About This Home

This 4-bedroom, 4-bathroom single family at 111 Coastal Cay in Surf City, NC is listed for $925,000 ($461 per sqft). Built in 2012, the home offers 2,006 sqft of living space on a 0.03 acres lot.

Key Features

  • Built in 2012
  • 0.03 acre lot
  • 3 stories
  • Waterfront

Property Details

3 stories
3 full, 1 half
2012

Amenities

WaterfrontViewA/C
Listing Description

Take a look at this stunning home in the Live Oaks of Topsail! Situated directly on the marsh at the S-curve in Surf City, this home has an unparalleled view over the creek, the marsh and out to the ICW. A hidden gem community with rare turnover, the neighborhood offers a pool and a community dock along with spill over parking.

There's a private hot tub on the sound side of the home and beach access is a breeze, too! The first floor consists of three bedrooms and 2 baths, all beautifully decorated. One of two potential primary suites spans the water side of the home and boasts a private bath and private deck.

On the second floor, a comfortable open floor plan is dominated by a spacious waterfront living area and a large kitchen. Ample dining space lies between. Added features like a half bath and large pantry are great touches. And the large deck overlooking the sound is the perfect spot to enjoy the sunset or sip on a cup of coffee.

Head up to the top floor to see the second possible owners' retreat. You may not want to leave! Can you believe the views from this deck are even better? What a way to start your day! Decks on both sides and on every level welcome you to enjoy the beauty and nature all around you.

This house would function well as a residence, a second home or a rental. All you need is a packed suitcase - this fabulous home is fully furnished and move in ready. While not currently a rental, this gem was a strong producer in '21 and '22! Views to die for, furnished, short distance to town, quick access to the beach, a community dock, a community pool, a private hot tub - what more could you ask for? Come see it in person! You're going to LOVE it!

Monthly Cost Estimate

$6,907/mo

20% down · 6.5% · 30 years

Principal$669
Interest$4,008
Insurance$270
HOA$1,960

Estimates only. Actual payments may vary.

Location

111 Coastal Cay

Surf City, NC 28445

Live Oaks Of Topsail

Features & Amenities

Interior Features

Ceiling Fan(s)FurnishedPantryReverse Floor PlanBlinds/ShadesEat-in Kitchen

Exterior Features

Outdoor Shower

Property Details

Flooring

Lvt/lvpCarpetWoodTile

Construction

Vinyl Siding Wood Frame

Views

Water

Outdoor Features

PorchDeck

Heating

Forced AirElectric (Heating)

Cooling

Central Air

Appliances

Built-In MicrowaveWasherRefrigeratorDryerDishwasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 111 Coastal Cay is listed at $925,000 ($461/sqft). The estimated monthly payment is $6,907 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1960/month.

Key features include: Built in 2012, 0.03 acre lot, 3 stories, Waterfront. Interior Features: Ceiling Fan(s), Furnished, Pantry. Exterior Features: Outdoor Shower.

This property is listed by Becky Filer.

BF

Becky Filer

License 166921

Agent at Berkshire Hathaway HomeServices Carolina Premier Properties

Listed by Berkshire Hathaway HomeServices Carolina Premier Properties · Broker phone: (910) 431-2498 · View on Broker Site · Broker website

MLS# 100603568· Source: Hive MLS· 43 days on PropertySimple

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

111 Coastal Cay, Surf City, NC 28445

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