailboxRain Gutters

Property Details

Flooring

Tile

Construction

HardiPlank Type Frame

Pool Features

Pool

Outdoor Features

PorchDeck

Parking

Driveway

Heating

CentralElectric (Heating)

Cooling

Central Air

Appliances

RangeRange HoodTankless Water Heater

Questions & Answers

This 3-bedroom, 3-bathroom single family at 1109 CHARLES Street is listed at $799,000 ($436/sqft). The estimated monthly payment is $4,273 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1936, 0.27 acre lot, 2 stories, Private pool. Interior Features: High Ceilings, Kitchen/Family Room Combo, PrimaryBedroom Upstairs. Exterior Features: Lighting, Private Mailbox, Rain Gutters.

This property is listed by Elena Kapetaneas and can be reached at 7275159693.

EK

Elena Kapetaneas

Agent at Charles Rutenberg Realty, Inc

(727) 515-9693
Agent website

Listed by Charles Rutenberg Realty, Inc · Broker phone: (727) 538-9200 · View on Broker Site · Broker website

MLS# TB8489075· Source: Stellar MLS· 146 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1109 CHARLES Street, Clearwater, FL 33755

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