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About This Home

This 3-bedroom, 2-bathroom single family at 1145 SW 21st Terrace in Cape Coral, FL is listed for $575,000 ($340 per sqft). Built in 1988, the home offers 1,692 sqft of living space on a 0.23 acres lot.

Agent Description

Beautifully remodeled pool home in (2025-2026) overlooking the 13th hole of Palmetto-Pine Country Club, a semi-private Arthur Hills-designed 18-hole championship course offering year-round public golf, affordable memberships, and full dining and social amenities.

This elevated property sits outside FEMA's special flood zone (Zone X), providing peace of mind with no flooding and typically no flood insurance required by lenders. A huge oversized open-floor-plan living area flows seamlessly to the outdoors through three sets of large glass sliders that pocket fully into the wall, maximizing natural light and panoramic pool and golf views.

Step outside to your private oversized built-in pool, framed by premium picture-window screens and complemented by an expansive under-lanai area and full-length sun deck-perfect for year-round Florida living. Inside, the home offers 1692 sq ft of living area, 3 bedrooms and 2 baths including a convenient remodeled pool bath, plus full hurricane protection with a mix of Hurricane bifold shutters and some newer impact window replacements.

The new contemporary remodeled kitchen features beautiful fine cabinetry, extensive heavy drawer storage, top-of-the-line appliances, a state of the art slide-in range, stone backsplash, a long island bar for entertaining, and gorgeous stone counters and rustic block bar top.

Fresh paint, no carpet, 12x24 modern tile throughout, high cathedral ceilings, recessed lighting, designer fans, and a bright double-door front entry with transom window elevate the home's clean, modern feel. The rear dining area overlooks the pool and golf course for picture-perfect views.

Additional highlights include a newer 3-year-old roof, 1 1/2 year old A/C System with 10 Yr warranty, 6 mo old Hot Water tank with warranty, Brand New Pool Pump with warranty, a 2-car garage, PLUS NO HOA, and near club's low membership amenities-full-service dining, bar, social events, bocce, locker rooms, and Mulligans outdoor snack bar.

A rare opportunity to enjoy resort-style living in a beautifully updated home with exceptional outdoor space and year-round golf just steps away. Please view the 3 D ZILLOW tour linked with Floor Plan. See flyer attached showing public and very affordable memberships. This beautiful golf course frontage pool homes in this prime SW Cape Coral area, conveniently located to virtually everything, are a rare find at this price.

Key Features

  • Built in 1988
  • 0.23 acre lot
  • Private pool

Property Details

1 story
2 full
1988

Amenities

PoolViewA/C

Monthly Cost Estimate

$3,075/mo

20% down · 6.5% · 30 years

Principal$416
Interest$2,492
Insurance$168

Estimates only. Actual payments may vary.

Location

1145 SW 21st Terrace

Cape Coral, FL 33991

CAPE CORAL

Features & Amenities

Interior Features

BuiltInFeaturesClosetCabinetryCathedralCeilingsEntranceFoyerEatInKitchenKitchenIslandLivingDiningRoomShowerOnlySeparateShowerBarWalkInClosetsWindowTreatmentsSplitBedrooms

Exterior Features

SprinklerIrrigationPatio

Property Details

Flooring

Tile

Construction

Block Concrete Stucco

Views

Golf Course

Pool Features

PorchPatio

Parking

DrivewayGarageOpen

Heating

CentralElectric (Heating)

Cooling

Ceiling Fan(s)ElectricCentral Air

Appliances

DishwasherFreezerMicrowaveRangeRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom single family at 1145 SW 21st Terrace is listed at $575,000 ($340/sqft). The estimated monthly payment is $2,492 based on 20% down at 6.5% interest.

Key features include: Built in 1988, 0.23 acre lot, Private pool. Interior Features: BuiltInFeatures, ClosetCabinetry, CathedralCeilings. Exterior Features: SprinklerIrrigation, Patio.

This property is listed by Penny Lehmann and can be reached at 2394628171 or penny_lehmann@hotmail.com.

PL

Penny Lehmann

Agent at Coldwell Banker Realty

(239) 462-8171

Listed by Coldwell Banker Realty · View on Broker Site

MLS# 2026018284· Source: listhub· Updated 39 days ago

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1145 SW 21st Terrace, Cape Coral, FL 33991

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