# 111 Cottage Ln, Montezuma, IA 50171

> **TL;DR:** 3bd/2ba single family, $685,000 ($529/sqft), built 1992, 1,296 sqft.
> Waterfront, A/C. Est. $3,664/mo. Listed 119 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $685,000 |
| Price/sqft | $529 |
| Bedrooms | 3 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 1,296 |
| Year Built | 1992 |
| Lot Size | 24,394 sqft (0.56 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 119 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,464 |
| Estimated Insurance | $200 |
| **Total** | **$3,664** |

## Nearby Schools

- **Elementary:** Montezuma
- **Middle:** Montezuma
- **High:** Montezuma

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1992
- 0.56 acre lot
- Waterfront

## Description

### Agent Description
Experience lake living at its finest with this exceptional retreat on the East Lake at Lake Ponderosa. Boasting an impressive 135 feet of shoreline with an expansive seawall, this property offers breathtaking water views and outstanding outdoor enjoyment. Situated on a rare double lot totaling .56 acres, there is plenty of room to relax, entertain, and enjoy the lake lifestyle. This well-maintained home features 3 bedrooms, 1 1/2 baths, and approximately 1,080 square feet on the main level, plus an additional 240-square-foot loft (used as one of the bedrooms). Recent exterior improvements include brand new siding, windows, gutters with LeafGuard protection, and durable steel roofing on both the home and the oversized two-stall garage. Inside, the home has been freshly painted and updated with new canned lighting, trim, and ceiling fan, creating a bright and welcoming atmosphere. The outdoor amenities make this property truly stand out. A front maintenance free covered deck and a paved patio. Included is a large covered maintenance free dock system with a pontoon lift, and the spacious platform can easily be modified to accommodate an additional lift if desired. Conveniently located near a hard-surfaced road - a highly sought-after feature at the lake - this property offers easy access year-round. There's nothing left to do but move in, relax, and enjoy everything Lake Ponderosa has to offer.

## Location

- **Address:** 111 Cottage Ln, Montezuma, IA 50171
- **County:** Poweshiek
- **Coordinates:** 41.580437, -92.577934
- **Google Maps:** https://www.google.com/maps?q=41.580437,-92.577934

## Virtual Tour & Media

- **Video Tour:** https://picyourhouse.net/111-Cottage-Ln/idx

## Listing Agent

- **Name:** Patricia O'Connell
- **Brokerage:** Coldwell Banker Hedges
- **Phone:** (319) 367-8760
- **Broker Phone:** (319) 367-8760
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/111-Cottage-Ln_Montezuma_IA_50171_M86544-11648?f=listhub&s=CRAARIA&m=2603565&c=propsimple)

## Photos

![111 Cottage Ln - Photo 1](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f2045586499r.jpg)

![111 Cottage Ln - Photo 2](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f3301172590r.jpg)

![111 Cottage Ln - Photo 3](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f678849719r.jpg)

![111 Cottage Ln - Photo 4](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f3724895601r.jpg)

![111 Cottage Ln - Photo 5](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f1161535700r.jpg)

![111 Cottage Ln - Photo 6](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f3918280736r.jpg)

![111 Cottage Ln - Photo 7](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f794877822r.jpg)

![111 Cottage Ln - Photo 8](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f957589707r.jpg)

![111 Cottage Ln - Photo 9](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f2769714200r.jpg)

![111 Cottage Ln - Photo 10](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f1367206977r.jpg)

![111 Cottage Ln - Photo 11](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f2364743022r.jpg)

![111 Cottage Ln - Photo 12](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f4274096238r.jpg)

![111 Cottage Ln - Photo 13](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f286193365r.jpg)

![111 Cottage Ln - Photo 14](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f2960065650r.jpg)

![111 Cottage Ln - Photo 15](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f377124747r.jpg)

![111 Cottage Ln - Photo 16](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f2930887883r.jpg)

![111 Cottage Ln - Photo 17](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f979484521r.jpg)

![111 Cottage Ln - Photo 18](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f408158581r.jpg)

![111 Cottage Ln - Photo 19](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f1023511319r.jpg)

![111 Cottage Ln - Photo 20](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f938784458r.jpg)

![111 Cottage Ln - Photo 21](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f1734080313r.jpg)

![111 Cottage Ln - Photo 22](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f3946162233r.jpg)

![111 Cottage Ln - Photo 23](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f1497142332r.jpg)

![111 Cottage Ln - Photo 24](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f2494445610r.jpg)

![111 Cottage Ln - Photo 25](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f2529483205r.jpg)

![111 Cottage Ln - Photo 26](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f3849332486r.jpg)

![111 Cottage Ln - Photo 27](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f3529966192r.jpg)

![111 Cottage Ln - Photo 28](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f1304993211r.jpg)

![111 Cottage Ln - Photo 29](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f2329292740r.jpg)

![111 Cottage Ln - Photo 30](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f221084173r.jpg)

![111 Cottage Ln - Photo 31](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f2713713204r.jpg)

![111 Cottage Ln - Photo 32](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f3680673651r.jpg)

![111 Cottage Ln - Photo 33](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f4279875400r.jpg)

![111 Cottage Ln - Photo 34](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f217519114r.jpg)

![111 Cottage Ln - Photo 35](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f3843310385r.jpg)

![111 Cottage Ln - Photo 36](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f688460427r.jpg)

![111 Cottage Ln - Photo 37](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f1723953540r.jpg)

![111 Cottage Ln - Photo 38](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f1189326395r.jpg)

![111 Cottage Ln - Photo 39](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f1371918159r.jpg)

![111 Cottage Ln - Photo 40](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f1246395902r.jpg)

![111 Cottage Ln - Photo 41](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f1878441675r.jpg)

![111 Cottage Ln - Photo 42](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f2381076065r.jpg)

---

**MLS#:** 2603565 | **Updated:** 2026-05-31
**Source:** listhub

*Copyright © 2026 Cedar Rapids Area Association of REALTORS&#174;. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/111-cottage-ln-montezuma-ia-50171-2603565)

---

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      },
      {
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        "name": "Construction Materials",
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      },
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      },
      {
        "@type": "LocationFeatureSpecification",
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      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.56 acres"
      },
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        "@type": "PropertyValue",
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        "value": "Single Family Residence"
      }
    ]
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    "url": "https://www.propertysimple.ai/listing/111-cottage-ln-montezuma-ia-50171-2603565",
    "price": 685000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
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      "@id": "https://www.propertysimple.ai/listing/111-cottage-ln-montezuma-ia-50171-2603565#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/111-cottage-ln-montezuma-ia-50171-2603565#agent",
    "name": "Patricia O'Connell",
    "telephone": "(319) 367-8760",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/111-cottage-ln-montezuma-ia-50171-2603565#brokerage",
      "name": "Coldwell Banker Hedges",
      "telephone": "(319) 367-8760"
    }
  }
}
```