About This Home

This 3-bedroom, 2-bathroom single family at 1114 SE 21st Terrace in Cape Coral, FL is listed for $599,000 ($308 per sqft). Built in 1999, the home offers 1,944 sqft of living space on a 0.23 acres lot.

Key Features

  • Built in 1999
  • 0.23 acre lot
  • Waterfront

Property Details

1 story
2 full
2-car garage
1999

Amenities

WaterfrontSpaA/C
Listing Description

Amazing Gulf Access home NOT in a Flood Zone !! Enjoy waterfront living in this gorgeous 3-bedroom, 2-bathroom Gulf-access canal home with a 2-car garage! The beautiful eat-in kitchen features granite countertops, stainless steel appliances, and a breakfast bar.

Tile flooring throughout the main living areas and laminate flooring in the bedrooms complete the interior. Formal dining area, Inviting living room with wall to wall pocket sliders that opens up to an expansive 45 x 21 enclosed lanai with a 10 x 37 under-roof area provides ample space for entertaining, outdoor dining, and relaxing in the portable spa.

Boating enthusiasts will appreciate the covered 8,000-pound boat lift, composite dock, and captain's walk. A separate concrete cantilever dock offers the perfect spot to unwind and enjoy evenings by the water. With plenty of room to add a pool, Lush well maintained lawn and sprinkler system. this incredible property is ready for you to create your own waterfront retreat! New Roof 2021, New Electrical Panel 2025 , Great extra features include a updated Mana bloc Plumbing system.

Monthly Cost Estimate

$3,204/mo

20% down · 6.5% · 30 years

Principal$433
Interest$2,596
Insurance$175

Estimates only. Actual payments may vary.

Location

1114 SE 21st Terrace

Cape Coral, FL 33990

CAPE CORAL

Features & Amenities

Interior Features

AtticBreakfastBarBedroomOnMainLevelDualSinksEatInKitchenLivingDiningRoomMainLevelPrimaryPullDownAtticStairsSplitBedroomsShowerOnlySeparateShowerVaultedCeilingsWalkInClosetsWindowTreatments

Exterior Features

IrrigationSprinklersPatioRoomForPool

Property Details

Flooring

TileLaminate

Construction

Block Concrete Stucco

Outdoor Features

PatioPorch

Parking

GarageDrivewayOpen

Heating

CentralElectric (Heating)

Cooling

Ceiling Fan(s)Central AirElectric

Appliances

DryerDishwasherFreezerDisposalMicrowaveRefrigeratorSelfCleaningOvenWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 1114 SE 21st Terrace is listed at $599,000 ($308/sqft). The estimated monthly payment is $3,204 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1999, 0.23 acre lot, Waterfront. Interior Features: Attic, BreakfastBar, BedroomOnMainLevel. Exterior Features: IrrigationSprinklers, Patio, RoomForPool.

This property is listed by Kelly Snyder.

KS

Kelly Snyder

License 258031074

Agent at Schooner Bay Realty, Inc.

Listed by Schooner Bay Realty, Inc. · Broker phone: 239-997-4000 · View on Broker Site

MLS# 2026041984· Source: Florida Gulf Coast Multiple Listing Service, Inc.· 24 days on PropertySimple

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1114 SE 21st Terrace, Cape Coral, FL 33990

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