About This Home

This 3-bedroom, 3-bathroom single family at 1130 Payne St in Louisville, KY is listed for $439,900 ($210 per sqft). Built in 1894, the home offers 2,099 sqft of living space on a 0.25 acres lot.

Key Features

  • Built in 1894
  • 0.25 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
1-car garage
1894

Amenities

A/C
Listing Description

Prime Location in the Heart of 40204! Discover the perfect combination of space, flexibility, and convenience on highly desirable Payne Street! This unique property features two spacious primary suites, one on the first floor and another on the second, offering exceptional versatility and living options to fit a variety of needs.

The second floor also features a generous bonus room, perfect for a home office, media room, playroom, or additional living area. A convenient first-floor half bath adds to the home's thoughtful and functional layout. Need more space? Adding even more value is a deep one-car garage with finished, heated and cooled bonus space above, providing endless possibilities for a private office, fitness studio, hobby space, or personal retreat.

Monthly Cost Estimate

$2,353/mo

20% down · 6.5% · 30 years

Principal$318
Interest$1,906
Insurance$128

Estimates only. Actual payments may vary.

Location

1130 Payne St

Louisville, KY 40204

IRISH HILL

Property Details

Construction

Vinyl Siding Stone Veneer

Outdoor Features

DeckPorch

Parking

On Street

Heating

Heat Pump (Heating)Ductless (Heating)

Cooling

Central AirDuctlessWindow Unit(s)Wall/Window Unit(s)

Questions & Answers

This 3-bedroom, 3-bathroom single family at 1130 Payne St is listed at $439,900 ($210/sqft). The estimated monthly payment is $2,352 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1894, 0.25 acre lot, 2 stories.

This property is listed by Jennifer Jewell Smith.

JS

Jennifer Jewell Smith

Agent at Keller Williams Realty, Louisville East

Listed by Keller Williams Realty, Louisville East · Broker phone: (502) 554-9500 · View on Broker Site · Broker website

MLS# 1732220· Source: Greater Louisville Association of REALTORS®· 12 days on PropertySimple

Copyright © 2026 Greater Louisville Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1130 Payne St, Louisville, KY 40204

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