About This Home

This 3-bedroom, 3-bathroom single family at 1109 Congressional Lane in Wilmington, NC is listed for $769,900 ($331 per sqft). Built in 1995, the home offers 2,323 sqft of living space on a 0.22 acres lot.

Key Features

  • Built in 1995
  • 0.22 acre lot
  • 2 parking spaces
  • Fireplace

Property Details

1 story
2 full, 1 half
2-car garage
1995

Amenities

Fireplace
Listing Description

Enjoy the relaxed coastal lifestyle of Porters Neck Plantation, where mature landscaping and a beautiful streetscape lead to the desirable Master's Ridge section and 1109 Congressional Lane. This beautifully maintained 3-bedroom, 2.5-bath home offers 2,323 square feet of single-level living with a unique design centered around a private courtyard pool.

The in-ground pool has a natural stone water feature and is the focal point of the courtyard, positioned between the front living room and rear primary suite. Walls of windows provide views of the pool from throughout the home, while the wrap-around design and expansive covered porch create an inviting setting that feels like your own private resort.

The courtyard is beautifully landscaped with premium artificial turf and permeable pavers, and the rocking-chair front porch adds another welcoming outdoor space. Designed with entertaining in mind, the interior features a living room, formal dining room, family room with fireplace and built-ins, breakfast area, pantry, and a well-appointed kitchen with granite countertops and stainless steel appliances.

Hardwood floors run throughout the living areas, complemented by plantation shutters and abundant natural light. 2026 upgrades include an encapsulated crawlspace with dehumidifier, garage door opener, and a GE Microwave. Just minutes from marinas, shopping, dining, and Wilmington's beaches, the property also conveys deeded water rights to the Intracoastal Waterway, including access to a community picnic area and boat ramp.

A distinctive opportunity to enjoy privacy, exceptional outdoor living, and the convenience of coastal living in Porters Neck Plantation.

Monthly Cost Estimate

$5,318/mo

20% down · 6.5% · 30 years

Principal$557
Interest$3,336
Insurance$225
HOA$1,200

Estimates only. Actual payments may vary.

Location

1109 Congressional Lane

Wilmington, NC 28411

Porters Neck Plantation

Features & Amenities

Interior Features

Master DownstairsWalk-in Closet(s)High CeilingsEntrance FoyerSolid SurfaceBookcasesCeiling Fan(s)Blinds/ShadesEat-in KitchenWalk-In Closet(s)

Property Details

Construction

Shake Siding Wood Siding Wood Frame

Outdoor Features

PorchPatio

Parking

GarageOff StreetOpen

Heating

Electric (Heating)Fireplace(s)Heat Pump (Heating)

Cooling

Heat PumpCeiling Fan(s)

Questions & Answers

This 3-bedroom, 3-bathroom single family at 1109 Congressional Lane is listed at $769,900 ($331/sqft). The estimated monthly payment is $5,318 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1200/month.

Key features include: Built in 1995, 0.22 acre lot, 2 parking spaces, Fireplace. Interior Features: Master Downstairs, Walk-in Closet(s), High Ceilings.

This property is listed by Sandy Monroe & Assoc Team.

ST

Sandy Monroe & Assoc Team

License 149923

Agent at Coldwell Banker Sea Coast Advantage

Listed by Coldwell Banker Sea Coast Advantage · Broker phone: (910) 799-3435 · View on Broker Site · Broker website

MLS# 100604487· Source: Hive MLS· 45 days on PropertySimple

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1109 Congressional Lane, Wilmington, NC 28411

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