Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 2-bathroom single family at 1140 S Highlands Avenue in Inverness, FL is listed for $244,000 ($173 per sqft). Built in 1969, the home offers 1,412 sqft of living space on a 0.22 acres lot.

Agent Description

Own for less than rent in one of the South's most desirable small towns-Inverness, Florida, ranked the #2 Small Town in the South by USA Today's 2026 10Best Readers' Choice Awards. This charming mid-century ranch showcases the character, craftsmanship, and architectural details that set it apart from today's builder-grade construction.

This 3-bedroom, 2-bathroom home with an oversized 2-car garage is situated on an elevated, tree-shaded homesite in the quiet South Highlands neighborhood just south of Historic Downtown Inverness. The South Highlands neighborhood earned its name for a reason.

The home's elevated location places it in Flood Zone X, where no flood insurance is required. Inside, 1,412 square feet of living space is arranged in a split-bedroom floor plan that delivers the comfort and functionality of a larger home without the demands often associated with larger homes.

The kitchen and bathrooms have been updated, complemented by commercial-grade luxury vinyl plank flooring that flows throughout the residence. The efficiently designed kitchen features a breakfast bar, induction cooktop, double oven, dishwasher, double sink, and space for a large refrigerator.

The formal dining room is anchored by a traditional wood-burning fireplace featuring a Colonial/Federal-inspired white mantel and marble surround, creating a warm focal point for the home. This flexible space can also serve as a family room, home office, study, or bonus room.

From here, French doors open to a screened porch overlooking the fenced backyard, a feature parents of little ones and animal lovers alike will appreciate. The oversized two-car garage provides additional depth, generous clearance, and a substantial built-in storage loft.

Recent improvements include French doors (2025), well foot valve replacement (2025), chain-link fenced backyard (2024), utility shed (2023), composite plantation shutters (2023), whole-house water filtration and water softener system (2023), and garage door opener (2023).

The metal roof was installed in 2015. Just minutes from downtown Inverness, medical facilities, schools, shopping, restaurants, and year-round community festivals and events, the property also enjoys convenient access to multiple public boat launches on Lake Henderson and the Tsala Apopka Chain of Lakes.

Outdoor enthusiasts will appreciate being near the Withlacoochee State Trail, the approximately 50,000-acre Citrus Tract of the Withlacoochee State Forest, and the 290-acre Whispering Pines Park, which features a 25-meter junior Olympic-size swimming pool, splash pad, pickleball courts, tennis courts, basketball courts, walking and biking trails, and two 18-basket disc golf courses.

Centrally located within Florida's Nature Coast, this home offers easy access to Crystal River, Ocala, The Villages, and the region's many amenities and attractions.

Key Features

  • Built in 1969
  • 0.22 acre lot
  • 2 parking spaces
  • Fireplace

Property Details

1 story
2 full
2 spaces
1969

Amenities

FireplaceA/C

Monthly Cost Estimate

$1,305/mo

20% down · 6.5% · 30 years

Principal$176
Interest$1,057
Insurance$71

Estimates only. Actual payments may vary.

Location

1140 S Highlands Avenue

Inverness, FL 34452

Inverness Highlands South

Features & Amenities

Interior Features

BreakfastBarFireplaceHandicapAccessPrimarySuiteStoneCountersSplitBedroomsShowerOnlySolidSurfaceCountersSeparateShowerUpdatedKitchenWoodCabinetsWindowTreatmentsFrenchDoorsAtriumDoors

Exterior Features

ConcreteDrivewayRoomForPool

Property Details

Flooring

VinylTile

Construction

Stucco

Parking

GarageDrivewayOpen

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

DoubleOvenDishwasherElectricCooktopElectricOvenMicrowaveHoodFanMicrowaveWaterPurifierOwnedRefrigeratorWaterSoftenerOwnedWaterHeater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 1140 S Highlands Avenue is listed at $244,000 ($173/sqft). The estimated monthly payment is $1,057 based on 20% down at 6.5% interest.

Key features include: Built in 1969, 0.22 acre lot, 2 parking spaces, Fireplace. Interior Features: BreakfastBar, Fireplace, HandicapAccess. Exterior Features: ConcreteDriveway, RoomForPool.

This property is listed by Richard Fernley and can be reached at 3524642664 or rich@fernleyproperties.com.

RF

Richard Fernley

Agent at Century 21 J.W.Morton R.E.

(352) 464-2664

Listed by Century 21 J.W.Morton R.E. · View on Broker Site

MLS# 855207· Source: listhub· Updated 2 days ago

Copyright © 2026 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1140 S Highlands Avenue, Inverness, FL 34452

Open this listing in: