# 1124 Smith Lane, Monticello, MS 39654 > **TL;DR:** 3bd/2ba single family, $99,000 ($53/sqft), built 1968, 1,861 sqft. > A/C. Est. $530/mo. Listed 172 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $99,000 | | Price/sqft | $53 | | Bedrooms | 3 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,861 | | Year Built | 1968 | | Lot Size | 12,632 sqft (0.29 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 172 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $501 | | Estimated Insurance | $29 | | **Total** | **$530** | ## Key Amenities - A/C ## Property Highlights - Built in 1968 - 0.29 acre lot ## Description ### AI Summary Built in 1968, this single-family home at 1124 Smith Lane offers three bedrooms, two bathrooms, and 1,861 square feet of living space. Set on a 0.29-acre lot in the Metes And Bounds area of Monticello, the property features an oversized living room and a spacious backyard. A nice back porch provides additional outdoor space, while the recently updated exterior contributes to the home’s curb appeal. The property is described as being in a peaceful neighborhood and approximately five minutes from the heart of town. Listed at $99,000, this home offers a residential layout with room for families and potential for an investor-focused project. Its established 1968 construction, generous interior size, and outdoor areas provide a practical foundation for a new owner’s plans. ### Agent Description INVESTOR SPECIAL!!! Great home in a peaceful neighborhood, just 5 minutes from the heart of town! Recently updated exterior gives great curb appeal. This property is perfect for families and features an oversized living room, a spacious backyard and nice back porch. ## Location - **Address:** 1124 Smith Lane, Monticello, MS 39654 - **County:** Lawrence - **Neighborhood:** Metes And Bounds - **Coordinates:** 31.542234, -90.114937 - **Google Maps:** https://www.google.com/maps?q=31.542234,-90.114937 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/1124-Smith-Ln-Lane-Monticello-MS-39654/unbranded ## Listing Agent - **Name:** Whitney Cardwell · **License:** S59278 - **Brokerage:** Phillips Appraisal & Realty - **Phone:** 9855152040 - **Broker Phone:** (601) 741-2158 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1124-Smith-Ln_Monticello_MS_39654_M84054-00405?f=listhub&s=MGCMLSMS&m=4146726&c=propsimple) ## Photos ![1124 Smith Lane - Photo 1](http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f3989721588r.jpg) ![1124 Smith Lane - Photo 2](http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f3017118956r.jpg) ![1124 Smith Lane - Photo 3](http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f3600844639r.jpg) ![1124 Smith Lane - Photo 4](http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f3603591065r.jpg) ![1124 Smith Lane - Photo 5](http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f718853563r.jpg) ![1124 Smith Lane - Photo 6](http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f130219088r.jpg) ![1124 Smith Lane - Photo 7](http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f1700629117r.jpg) ![1124 Smith Lane - Photo 8](http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f164668358r.jpg) ![1124 Smith Lane - Photo 9](http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f1135661067r.jpg) --- **MLS#:** 4146726 | **Updated:** 2026-10-08 **Source:** listhub *Copyright © 2026 MLS United. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1124-smith-lane-monticello-ms-39654-4146726) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1124-smith-lane-monticello-ms-39654-4146726#listing", "url": "https://www.propertysimple.ai/listing/1124-smith-lane-monticello-ms-39654-4146726", "name": "1124 Smith Lane, Monticello, MS 39654", "description": "Built in 1968, this single-family home at 1124 Smith Lane offers three bedrooms, two bathrooms, and 1,861 square feet of living space. Set on a 0.29-acre lot in the Metes And Bounds area of Monticello, the property features an oversized living room and a spacious backyard. A nice back porch provides additional outdoor space, while the recently updated exterior contributes to the home’s curb appeal. The property is described as being in a peaceful neighborhood and approximately five minutes from the heart of town. Listed at $99,000, this home offers a residential layout with room for families and potential for an investor-focused project. Its established 1968 construction, generous interior size, and outdoor areas provide a practical foundation for a new owner’s plans.", "image": [ "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f3989721588r.jpg", "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f3017118956r.jpg", "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f3600844639r.jpg", "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f3603591065r.jpg", "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f718853563r.jpg", "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f130219088r.jpg", "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f1700629117r.jpg", "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f164668358r.jpg", "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f1135661067r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f3989721588r.jpg", "caption": "1124 Smith Lane - Monticello, MS" }, "datePosted": "2026-04-20T00:00:00+00:00", "dateModified": "2026-10-08T17:42:28.95402+00:00", "mainEntity": { "@type": "Accommodation", "@id": "https://www.propertysimple.ai/listing/1124-smith-lane-monticello-ms-39654-4146726#property", "name": "1124 Smith Lane, Monticello, MS 39654", "address": { "@type": "PostalAddress", "streetAddress": "1124 Smith Lane", "addressLocality": "Monticello", "addressRegion": "MS", "postalCode": "39654", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 31.542234, "longitude": -90.114937 }, "image": [ "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f3989721588r.jpg", "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f3017118956r.jpg", "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f3600844639r.jpg", "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f3603591065r.jpg", "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f718853563r.jpg", "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f130219088r.jpg", "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f1700629117r.jpg", "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f164668358r.jpg", "http://lh.rdcpix.com/29db67dc1fa718fa7f98892d007207c8l-f1135661067r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "4146726" }, "accommodationCategory": "Single Family Residence", "numberOfBedrooms": 3, "numberOfBathroomsTotal": 2, "numberOfFullBathrooms": 1, "numberOfPartialBathrooms": 1, "floorSize": { "@type": "QuantitativeValue", "value": 1861, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1968, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Central, Electric (Heating)" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Ceiling Fan(s), Central Air" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "Refrigerator, Electric Cooktop" }, { "@type": "LocationFeatureSpecification", "name": "Flooring", "value": "Carpet, Concrete" }, { "@type": "LocationFeatureSpecification", "name": "Pool Features", "value": "Porch" }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "0.29 acres" }, { "@type": "PropertyValue", "name": "Stories", "value": 1 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Single Family Residence" } ] }, "offers": { "@type": "Offer", "@id": "https://www.propertysimple.ai/listing/1124-smith-lane-monticello-ms-39654-4146726#offer", "url": "https://www.propertysimple.ai/listing/1124-smith-lane-monticello-ms-39654-4146726", "price": 99000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://www.propertysimple.ai/listing/1124-smith-lane-monticello-ms-39654-4146726#agent" } }, "provider": { "@type": "Person", "@id": "https://www.propertysimple.ai/listing/1124-smith-lane-monticello-ms-39654-4146726#agent", "name": "Whitney Cardwell", "telephone": "9855152040", "worksFor": { "@type": "Organization", "@id": "https://www.propertysimple.ai/listing/1124-smith-lane-monticello-ms-39654-4146726#brokerage", "name": "Phillips Appraisal & Realty", "telephone": "(601) 741-2158" } } } ```