# 1109 Stump Lane, Key West, FL 33040

> **TL;DR:** 3bd/3ba single family, $2,249,000 ($1305/sqft), built 1933, 1,724 sqft.
> Pool, View, A/C. Est. $12,028/mo. Listed 159 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $2,249,000 |
| Price/sqft | $1305 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 2 half |
| Square Feet | 1,724 |
| Year Built | 1933 |
| Lot Size | 3,920 sqft (0.09 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 159 |

## Why This Home Stands Out

- **Pool** - Deck
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $11,372 |
| Estimated Insurance | $656 |
| **Total** | **$12,028** |

## Key Amenities

- Pool
- View
- A/C

## Property Highlights

- Built in 1933
- 0.09 acre lot
- Private pool

## Description

### Agent Description
On a quiet lane in Old Town, this classic Conch home offers a setting where life feels just a little slower and a lot more enjoyable. From the moment you step inside, the home draws you outward, where indoor living blends naturally with the surrounding outdoor spaces. The heart of the home is built around entertaining. The living area, kitchen, and dining space come together in a way that encourages gathering, while the outdoor covered patio is perfect for dining or lounging creating a natural extension for everything from slow mornings to late evenings. Step outside and the pace shifts. Sitting on a large L shaped lot, the pool becomes the centerpiece, surrounded by deck space, greenery, and just enough privacy to make it feel like your own little corner of the island. The inviting primary suite is a peaceful retreat, featuring vaulted ceilings and French doors that open directly to the pool. Upstairs, two additional bedrooms and a shared bath provide comfortable separation, while the detached poolside cottage, with its own bath and outdoor shower offers flexible space for guests, a workspace, or added privacy. A convenient powder room is also located just off the kitchen. Dade County pine walls, wood floors, and tall ceilings bring warmth and authenticity, giving the home a sense of history without ever feeling heavy. It is comfortable, inviting, and easy to live in, the kind of home that makes everyday moments feel just a little more special. Quiet, central, and layered with history, 1109 Stump Lane stands as one of Old Town's most compelling hidden opportunities, a rare chance to own a truly private retreat in the heart of Key West.

## Location

- **Address:** 1109 Stump Lane, Key West, FL 33040
- **County:** Monroe
- **Neighborhood:** Old Town - Unlisted (1.0)
- **Coordinates:** 24.559887, -81.795125
- **Google Maps:** https://www.google.com/maps?q=24.559887,-81.795125

## Virtual Tour & Media

- **Video Tour:** https://www.zillow.com/view-imx/ec046332-ba27-4aac-9d80-962f24194ea9?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

## Listing Agent

- **Name:** Terri Spottswood
- **Brokerage:** Truman & Co. Real Estate Services
- **Phone:** 3055873407
- **Broker Phone:** (305) 292-2244
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1109-Stump-Ln_Key-West_FL_33040_M66719-35660?f=listhub&s=KWARFL&m=619404&c=propsimple)

## Photos

![1109 Stump Lane - Photo 1](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f805180508r.jpg)

![1109 Stump Lane - Photo 2](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f3958982019r.jpg)

![1109 Stump Lane - Photo 3](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f2283587691r.jpg)

![1109 Stump Lane - Photo 4](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f461806035r.jpg)

![1109 Stump Lane - Photo 5](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f1023242679r.jpg)

![1109 Stump Lane - Photo 6](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f3576051581r.jpg)

![1109 Stump Lane - Photo 7](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f963614799r.jpg)

![1109 Stump Lane - Photo 8](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f3668080135r.jpg)

![1109 Stump Lane - Photo 9](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f2428908481r.jpg)

![1109 Stump Lane - Photo 10](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f189527185r.jpg)

![1109 Stump Lane - Photo 11](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f4013898492r.jpg)

![1109 Stump Lane - Photo 12](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f1587223633r.jpg)

![1109 Stump Lane - Photo 13](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f1662207643r.jpg)

![1109 Stump Lane - Photo 14](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f2322173105r.jpg)

![1109 Stump Lane - Photo 15](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f3571069117r.jpg)

![1109 Stump Lane - Photo 16](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f3978199981r.jpg)

![1109 Stump Lane - Photo 17](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f1645161844r.jpg)

![1109 Stump Lane - Photo 18](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f2343576162r.jpg)

![1109 Stump Lane - Photo 19](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f2116151043r.jpg)

![1109 Stump Lane - Photo 20](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f3171397637r.jpg)

![1109 Stump Lane - Photo 21](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f167937985r.jpg)

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![1109 Stump Lane - Photo 24](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f1243933019r.jpg)

![1109 Stump Lane - Photo 25](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f3878278159r.jpg)

![1109 Stump Lane - Photo 26](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f318155776r.jpg)

![1109 Stump Lane - Photo 27](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f1913076796r.jpg)

![1109 Stump Lane - Photo 28](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f1705805418r.jpg)

![1109 Stump Lane - Photo 29](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f1690495914r.jpg)

![1109 Stump Lane - Photo 30](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f1692227965r.jpg)

![1109 Stump Lane - Photo 31](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f3515205453r.jpg)

![1109 Stump Lane - Photo 32](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f4220575147r.jpg)

![1109 Stump Lane - Photo 33](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f32183979r.jpg)

![1109 Stump Lane - Photo 34](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f2186084215r.jpg)

![1109 Stump Lane - Photo 35](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f3174143505r.jpg)

![1109 Stump Lane - Photo 36](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f3850336011r.jpg)

![1109 Stump Lane - Photo 37](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f2042572781r.jpg)

![1109 Stump Lane - Photo 38](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f298267337r.jpg)

![1109 Stump Lane - Photo 39](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f3853287723r.jpg)

![1109 Stump Lane - Photo 40](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f3926498826r.jpg)

![1109 Stump Lane - Photo 41](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f3137249209r.jpg)

![1109 Stump Lane - Photo 42](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f3301399935r.jpg)

![1109 Stump Lane - Photo 43](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f4080483696r.jpg)

![1109 Stump Lane - Photo 44](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f779571042r.jpg)

![1109 Stump Lane - Photo 45](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f3546709424r.jpg)

![1109 Stump Lane - Photo 46](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f1850850317r.jpg)

![1109 Stump Lane - Photo 47](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f3101492777r.jpg)

![1109 Stump Lane - Photo 48](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f2328305148r.jpg)

![1109 Stump Lane - Photo 49](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f3929105259r.jpg)

![1109 Stump Lane - Photo 50](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f921313361r.jpg)

![1109 Stump Lane - Photo 51](http://lh.rdcpix.com/cbe972884cd1fa874b50df42db3bf083l-f418479623r.jpg)

---

**MLS#:** 619404 | **Updated:** 2026-09-13
**Source:** listhub

*Copyright © 2026 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1109-stump-lane-key-west-fl-33040-l619404)

---

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