About This Home

This 3-bedroom, 3-bathroom single family at 1143 S Topsail Drive in Surf City, NC is listed for $775,000 ($628 per sqft). Built in 1993, the home offers 1,234 sqft of living space on a 0.77 acres lot.

Key Features

  • Built in 1993
  • 0.77 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
2 full, 1 half
1993

Amenities

WaterfrontViewA/C
Listing Description

Nestled within graceful live oak trees, this home provides a relaxed coastal hideaway feel, then takes your breath away with panoramic, unobstructed views of the sound, marsh, and ICW. Every hour brings a new backdrop across the water, from soft sunrise hues to exceptional glowing sunset reflections.

Two levels of outdoor spaces create multiple areas for year-round enjoyment, including a covered wrap around deck, sunny upper deck, and a large, screened porch that feels like an outdoor living room. Coastal breezes, sunshine, and shade are always within reach, and the extensive outdoor areas make the home feel remarkably spacious for relaxing or gathering.

This house is in a prime location just about a mile from downtown Surf City and the big bridge so you can walk, bike, or ride on the nearby quiet beach road to restaurants, shopping, and entertainment. Inside, the home is bright, open, and designed to bring the outdoors in, with a thoughtfully decorated coastal interior that feels warm and inviting.

Natural light pours through three sliding doors in the living room, framing the sound like a moving piece of art. Ocean views from the open floorplan, kitchen and screened porch create a rare dual-view experience. Recent upgrades include new sliding doors and exterior paint in 2025, new roof and floors in 2019, a new kitchen window in 2025, and a new front door in 2026.

Bathrooms were remodeled in 2020. The kitchen features granite countertops and newer appliances. Three bedrooms provide comfortable sleeping spaces, with two including full private bathrooms while the third has easy access to a half bath. Set back from the main road, the home feels private and peaceful, with a backyard surrounded by trees and ample parking in the carport and driveway.

The backyard offers a comfortable outdoor area for relaxing, play, or pets. The large outdoor shower and covered main entrance add to the coastal lifestyle. Beach access (in Horse Hammock Beach area) is quick and easy via the alley directly across the street leading to South Shore Drive.

With no public parking lot at this access, the beach stays quieter and more relaxed. This home also offers a strong rental history, making it an excellent opportunity for both personal use and investment. Turn-key and sold fully furnished with a one-year home warranty that buyer can extend as desired.

Monthly Cost Estimate

$4,145/mo

20% down · 6.5% · 30 years

Principal$560
Interest$3,358
Insurance$226

Estimates only. Actual payments may vary.

Location

1143 S Topsail Drive

Surf City, NC 28445

Horse Hammock Beach

Features & Amenities

Interior Features

Master DownstairsSolid SurfaceBookcasesCeiling Fan(s)FurnishedReverse Floor PlanBlinds/Shades

Exterior Features

Shutters - Board/HurricaneOutdoor Shower

Property Details

Flooring

TileLvt/lvp

Construction

Wood Siding Wood Frame

Views

Water

Outdoor Features

DeckPorch

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Central Air

Appliances

Built-In MicrowaveWasherRefrigeratorDryerDishwasherElectric Range

Questions & Answers

This 3-bedroom, 3-bathroom single family at 1143 S Topsail Drive is listed at $775,000 ($628/sqft). The estimated monthly payment is $4,145 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1993, 0.77 acre lot, 2 stories, Waterfront. Interior Features: Master Downstairs, Solid Surface, Bookcases. Exterior Features: Shutters - Board/Hurricane, Outdoor Shower.

This property is listed by Tenley E. Grazioli.

TG

Tenley E. Grazioli

License 213144

Agent at Ocean Life Realty

Listed by Ocean Life Realty · Broker phone: 9107414545 · View on Broker Site

MLS# 100608510· Source: Hive MLS· 21 days on PropertySimple

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1143 S Topsail Drive, Surf City, NC 28445

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