# 1135 103 St #403, Bay Harbor Islands, FL 33154

> **TL;DR:** 3bd/4ba condo, $3,995,000 ($1299/sqft), built 2024, 3,075 sqft.
> Waterfront, View, A/C, 2-car garage. Est. $28,993/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $3,995,000 |
| Price/sqft | $1299 |
| Bedrooms | 3 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 3,075 |
| Year Built | 2024 |
| Garage | 2-car |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 0 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $20,201 |
| Estimated Insurance | $1,165 |
| HOA | $7,627 |
| **Total** | **$28,993** |

## Nearby Schools

- **Elementary:** Bay Harbor
- **Middle:** Nautilus
- **High:** Miami Beach

## Key Amenities

- Waterfront
- View
- A/C
- 2-car garage

## Property Highlights

- Built in 2024
- Waterfront

## Description

### Agent Description
Onda stands as Bay Harbor Islands' newest architectural landmark, completed in 2024. This 3-bedroom plus den, 3.5-bath residence spans 3,075 square feet of interior space, designed to frame its waterfront setting and offer a calm, elevated way of living. East- and west-facing balconies open to direct water views, so each day begins with sunrise over the bay and closes with sunset across the water. Floor-to-ceiling glass fills every room with natural light and blurs the line between indoors and out, creating an effortless backdrop for quiet evenings and gracious entertaining. The Snaidero kitchen brings Italian craftsmanship together with sleek custom cabinetry and a full suite of Miele appliances. Open living and dining spaces carry clean architectural lines and refined finishes throughout, while the den offers a versatile retreat for a home office, media room or guest quarters. Each bedroom is generously proportioned with its own spa-inspired en-suite bath, and a powder room serves guests. In the heart of Bay Harbor Islands, Onda offers a private, walkable island lifestyle moments from Bal Harbour Shops, pristine beaches, acclaimed dining and top schools. Here, tranquility and convenience coexist in rare balance. It is an exceptional opportunity to own a modern waterfront residence in one of Miami's most coveted island enclaves. Boat slips are available for rent.

## Location

- **Address:** 1135 103 St #403, Bay Harbor Islands, FL 33154
- **County:** Miami-Dade
- **Coordinates:** 25.893938, -80.132239
- **Google Maps:** https://www.google.com/maps?q=25.893938,-80.132239

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/mia/A12079978

## Listing Agent

- **Name:** Michael Light · **License:** 3224843
- **Brokerage:** Douglas Elliman
- **Broker Phone:** (561) 249-4808
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1135-103rd-St-Apt-403_Bay-Harbor-Islands_FL_33154_M96409-89472?f=listhub&s=MAORFL&m=A12079978&c=propsimple)

## Photos

![1135 103 St #403 - Photo 1](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f1370691193r.jpg)

![1135 103 St #403 - Photo 2](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f741639729r.jpg)

![1135 103 St #403 - Photo 3](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f567647136r.jpg)

![1135 103 St #403 - Photo 4](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f1984535271r.jpg)

![1135 103 St #403 - Photo 5](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f1870506185r.jpg)

![1135 103 St #403 - Photo 6](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f1015675245r.jpg)

![1135 103 St #403 - Photo 7](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f183349297r.jpg)

![1135 103 St #403 - Photo 8](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f4029207069r.jpg)

![1135 103 St #403 - Photo 9](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f3393540305r.jpg)

![1135 103 St #403 - Photo 10](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f924615745r.jpg)

![1135 103 St #403 - Photo 11](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f3910366573r.jpg)

![1135 103 St #403 - Photo 12](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f1305728139r.jpg)

![1135 103 St #403 - Photo 13](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f1295509976r.jpg)

![1135 103 St #403 - Photo 14](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f444676242r.jpg)

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![1135 103 St #403 - Photo 18](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f2329182945r.jpg)

![1135 103 St #403 - Photo 19](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f3855152525r.jpg)

![1135 103 St #403 - Photo 20](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f3645100389r.jpg)

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![1135 103 St #403 - Photo 22](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f3949393805r.jpg)

![1135 103 St #403 - Photo 23](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f1629734442r.jpg)

![1135 103 St #403 - Photo 24](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f1397810952r.jpg)

![1135 103 St #403 - Photo 25](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f2347691698r.jpg)

![1135 103 St #403 - Photo 26](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f2967987960r.jpg)

![1135 103 St #403 - Photo 27](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f3532846637r.jpg)

![1135 103 St #403 - Photo 28](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f1938176445r.jpg)

![1135 103 St #403 - Photo 29](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f1708373783r.jpg)

![1135 103 St #403 - Photo 30](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f1673315770r.jpg)

![1135 103 St #403 - Photo 31](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f4097187082r.jpg)

![1135 103 St #403 - Photo 32](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f4278038853r.jpg)

![1135 103 St #403 - Photo 33](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f2474552391r.jpg)

![1135 103 St #403 - Photo 34](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f2323218335r.jpg)

![1135 103 St #403 - Photo 35](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f4223217301r.jpg)

![1135 103 St #403 - Photo 36](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f4171506958r.jpg)

![1135 103 St #403 - Photo 37](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f2413910527r.jpg)

![1135 103 St #403 - Photo 38](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f1519804507r.jpg)

![1135 103 St #403 - Photo 39](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f997932811r.jpg)

![1135 103 St #403 - Photo 40](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f2978866922r.jpg)

![1135 103 St #403 - Photo 41](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f1289781567r.jpg)

![1135 103 St #403 - Photo 42](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f2283805428r.jpg)

![1135 103 St #403 - Photo 43](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f2185843152r.jpg)

![1135 103 St #403 - Photo 44](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f1193373159r.jpg)

![1135 103 St #403 - Photo 45](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f2277797239r.jpg)

![1135 103 St #403 - Photo 46](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f418256251r.jpg)

![1135 103 St #403 - Photo 47](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f1108203969r.jpg)

![1135 103 St #403 - Photo 48](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f847192323r.jpg)

![1135 103 St #403 - Photo 49](http://lh.rdcpix.com/04178001dc7a35a5c40c2679c01bded7l-f2410218024r.jpg)

---

**MLS#:** A12079978 | **Updated:** 2026-10-22
**Source:** listhub

*Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1135-103-st-bay-harbor-islands-fl-33154-d0f7d3b42c0a407b9fb2bfd45abc0fbe)

---

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