About This Home

This 3-bedroom, 4-bathroom condo at 1135 103 St #403 in Bay Harbor Islands, FL is listed for $3,995,000 ($1,299 per sqft). Built in 2024, the home offers 3,075 sqft of living space on a N/A lot.

Key Features

  • Built in 2024
  • Waterfront

Property Details

3 full, 1 half
2-car garage
#403
2024

Amenities

WaterfrontViewA/C
Listing Description

Onda stands as Bay Harbor Islands' newest architectural landmark, completed in 2024. This 3-bedroom plus den, 3.5-bath residence spans 3,075 square feet of interior space, designed to frame its waterfront setting and offer a calm, elevated way of living.

East- and west-facing balconies open to direct water views, so each day begins with sunrise over the bay and closes with sunset across the water. Floor-to-ceiling glass fills every room with natural light and blurs the line between indoors and out, creating an effortless backdrop for quiet evenings and gracious entertaining.

The Snaidero kitchen brings Italian craftsmanship together with sleek custom cabinetry and a full suite of Miele appliances. Open living and dining spaces carry clean architectural lines and refined finishes throughout, while the den offers a versatile retreat for a home office, media room or guest quarters.

Each bedroom is generously proportioned with its own spa-inspired en-suite bath, and a powder room serves guests. In the heart of Bay Harbor Islands, Onda offers a private, walkable island lifestyle moments from Bal Harbour Shops, pristine beaches, acclaimed dining and top schools. Here, tranquility and convenience coexist in rare balance. It is an exceptional opportunity to own a modern waterfront residence in one of Miami's most coveted island enclaves. Boat slips are available for rent.

Monthly Cost Estimate

$28,993/mo

20% down · 6.5% · 30 years

Principal$2,889
Interest$17,312
Insurance$1,165
HOA$7,627

Estimates only. Actual payments may vary.

Location

1135 103 St #403

Bay Harbor Islands, FL 33154

Features & Amenities

Interior Features

Built-in FeaturesBedroom on Main LevelDual SinksEntrance FoyerEat-in KitchenKitchen IslandLiving/Dining RoomPantrySeparate ShowerWalk-In Closet(s)Elevator

Exterior Features

Balcony

Property Details

Flooring

MarbleTile

Construction

Block

Views

Water

Parking

ValetGarageAssigned

Heating

Electric (Heating)Central

Cooling

ElectricCentral Air

Appliances

Built-In OvenDryerDishwasherElectric RangeMicrowaveRefrigeratorWasher

Questions & Answers

This 3-bedroom, 4-bathroom condo at 1135 103 St is listed at $3,995,000 ($1,299/sqft). The estimated monthly payment is $28,993 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $7627/month.

Key features include: Built in 2024, Waterfront. Interior Features: Built-in Features, Bedroom on Main Level, Dual Sinks. Exterior Features: Balcony.

This property is listed by Michael Light.

ML

Michael Light

License 3224843

Agent at Douglas Elliman

Listed by Douglas Elliman · Broker phone: (561) 249-4808 · View on Broker Site · Broker website

MLS# A12079978· Source: Miami REALTORS®· 4 days on PropertySimple

Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1135 103 St #403, Bay Harbor Islands, FL 33154

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