# 111 Cottage Ln, Montezuma, IA 50171

> **TL;DR:** 3bd/2ba single family, $685,000 ($529/sqft), built 1992, 1,296 sqft.
> Waterfront, A/C. Est. $2,968/mo. Listed 11 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $685,000 |
| Price/sqft | $529 |
| Bedrooms | 3 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 1,296 |
| Year Built | 1992 |
| Lot Size | 24,394 sqft (0.56 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 11 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,968 |
| **Total** | **$2,968** |

## Nearby Schools

- **Elementary:** Montezuma
- **Middle:** Montezuma
- **High:** Montezuma

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1992
- 0.56 acre lot
- Waterfront

## Description

### Agent Description
Experience lake living at its finest with this exceptional retreat on the East Lake at Lake Ponderosa. Boasting an impressive 135 feet of shoreline with an expansive seawall, this property offers breathtaking water views and outstanding outdoor enjoyment. Situated on a rare double lot totaling .56 acres, there is plenty of room to relax, entertain, and enjoy the lake lifestyle. This well-maintained home features 3 bedrooms, 1 1/2 baths, and approximately 1,080 square feet on the main level, plus an additional 240-square-foot loft (used as one of the bedrooms). Recent exterior improvements include brand new siding, windows, gutters with LeafGuard protection, and durable steel roofing on both the home and the oversized two-stall garage. Inside, the home has been freshly painted and updated with new canned lighting, trim, and ceiling fan, creating a bright and welcoming atmosphere. The outdoor amenities make this property truly stand out. A front maintenance free covered deck and a paved patio. Included is a large covered maintenance free dock system with a pontoon lift, and the spacious platform can easily be modified to accommodate an additional lift if desired. Conveniently located near a hard-surfaced road - a highly sought-after feature at the lake - this property offers easy access year-round. There's nothing left to do but move in, relax, and enjoy everything Lake Ponderosa has to offer.

## Location

- **Address:** 111 Cottage Ln, Montezuma, IA 50171
- **County:** Poweshiek
- **Coordinates:** 41.580437, -92.577934
- **Google Maps:** https://www.google.com/maps?q=41.580437,-92.577934

## Virtual Tour & Media

- **Video Tour:** https://picyourhouse.net/111-Cottage-Ln/idx

## Listing Agent

- **Name:** Patricia O'Connell
- **Brokerage:** Realty87
- **Phone:** (319) 367-8760
- **Email:** paoconn@yahoo.com

## Primary Photo

![111 Cottage Ln - Primary Photo](http://lh.rdcpix.com/a8a7b4a44bebb8476c7665bdaea0894dl-f2045586499r.jpg)

*42 total photos available on [listing page](https://www.propertysimple.com/listing/111-cottage-ln-montezuma-ia-50171-2603565)*

---

**MLS#:** 2603565 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Cedar Rapids Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/111-cottage-ln-montezuma-ia-50171-2603565)

---

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