# 11413 Church Road, Ebro, FL 32437 > **TL;DR:** 4bd/3ba single family, $649,000 ($624/sqft), built 1997, 1,040 sqft. > Fireplace, Waterfront, View, A/C. Est. $3,471/mo. Listed 184 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $649,000 | | Price/sqft | $624 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 1,040 | | Year Built | 1997 | | Lot Size | 294,466 sqft (6.76 acres) | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 184 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - River ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,282 | | Estimated Insurance | $189 | | **Total** | **$3,471** | ## Nearby Schools - **Elementary:** West Bay - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Fireplace - Waterfront - View - A/C - 1-car garage ## Property Highlights - Built in 1997 - 6.76 acre lot - Fireplace - Waterfront ## Description ### Agent Description Rare East River waterfront retreat and investment opportunity offering approximately 6.76 total acres across two parcels, with deepwater access, two concrete boat launches, and a dock creating an ideal setup for boating, fishing, and waterfront living. Surrounded by the natural beauty of Pine Log Forest, this property delivers privacy, river access, outdoor recreation, and multiple income or expansion possibilities. The primary parcel includes approximately 1.19 acres with 294 feet of East River frontage. The main residence is elevated on pilings and features 3 bedrooms, 2 bathrooms, approximately 1,040 square feet, a 1-car garage, and a 30' x 8' porch overlooking the East River and wooded surroundings. The home has been updated with luxury vinyl plank flooring, modern lighting, stainless steel appliances, kitchen and bathroom improvements, an open living and dining layout, and a fireplace. The lower level of the primary residence is partially finished and offers approximately 1,280 square feet with concrete flooring, exterior walls, plumbing, electrical, and storm windows and doors in progress, creating potential for additional living space or duplex-style use. A separate renovated 1 bedroom, 1 bathroom guest cottage offers flexibility for guests, rental income, or multi-generational living. There is also a 16' x 14' backyard shed that may offer additional storage or future use potential. The adjacent 5.57 acre parcel includes approximately 1,605 feet of river frontage and features a concrete deepwater cove boat launch. The parcel has been partially cleared with driveway access, and power, septic, and artesian well water are reported to be available on site. This additional acreage creates a strong opportunity for a private retreat, rental compound, tiny home concept, or build-to-suit vision, subject to zoning, permitting, and buyer verification. The property also includes two concrete pad boat launches, a riverside dock landing area, and pier walkway access for convenient access to the river. The East River connects toward the Choctawhatchee River, Choctawhatchee Bay, and the Gulf. Reported improvements include a 2019 architectural roof, 2020 HVAC system, 2020 50-gallon water heater, 2019 storm windows and sliding glass doors, 2022 septic leach field upgrade, 2020 LVP flooring, kitchen and bathroom updates, stainless steel appliances, and modern lighting. The detached guest cottage was built in 2011, and the backyard shed was built in 2012. Conveniently located approximately 21 miles from the Gulf and approximately 15 miles from Northwest Florida Beaches International Airport. Seller financing may be available to qualified investment buyers. ## Location - **Address:** 11413 Church Road, Ebro, FL 32437 - **County:** Bay - **Neighborhood:** No Named Subdivision - **Coordinates:** 30.413504, -85.91956 - **Google Maps:** https://www.google.com/maps?q=30.413504,-85.91956 ## Listing Agent - **Name:** Carl E Allen · **License:** 3168405 - **Brokerage:** Counts Real Estate Group Inc - **Broker Phone:** (850) 249-3615 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/11413-Church-Rd_Ebro_FL_32437_M54395-88544?f=listhub&s=BCARFL&m=789777&c=propsimple) ## Photos ![11413 Church Road - Photo 1](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f3956271342r.jpg) ![11413 Church Road - Photo 2](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f1087799302r.jpg) ![11413 Church Road - Photo 3](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f3035604207r.jpg) ![11413 Church Road - Photo 4](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f4156012189r.jpg) ![11413 Church Road - Photo 5](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f2665114890r.jpg) ![11413 Church Road - Photo 6](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f3792781346r.jpg) ![11413 Church Road - Photo 7](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f3969540932r.jpg) ![11413 Church Road - Photo 8](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f3310560339r.jpg) ![11413 Church Road - Photo 9](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f1708126120r.jpg) ![11413 Church Road - Photo 10](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f2386478977r.jpg) ![11413 Church Road - Photo 11](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f1379526066r.jpg) ![11413 Church Road - Photo 12](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f993404324r.jpg) ![11413 Church Road - Photo 13](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f1947059944r.jpg) ![11413 Church Road - Photo 14](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f536825797r.jpg) ![11413 Church Road - Photo 15](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f3644015673r.jpg) ![11413 Church Road - Photo 16](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f1128881075r.jpg) ![11413 Church Road - Photo 17](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f694667010r.jpg) ![11413 Church Road - Photo 18](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f722324948r.jpg) ![11413 Church Road - Photo 19](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f608886479r.jpg) ![11413 Church Road - Photo 20](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f4266975046r.jpg) ![11413 Church Road - Photo 21](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f218043653r.jpg) ![11413 Church Road - Photo 22](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f2992208011r.jpg) ![11413 Church Road - Photo 23](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f3495317465r.jpg) ![11413 Church Road - Photo 24](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f3595978644r.jpg) ![11413 Church Road - Photo 25](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f3277379173r.jpg) ![11413 Church Road - Photo 26](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f549420853r.jpg) ![11413 Church Road - Photo 27](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f3356416827r.jpg) ![11413 Church Road - Photo 28](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f2331015528r.jpg) ![11413 Church Road - Photo 29](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f2782044853r.jpg) ![11413 Church Road - Photo 30](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f3716893715r.jpg) ![11413 Church Road - Photo 31](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f2135655585r.jpg) ![11413 Church Road - Photo 32](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f3853997880r.jpg) ![11413 Church Road - Photo 33](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f1728424221r.jpg) ![11413 Church Road - Photo 34](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f2298192325r.jpg) ![11413 Church Road - Photo 35](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f1379939130r.jpg) ![11413 Church Road - Photo 36](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f553912566r.jpg) ![11413 Church Road - Photo 37](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f2100616404r.jpg) ![11413 Church Road - Photo 38](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f726208669r.jpg) ![11413 Church Road - Photo 39](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f2670956955r.jpg) ![11413 Church Road - Photo 40](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f1902556639r.jpg) ![11413 Church Road - Photo 41](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f3288419087r.jpg) ![11413 Church Road - Photo 42](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f2944101965r.jpg) ![11413 Church Road - Photo 43](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f1813825240r.jpg) ![11413 Church Road - Photo 44](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f3686865650r.jpg) ![11413 Church Road - Photo 45](http://lh.rdcpix.com/7d6fd7e15f1418d237229be0fff16ccbl-f2797181406r.jpg) --- **MLS#:** 789777 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/11413-church-road-ebro-fl-32437-ae9a4b1b9460433e84edd213dbdc3171) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/11413-church-road-ebro-fl-32437-ae9a4b1b9460433e84edd213dbdc3171#listing", "url": "https://www.propertysimple.ai/listing/11413-church-road-ebro-fl-32437-ae9a4b1b9460433e84edd213dbdc3171", "name": "11413 Church Road, Ebro, FL 32437", "description": "Rare East River waterfront retreat and investment opportunity offering approximately 6.76 total acres across two parcels, with deepwater access, two concrete boat launches, and a dock creating an ideal setup for boating, fishing, and waterfront living. Surrounded by the natural beauty of Pine Log Forest, this property delivers privacy, river access, outdoor recreation, and multiple income or expansion possibilities. The primary parcel includes approximately 1.19 acres with 294 feet of East River frontage. The main residence is elevated on pilings and features 3 bedrooms, 2 bathrooms, approximately 1,040 square feet, a 1-car garage, and a 30' x 8' porch overlooking the East River and wooded surroundings. The home has been updated with luxury vinyl plank flooring, modern lighting, stainless steel appliances, kitchen and bathroom improvements, an open living and dining layout, and a fireplace. The lower level of the primary residence is partially finished and offers approximately 1,280 square feet with concrete flooring, exterior walls, plumbing, electrical, and storm windows and doors in progress, creating potential for additional living space or duplex-style use. A separate renovated 1 bedroom, 1 bathroom guest cottage offers flexibility for guests, rental income, or multi-generational living. There is also a 16' x 14' backyard shed that may offer additional storage or future use potential. The adjacent 5.57 acre parcel includes approximately 1,605 feet of river frontage and features a concrete deepwater cove boat launch. The parcel has been partially cleared with driveway access, and power, septic, and artesian well water are reported to be available on site. This additional acreage creates a strong opportunity for a private retreat, rental compound, tiny home concept, or build-to-suit vision, subject to zoning, permitting, and buyer verification. The property also includes two concrete pad boat launches, a riverside dock landing area, and pier walkway access for convenient access to the river. The East River connects toward the Choctawhatchee River, Choctawhatchee Bay, and the Gulf. Reported improvements include a 2019 architectural roof, 2020 HVAC system, 2020 50-gallon water heater, 2019 storm windows and sliding glass doors, 2022 septic leach field upgrade, 2020 LVP flooring, kitchen and bathroom updates, stainless steel appliances, and modern lighting. The detached guest cottage was built in 2011, and the backyard shed was built in 2012. Conveniently located approximately 21 miles from the Gulf and approximately 15 miles from Northwest Florida Beaches International Airport. 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