# 1110 UMBRIA Lane, Saint Cloud, FL 34771

> **TL;DR:** 4bd/2ba single family, $439,000 ($210/sqft), built 2017, 2,092 sqft.
> Solar, A/C, 2-car garage. Est. $2,348/mo. Listed 176 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $439,000 |
| Price/sqft | $210 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 2,092 |
| Year Built | 2017 |
| Lot Size | 7,405 sqft (0.17 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 176 |

## Why This Home Stands Out

- **Solar Panels** - Solar panels listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,220 |
| Estimated Insurance | $128 |
| **Total** | **$2,348** |

## Key Amenities

- Solar
- A/C
- 2-car garage

## Property Highlights

- Built in 2017
- 0.17 acre lot

## Description

### Agent Description
Improved Price. MAGNIFICENT & COVETED - THE RETREAT AT NARCOOSSEE VILLAGE! No Flood Zone and No CDD! Move-in ready and impeccably maintained by meticulous owners, this beautifully updated home offers a modern feel with a highly functional layout. Enjoy this 4-bedroom, 2-bathroom home with a spacious living and dining room combination alongside a well-appointed kitchen featuring wood cabinetry and stainless steel appliances, perfect for entertaining guests or enjoying quality time with family. Durable flooring throughout the main living areas provides an easy-to-maintain surface, and the central HVAC system with UV Light adds year-round comfort. while multiple ceiling fans enhance airflow. The primary suite offers a relaxing retreat with a garden tub, a separate sunken shower, and dual vanities. Additional highlights include double-pane, energy-efficient windows and sliding doors, fresh 2026 interior and exterior paint, a leased solar system, a whole-house water filtration system, and reverse osmosis at the kitchen sink for high-quality drinking water and added efficiency. The fully fenced, private backyard offers ample space for a future pool or additional storage. The home combines comfort, efficiency, and functionality in a prime location-just minutes from dining, shopping, Lake Nona, Medical City, and Orlando International Airport. Don't miss this rare opportunity and call today for your private showing. Motivated Sellers.

## Location

- **Address:** 1110 UMBRIA Lane, Saint Cloud, FL 34771
- **County:** Osceola
- **Neighborhood:** NARCOOSSEE VILLAGE PH 1
- **Coordinates:** 28.301659, -81.235731
- **Google Maps:** https://www.google.com/maps?q=28.301659,-81.235731

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/stellar/TB8492248

## Listing Agent

- **Name:** Agnieszka Pisarczyk
- **Brokerage:** LPT Realty, LLC.
- **Phone:** 8134168210
- **Broker Phone:** (877) 366-2213
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1110-Umbria-Ln_Saint-Cloud_FL_34771_M68675-66234?f=listhub&s=MFRMLSFL&m=TB8492248&c=propsimple)

## Photos

![1110 UMBRIA Lane - Photo 1](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f1342313203r.jpg)

![1110 UMBRIA Lane - Photo 2](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f3455870799r.jpg)

![1110 UMBRIA Lane - Photo 3](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f3062917281r.jpg)

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![1110 UMBRIA Lane - Photo 5](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f737865396r.jpg)

![1110 UMBRIA Lane - Photo 6](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f1130312289r.jpg)

![1110 UMBRIA Lane - Photo 7](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f1836476021r.jpg)

![1110 UMBRIA Lane - Photo 8](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f1630188406r.jpg)

![1110 UMBRIA Lane - Photo 9](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f3031183135r.jpg)

![1110 UMBRIA Lane - Photo 10](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f1396076399r.jpg)

![1110 UMBRIA Lane - Photo 11](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f3232270890r.jpg)

![1110 UMBRIA Lane - Photo 12](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f577386197r.jpg)

![1110 UMBRIA Lane - Photo 13](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f3201006412r.jpg)

![1110 UMBRIA Lane - Photo 14](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f3811486141r.jpg)

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![1110 UMBRIA Lane - Photo 25](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f1238688620r.jpg)

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![1110 UMBRIA Lane - Photo 31](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f779768647r.jpg)

![1110 UMBRIA Lane - Photo 32](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f4075015635r.jpg)

![1110 UMBRIA Lane - Photo 33](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f1089822051r.jpg)

![1110 UMBRIA Lane - Photo 34](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f462814723r.jpg)

![1110 UMBRIA Lane - Photo 35](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f1751288597r.jpg)

![1110 UMBRIA Lane - Photo 36](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f3455168954r.jpg)

![1110 UMBRIA Lane - Photo 37](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f3070618899r.jpg)

![1110 UMBRIA Lane - Photo 38](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f4293737513r.jpg)

![1110 UMBRIA Lane - Photo 39](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f2394666456r.jpg)

![1110 UMBRIA Lane - Photo 40](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f1082298451r.jpg)

![1110 UMBRIA Lane - Photo 41](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f1073430052r.jpg)

![1110 UMBRIA Lane - Photo 42](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f2360260696r.jpg)

![1110 UMBRIA Lane - Photo 43](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f1907464236r.jpg)

![1110 UMBRIA Lane - Photo 44](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f1979433382r.jpg)

![1110 UMBRIA Lane - Photo 45](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f2376845260r.jpg)

![1110 UMBRIA Lane - Photo 46](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f1799577953r.jpg)

![1110 UMBRIA Lane - Photo 47](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f1972864453r.jpg)

![1110 UMBRIA Lane - Photo 48](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f1459479563r.jpg)

![1110 UMBRIA Lane - Photo 49](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f803105591r.jpg)

![1110 UMBRIA Lane - Photo 50](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f4158671680r.jpg)

![1110 UMBRIA Lane - Photo 51](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f1611064684r.jpg)

![1110 UMBRIA Lane - Photo 52](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f2659140590r.jpg)

![1110 UMBRIA Lane - Photo 53](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f1219770461r.jpg)

![1110 UMBRIA Lane - Photo 54](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f535891322r.jpg)

![1110 UMBRIA Lane - Photo 55](http://lh.rdcpix.com/777d27e4cb0b13474ab6ab41cc9d6d98l-f4142364089r.jpg)

---

**MLS#:** TB8492248 | **Updated:** 2026-09-23
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1110-umbria-lane-st-cloud-fl-34771-b8492248)

---

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