About This Home

This 3-bedroom, 3-bathroom single family at 11190 Ruckle Street in Carmel, IN is listed for $395,000 ($206 per sqft). Built in 1995, the home offers 1,922 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 1995
  • 0.17 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
2-car garage
1995

Amenities

A/C
Listing Description

Welcome to this beautifully maintained home in the desirable Waterwood of Carmel neighborhood! An inviting open floor plan with soaring ceilings creates a bright and spacious feel, with comfortable living areas designed for both everyday living and entertaining.

The main-level primary suite offers a peaceful retreat with an en-suite bath and convenient main-level living, while additional bedrooms and a full bath upstairs provide plenty of space for family, guests, or a home office. Step outside to enjoy the privacy of the fully fenced backyard, perfect for relaxing, entertaining, gardening, or enjoying your morning coffee.

The established neighborhood offers a quiet setting with mature surroundings while being conveniently located near the Monon Trail, Monon Community Center, shopping, dining, parks, and everyday amenities. Notable updates include a tankless water heater, furnace (2023), and water softener (2018), providing added comfort and efficiency. Located within the highly regarded Carmel Clay Schools district, this home offers an ideal combination of comfortable living, privacy, convenience

Monthly Cost Estimate

$2,478/mo

20% down · 6.5% · 30 years

Principal$286
Interest$1,712
Insurance$115
HOA$365

Estimates only. Actual payments may vary.

Location

11190 Ruckle Street

Carmel, IN 46032

Waterwood Of Carmel

Features & Amenities

Interior Features

Breakfast BarCathedral Ceiling(s)High CeilingsPaddle FanHi-Speed Internet AvailblWalk-In Closet(s)Bath Sinks Double MainVaulted Ceiling(s)

Property Details

Construction

Vinyl With Brick Brick

Outdoor Features

Deck

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

DishwasherDryerDisposalMicroHoodElectric OvenTankless Water HeaterWasherWater Softener OwnedMicrowaveRefrigerator

Questions & Answers

This 3-bedroom, 3-bathroom single family at 11190 Ruckle Street is listed at $395,000 ($206/sqft). The estimated monthly payment is $2,477 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $365/month.

Key features include: Built in 1995, 0.17 acre lot, 2 stories. Interior Features: Breakfast Bar, Cathedral Ceiling(s), High Ceilings.

This property is listed by Chizuki Lothamer.

CL

Chizuki Lothamer

Agent at Plat Collective

Listed by Plat Collective · Broker phone: (317) 489-3441 · View on Broker Site

MLS# 22125813· Source: Broker Listing Cooperative®· 46 days on PropertySimple

Copyright © 2026 Broker Listing Cooperative®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

11190 Ruckle Street, Carmel, IN 46032

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