About This Home

This 2-bedroom, 2-bathroom single family at 11224 SW 79th Terrace in Ocala, FL is listed for $165,000 ($172 per sqft). Built in 1989, the home offers 960 sqft of living space on a 0.24 acres lot.

Key Features

  • Built in 1989
  • 0.24 acre lot
  • 1 parking spaces

Property Details

1 story
2 full
1 space
1989

Amenities

A/C
Listing Description

WELCOME HOME TO PALM CAY - A 55+ GATED COMMUNITY IN SW OCALA! Enjoy the Florida retirement lifestyle you've been looking for in Palm Cay, a deed-restricted, access-controlled gated community offering comfort, convenience, and a true sense of community.

With planned daily activities posted at the front entry and clubhouse, residents have plenty of opportunities to stay active, socialize, and enjoy everything this welcoming neighborhood has to offer. The monthly HOA fee is $128 and includes trash service.

This beautifully updated 2-bedroom, 2-bath home offers easy living with modern upgrades throughout. As you arrive, you are greeted by the inviting front porch - the perfect spot for morning coffee chats with neighbors. Step inside to a bright and comfortable living room featuring updated LVP flooring, fresh lighting, and a neutral color palette that creates a warm and welcoming atmosphere.

The open flow continues into the dining area, where sliding doors lead to the enclosed, lanai - an ideal space for relaxing, entertaining, or enjoying year-round Florida living. The lanai opens to an screened in patio area, creating additional space to unwind.

The updated galley-style kitchen is ready for your favorite recipes and features new cabinetry, stainless steel appliances including refrigerator, range, microwave, and dishwasher, plus modern finishes designed for both style and function. The guest bedroom and guest bathroom provide a comfortable space for visitors.

The primary suite features a walk-in closet, and a remodeled ensuite bathroom with a walk-in shower and updated finishes. Recent improvements include:* Roof (2023) * HVAC system (2010) with updated ductwork. Palm Cay offers resort-style amenities including **The Oasis clubhouse**, library, card and billiards rooms, arts and crafts studio, catering

kitchen, fitness facilities, tennis courts, bocce ball, shuffleboard, walking and biking areas, RV/boat parking, and a variety of clubs and social activities. Conveniently located near shopping, dining, medical facilities, golf courses, and everyday essentials, with easy access to all that Ocala has to offer. Enjoy the best of Florida living with nearby springs, recreation, and approximately one hour to beaches and Orlando attractions.

Monthly Cost Estimate

$1,005/mo

20% down · 6.5% · 30 years

Principal$119
Interest$715
Insurance$48
HOA$123

Estimates only. Actual payments may vary.

Location

11224 SW 79th Terrace

Ocala, FL 34476

Palm Cay

Features & Amenities

Interior Features

PrimarySuiteStoneCountersUpdatedKitchenWindowTreatments

Exterior Features

PavedDriveway

Property Details

Flooring

TileBamboo

Parking

GarageDriveway

Heating

CentralElectric (Heating)

Cooling

Central Air

Appliances

DryerDishwasherElectricOvenElectricRangeMicrowaveHoodFanMicrowaveRefrigeratorWasher

Questions & Answers

This 2-bedroom, 2-bathroom single family at 11224 SW 79th Terrace is listed at $165,000 ($172/sqft). The estimated monthly payment is $1,005 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $123/month.

Key features include: Built in 1989, 0.24 acre lot, 1 parking spaces. Interior Features: PrimarySuite, StoneCounters, UpdatedKitchen. Exterior Features: PavedDriveway.

This property is listed by Cynthia Strait and can be reached at 3522903344.

CS

Cynthia Strait

Agent at Citrus Home Finders

(352) 290-3344

Listed by Citrus Home Finders · View on Broker Site

MLS# 856003· Source: listhub· 1 day on market

Copyright © 2026 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

11224 SW 79th Terrace, Ocala, FL 34476

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