# 114 State Street, Lincolnton, NC 28092

> **TL;DR:** 3bd/2ba single family, $199,000 ($187/sqft), built 1990, 1,065 sqft.
> A/C. Est. $862/mo. Listed 38 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $199,000 |
| Price/sqft | $187 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,065 |
| Year Built | 1990 |
| Lot Size | 16,117 sqft (0.37 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 38 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $862 |
| **Total** | **$862** |

## Nearby Schools

- **Elementary:** Unspecified
- **Middle:** Unspecified
- **High:** Unspecified

## Key Amenities

- A/C

## Property Highlights

- Built in 1990
- 0.37 acre lot

## Description

### Agent Description
Back on the Market, no fault of the seller. ***This home qualifies for up to $20,000 in buyer assistance through preferred lender grant programs - including options for first-time buyers, community-serving professionals, and qualified middle-income buyers. Plus, certain FHA financing options may offer additional assistance with no income limits, depending on buyer qualifications. Funds are limited and available on a first-come, first-served basis.*** Charming single-level home that has been well-maintained and is truly move-in ready. Conveniently located near shopping and schools with no HOA, this property offers both flexibility and everyday convenience. The thoughtfully designed split-bedroom floor plan provides added privacy, while the living room and kitchen are enhanced by airy vaulted ceilings that create an open, inviting feel. Recent updates, including a roof installed in 2021 and HVAC components updated in recent years, add to the home's overall value and appeal. Public water and sewer connections offer added reliability, and the home has been designed for low-maintenance living both inside and out. Priced at $199,000 and appraised at $225,000, this home presents a strong value opportunity and is well worth a look.

## Location

- **Address:** 114 State Street, Lincolnton, NC 28092
- **County:** Gaston
- **Neighborhood:** Mason Oaks
- **Coordinates:** 35.475171, -81.2457
- **Google Maps:** https://www.google.com/maps?q=35.475171,-81.2457

## Listing Agent

- **Name:** Tony Karak
- **Brokerage:** Better Homes and Garden Real Estate Paracle
- **Phone:** 7043184923
- **Email:** tony@tonykarakrealty.com

## Primary Photo

![114 State Street - Primary Photo](http://lh.rdcpix.com/01e60dbb38005d7af21bc790130266abl-f1287664556r.jpg)

*26 total photos available on [listing page](https://www.propertysimple.com/listing/114-state-street-lincolnton-nc-28092-4372154)*

---

**MLS#:** 4372154 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/114-state-street-lincolnton-nc-28092-4372154)

---

## Structured Data

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  "@type": "RealEstateListing",
  "name": "114 State Street, Lincolnton, NC 28092",
  "description": "Back on the Market, no fault of the seller. ***This home qualifies for up to $20,000 in buyer assistance through preferred lender grant programs - including options for first-time buyers, community-serving professionals, and qualified middle-income buyers. Plus, certain FHA financing options may offer additional assistance with no income limits, depending on buyer qualifications. Funds are limited and available on a first-come, first-served basis.*** Charming single-level home that has been well",
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  "numberOfBedrooms": 3,
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