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About This Home
This 4-bedroom, 2-bathroom single family at 1120 Locust ST in San Jose, is listed for $1,075,000 ($729 per sqft). Built in 1955, the home offers 1,474 sqft of living space on a 0.10 acres lot.
$103K price improvement! A rare opportunity to secure a low 3.625% rate, assumable FHA loan (buyer must qualify) and step into a versatile 2 unit property, each offering a well designed 2bed/1bath layout. This setup provides exceptional flexibility for multi-generational living, a live one/rent one approach, or added support for monthly housing costs.
Opportunities with built in living flexibility are increasingly limited, making this home a standout option for both first time buyers and long term planners. Located near downtown San Jose, major employers, transit, parks, and everyday conveniences, this central corridor remains consistently desirable.
Residents appreciate the walkability, nearby amenities, and quick access to shopping, dining, and commuter routes. Whether you're entering homeownership with added financial flexibility or seeking a property with longterm upside, this home delivers meaningful value in todays market especially with the advantage of a below market assumable rate.
Key Features
- Built in 1955
- 0.10 acre lot
Property Details
Monthly Cost Estimate
$5,749/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
1120 Locust ST
San Jose, 95110
Property Details
Flooring
Parking
Questions & Answers
This 4-bedroom, 2-bathroom single family at 1120 Locust ST is listed at $1,075,000 ($729/sqft). The estimated monthly payment is $4,658 based on 20% down at 6.5% interest.
Key features include: Built in 1955, 0.10 acre lot.
This property is listed by Robert Garcia and can be reached at 4084554007 or robert@acquire-thedifference.com.
