# 1140 Monterra Way, Fate, TX 75087

> **TL;DR:** 4bd/3ba single family, $524,000 ($185/sqft), built 2024, 2,825 sqft. Est. $2,271/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $524,000 |
| Price/sqft | $185 |
| Bedrooms | 4 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,825 |
| Year Built | 2024 |
| Lot Size | 7,579 sqft (0.17 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,271 |
| **Total** | **$2,271** |

## Nearby Schools

- **Elementary:** Celia Hays

## Property Highlights

- Built in 2024
- 0.17 acre lot

## Description

### Agent Description
Don’t miss your opportunity to be in a beautifully designed, gently-lived in farmhouse in Rockwall ISD.  *THIS HOME HAS AN ASSUMABLE FHA LOAN FOR QUALIFIED BUYERS, RATE OF 3.99% AND SUBJECT TO LENDER APPROVAL* NEW ROOF 2026* Refrigerator stays!* Welcome to 1140 Monterra Way where farmhouse charm meets modern luxury in the heart of Fate, TX and Rockwall ISD. Located in the highly sought-after Monterra community, this K. Hovnanian home (the Frankfurt plan) offers 4 bedrooms, 2.5 bathrooms, and 2,825 square feet of beautifully designed living space. From the moment you step inside, you’ll feel the perfect balance of warmth, comfort, and style. Just off the foyer, you’ll find a private home office with double barn doors ideal for remote work, study, or a versatile flex space. The thoughtful floor plan also features an activity room near the secondary bedrooms, offering a perfect retreat for kids, guests, or hobbies. The heart of the home is the spacious great room, accented by striking wooden ceiling beams that flow seamlessly into the dining area and gourmet kitchen. Home chefs will love the large center island, abundant storage, and stylish finishes  a space designed for both everyday living and effortless entertaining.Tucked away at the back of the home, the primary suite oasis invites relaxation with its spa-like ensuite bath featuring a freestanding soaking tub your perfect spot to unwind. Step outside to enjoy the oversized covered back patio, ideal for summer nights, backyard BBQs, or quiet evenings under the stars. Trees along the back fence line have been installed for future added privacy.  With its modern farmhouse design, open layout, and welcoming atmosphere, 1140 Monterra Way truly offers it all space, comfort, and a touch of luxury in every detail. Plus, you’ll love living in Monterra, an amenity-rich community with quick access to I-30, shopping, dining, grocery stores, and the new H-E-B and IKEA.  Come see why this Fate gem feels just like home.

## Location

- **Address:** 1140 Monterra Way, Fate, TX 75087
- **County:** Rockwall
- **Neighborhood:** Monterra Ph 1a
- **Coordinates:** 32.948124, -96.405577
- **Google Maps:** https://www.google.com/maps?q=32.948124,-96.405577

## Listing Agent

- **Name:** Becky Chance
- **Brokerage:** Monument Realty
- **Phone:** 2147057821
- **Email:** Becky@monumentstar.com

## Primary Photo

![1140 Monterra Way - Primary Photo](http://lh.rdcpix.com/8e387ebec2bb46478ff24151f64046c2l-f2344418526r.jpg)

*37 total photos available on [listing page](https://www.propertysimple.com/listing/1140-monterra-way-fate-tx-75087-21081952)*

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**MLS#:** 21081952 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/1140-monterra-way-fate-tx-75087-21081952)

---

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