# 1120 Locust ST, San Jose,  95110

> **TL;DR:** 4bd/2ba single family, $1,075,000 ($729/sqft), built 1955, 1,474 sqft. Est. $4,658/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,075,000 |
| Price/sqft | $729 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,474 |
| Year Built | 1955 |
| Lot Size | 4,352 sqft (0.10 acres) |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $4,658 |
| **Total** | **$4,658** |

## Property Highlights

- Built in 1955
- 0.10 acre lot

## Description

### Agent Description
$103K price improvement! A rare opportunity to secure a low 3.625% rate, assumable FHA loan (buyer must qualify) and step into a versatile 2 unit property, each offering a well designed 2bed/1bath layout. This setup provides exceptional flexibility for multi-generational living, a live one/rent one approach, or added support for monthly housing costs. Opportunities with built in living flexibility are increasingly limited, making this home a standout option for both first time buyers and long term planners. Located near downtown San Jose, major employers, transit, parks, and everyday conveniences, this central corridor remains consistently desirable. Residents appreciate the walkability, nearby amenities, and quick access to shopping, dining, and commuter routes. Whether you're entering homeownership with added financial flexibility or seeking a property with longterm upside, this home delivers meaningful value in todays market especially with the advantage of a below market assumable rate.

## Location

- **Address:** 1120 Locust ST, San Jose,  95110
- **Coordinates:** 37.316193, -121.882462
- **Google Maps:** https://www.google.com/maps?q=37.316193,-121.882462

## Listing Agent

- **Name:** Robert Garcia
- **Brokerage:** Acquire Inc.
- **Phone:** 4084554007
- **Email:** robert@acquire-thedifference.com

## Primary Photo

![1120 Locust ST - Primary Photo](http://lh.rdcpix.com/c9ee57517b8dc0971e5dcd6cef2c7d07l-f2915891984r.jpg)

*26 total photos available on [listing page](https://www.propertysimple.com/listing/1120-locust-st-san-jose-95110-82044909)*

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**MLS#:** ML82044909 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/1120-locust-st-san-jose-95110-82044909)

---

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