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About This Home

This 3-bedroom, 3-bathroom single family at 1109 Stump Lane in Key West, FL is listed for $2,299,500 ($1,334 per sqft). Built in 1933, the home offers 1,724 sqft of living space on a 0.09 acres lot.

Agent Description

On a quiet lane in Old Town, this classic Conch home offers a setting where life feels just a little slower and a lot more enjoyable. From the moment you step inside, the home draws you outward, where indoor living blends naturally with the surrounding outdoor spaces.

The heart of the home is built around entertaining. The living area, kitchen, and dining space come together in a way that encourages gathering, while the outdoor covered patio is perfect for dining or lounging creating a natural extension for everything from slow mornings to late evenings.

Step outside and the pace shifts. Sitting on a large L shaped lot, the pool becomes the centerpiece, surrounded by deck space, greenery, and just enough privacy to make it feel like your own little corner of the island. The inviting primary suite is a peaceful retreat, featuring vaulted ceilings and French doors that open directly to the pool.

Upstairs, two additional bedrooms and a shared bath provide comfortable separation, while the detached poolside cottage, with its own bath and outdoor shower offers flexible space for guests, a workspace, or added privacy. A convenient powder room is also located just off the kitchen.

Dade County pine walls, wood floors, and tall ceilings bring warmth and authenticity, giving the home a sense of history without ever feeling heavy. It is comfortable, inviting, and easy to live in, the kind of home that makes everyday moments feel just a little more special. Quiet, central, and layered with history, 1109 Stump Lane stands as one of Old Town's most compelling hidden opportunities, a rare chance to own a truly private retreat in the heart of Key West.

Key Features

  • Built in 1933
  • 0.09 acre lot
  • 2 stories
  • Private pool

Property Details

2 stories
2 full, 2 half
1933

Amenities

PoolViewA/C

Monthly Cost Estimate

$12,298/mo

20% down · 6.5% · 30 years

Principal$1,663
Interest$9,965
Insurance$671

Estimates only. Actual payments may vary.

Location

1109 Stump Lane

Key West, FL 33040

Old Town - Unlisted (1.0)

Features & Amenities

Interior Features

Built-in Cabinets

Exterior Features

FencingDetached Guest QtrsOutdoor Shower

Property Details

Flooring

WoodTile

Construction

Frame

Views

Water

Pool Features

Deck

Cooling

DuctlessCentral Air

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenMicrowave

Questions & Answers

This 3-bedroom, 3-bathroom single family at 1109 Stump Lane is listed at $2,299,500 ($1,334/sqft). The estimated monthly payment is $9,965 based on 20% down at 6.5% interest.

Key features include: Built in 1933, 0.09 acre lot, 2 stories, Private pool. Interior Features: Built-in Cabinets. Exterior Features: Fencing, Detached Guest Qtrs, Outdoor Shower.

This property is listed by Terri Spottswood and can be reached at 3055873407 or terri@terrispottswood.com.

TS

Terri Spottswood

Agent at Truman & Co. (KW)

(305) 587-3407

Listed by Truman & Co. (KW) · View on Broker Site

MLS# 619404· Source: listhub· Updated 54 days ago

Copyright © 2026 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1109 Stump Lane, Key West, FL 33040

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