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About This Home

This 3-bedroom, 2-bathroom single family at 111 Cottage Ln in Montezuma, IA is listed for $685,000 ($529 per sqft). Built in 1992, the home offers 1,296 sqft of living space on a 0.56 acres lot.

Agent Description

Experience lake living at its finest with this exceptional retreat on the East Lake at Lake Ponderosa. Boasting an impressive 135 feet of shoreline with an expansive seawall, this property offers breathtaking water views and outstanding outdoor enjoyment.

Situated on a rare double lot totaling .56 acres, there is plenty of room to relax, entertain, and enjoy the lake lifestyle. This well-maintained home features 3 bedrooms, 1 1/2 baths, and approximately 1,080 square feet on the main level, plus an additional 240-square-foot loft (used as one of the bedrooms).

Recent exterior improvements include brand new siding, windows, gutters with LeafGuard protection, and durable steel roofing on both the home and the oversized two-stall garage. Inside, the home has been freshly painted and updated with new canned lighting, trim, and ceiling fan, creating a bright and welcoming atmosphere.

The outdoor amenities make this property truly stand out. A front maintenance free covered deck and a paved patio. Included is a large covered maintenance free dock system with a pontoon lift, and the spacious platform can easily be modified to accommodate an additional lift if desired. Conveniently located near a hard-surfaced road - a highly sought-after feature at the lake - this property offers easy access year-round. There's nothing left to do but move in, relax, and enjoy everything Lake Ponderosa has to offer.

Key Features

  • Built in 1992
  • 0.56 acre lot
  • Waterfront

Property Details

1 full, 1 half
1992

Amenities

WaterfrontA/C

Monthly Cost Estimate

$3,664/mo

20% down · 6.5% · 30 years

Principal$495
Interest$2,968
Insurance$200

Estimates only. Actual payments may vary.

Location

111 Cottage Ln

Montezuma, IA 50171

Property Details

Construction

Frame

Appliances

DishwasherDryerRangeRefrigeratorWasherWater Heater - Electric

Questions & Answers

This 3-bedroom, 2-bathroom single family at 111 Cottage Ln is listed at $685,000 ($529/sqft). The estimated monthly payment is $2,968 based on 20% down at 6.5% interest.

Key features include: Built in 1992, 0.56 acre lot, Waterfront.

This property is listed by Patricia O'Connell and can be reached at (319) 367-8760 or paoconn@yahoo.com.

PO

Patricia O'Connell

Agent at Realty87

(319) 367-8760

Listed by Realty87 · View on Broker Site

MLS# 2603565· Source: listhub· Updated 11 days ago

Copyright © 2026 Cedar Rapids Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

111 Cottage Ln, Montezuma, IA 50171

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