# 114 W Union St, Munfordville, KY 42765

> **TL;DR:** 4bd/2ba single family, $189,900 ($84/sqft), 2,274 sqft.
> Fireplace, A/C. Est. $1,015/mo. Listed 29 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $189,900 |
| Price/sqft | $84 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 2,274 |
| Lot Size | 8,712 sqft (0.20 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 29 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $960 |
| Estimated Insurance | $55 |
| **Total** | **$1,015** |

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- 0.20 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Versatile mixed-use opportunity in the heart of Munfordville, just steps from the courthouse square and surrounded by established businesses and residential activity. 114 W Union Street offers approximately 2,520 SF with multiple paths for an owner-user, investor, or residential buyer. The first floor has been extensively renovated and is ready for business use, featuring a welcoming reception/waiting area, multiple private offices or flexible workspaces, kitchen with stainless appliances, restroom, custom poplar doors, updated plumbing, newer windows, modern lighting, and HVAC installed in 2023. A large accessible front ramp provides convenient entry. The second floor offers significant value-add potential and could be completed as additional office space or potentially configured as a 2-bedroom, 1-bath apartment, creating an opportunity for an owner to operate a business downstairs while generating residential income upstairs. Investors can explore a two-tenant model with projected combined rents of approximately $1,800/month, offering the potential for a 9%+ cap rate at the current asking price, subject to actual expenses and lease terms. Prefer residential use? With completion of the upstairs, the property also has the potential to function as an approximately 4-bedroom, 2-bath home with more than 2,200 SF for under $190,000. Whether the goal is to occupy, invest, live/work, or reposition, this property offers flexibility that's difficult to replicate at this price point in a prime in-town location.

## Location

- **Address:** 114 W Union St, Munfordville, KY 42765
- **County:** Hart
- **Coordinates:** 37.271618, -85.891512
- **Google Maps:** https://www.google.com/maps?q=37.271618,-85.891512

## Listing Agent

- **Name:** Presley R Baker
- **Brokerage:** Knob & Key Realty
- **Broker Phone:** (502) 376-7797
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/114-W-Union-St_Munfordville_KY_42765_M38654-19712?f=listhub&s=GLARKY&m=1731042&c=propsimple)

## Photos

![114 W Union St - Photo 1](http://lh.rdcpix.com/6bec776cec129b679ec24bcad7d268acl-f3013402672r.jpg)

![114 W Union St - Photo 2](http://lh.rdcpix.com/6bec776cec129b679ec24bcad7d268acl-f4097872263r.jpg)

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![114 W Union St - Photo 37](http://lh.rdcpix.com/6bec776cec129b679ec24bcad7d268acl-f1747012728r.jpg)

![114 W Union St - Photo 38](http://lh.rdcpix.com/6bec776cec129b679ec24bcad7d268acl-f2800772787r.jpg)

![114 W Union St - Photo 39](http://lh.rdcpix.com/6bec776cec129b679ec24bcad7d268acl-f377044877r.jpg)

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![114 W Union St - Photo 41](http://lh.rdcpix.com/6bec776cec129b679ec24bcad7d268acl-f1018672683r.jpg)

![114 W Union St - Photo 42](http://lh.rdcpix.com/6bec776cec129b679ec24bcad7d268acl-f778882561r.jpg)

![114 W Union St - Photo 43](http://lh.rdcpix.com/6bec776cec129b679ec24bcad7d268acl-f822730761r.jpg)

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![114 W Union St - Photo 47](http://lh.rdcpix.com/6bec776cec129b679ec24bcad7d268acl-f3561953562r.jpg)

![114 W Union St - Photo 48](http://lh.rdcpix.com/6bec776cec129b679ec24bcad7d268acl-f2935629275r.jpg)

![114 W Union St - Photo 49](http://lh.rdcpix.com/6bec776cec129b679ec24bcad7d268acl-f1108651365r.jpg)

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![114 W Union St - Photo 51](http://lh.rdcpix.com/6bec776cec129b679ec24bcad7d268acl-f3948655964r.jpg)

![114 W Union St - Photo 52](http://lh.rdcpix.com/6bec776cec129b679ec24bcad7d268acl-f140720121r.jpg)

![114 W Union St - Photo 53](http://lh.rdcpix.com/6bec776cec129b679ec24bcad7d268acl-f1554303943r.jpg)

![114 W Union St - Photo 54](http://lh.rdcpix.com/6bec776cec129b679ec24bcad7d268acl-f4187515206r.jpg)

---

**MLS#:** 1731042 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Greater Louisville Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/114-w-union-st-munfordville-ky-42765-cfb79c30b08a47c98b2adf840ca1cdf7)

---

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