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About This Home

This 3-bedroom, 2-bathroom single family at 113 Cottage Lane in Royse City, TX is listed for $270,000 ($164 per sqft). Built in 2021, the home offers 1,642 sqft of living space on a 0.14 acres lot.

Agent Description

Discover the perfect blend of convenience and community at 113 Cottage Lane with BONUS low interest rate ASSUMABLE MORTGAGE, a charming single-family residence in the heart of Royse City. This well-maintained, one-story home features 3 bedrooms, 2 bathrooms, and a 2-car garage, offering 1,642 square feet of thoughtfully designed living space.

Ideal for first-time buyers seeking a move-in-ready starter home or investors looking for a high-demand rental property, this residence captures the essence of small-town Texas charm with modern accessibility. The interior layout emphasizes an easy flow, perfect for a low-maintenance lifestyle.

Outside, the property is situated within a vibrant neighborhood designed for active living. Residents enjoy premium HOA amenities, including a community swimming pool, scenic walking sidewalks, tranquil ponds, and manicured greenspaces, providing a resort-like feel just steps from your front door.

Location is the standout feature for this Royse City gem. Situated close to Royse City schools, it offers an effortless morning commute for families. Additionally, the property provides easy access to I-30, making it a prime choice for commuters heading toward Rockwall or Dallas. Whether you are looking to plant roots in a growing community or add a solid asset to your portfolio, this home offers the lifestyle and location today’s buyers are searching for.

Key Features

  • Built in 2021
  • 0.14 acre lot

Property Details

1 story
2 full
2021

Monthly Cost Estimate

$1,444/mo

20% down · 6.5% · 30 years

Principal$195
Interest$1,170
Insurance$79

Estimates only. Actual payments may vary.

Location

113 Cottage Lane

Royse City, TX 75189

Union Square

Features & Amenities

Interior Features

Kitchen IslandWalk-in Closet(s)

Property Details

Flooring

Laminate

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

CooktopCooktop - ElectricDishwasherGarbage DisposerMicrowaveWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 113 Cottage Lane is listed at $270,000 ($164/sqft). The estimated monthly payment is $1,170 based on 20% down at 6.5% interest.

Key features include: Built in 2021, 0.14 acre lot. Interior Features: Kitchen Island, Walk-in Closet(s).

This property is listed by Josh Kesterson and can be reached at 8177834605 or josh.kesterson@redfin.com.

JK

Josh Kesterson

Agent at Redfin Corporation

(817) 783-4605

Listed by Redfin Corporation · View on Broker Site

MLS# 21210310· Source: listhub· Updated today

Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

113 Cottage Lane, Royse City, TX 75189

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