About This Home

This 3-bedroom, 1-bathroom single family at 1146 Kern St. in Waterloo, IA is listed for $99,900 ($94 per sqft). Built in 1914, the home offers 1,058 sqft of living space on a 0.11 acres lot.

Key Features

  • Built in 1914
  • 0.11 acre lot

Property Details

1 full, 1 half
1-car garage
1914
Listing Description

Step into this inviting 3-bedroom home where timeless natural woodwork adds warmth and character you simply can't find in newer homes. From the beautiful original wood trim to its cozy feel, this home offers the perfect blend of charm and opportunity.

Whether you're a first-time homebuyer looking for an affordable place to call your own or an investor searching for your next great property, this home is perfectly priced and full of potential. With spacious living areas, classic details, and endless possibilities to make it your own, this is an opportunity you won't want to miss.

Monthly Cost Estimate

$534/mo

20% down · 6.5% · 30 years

Principal$72
Interest$433
Insurance$29

Estimates only. Actual payments may vary.

Location

1146 Kern St.

Waterloo, IA 50703

Property Details

Heating

Electric (Heating)

Cooling

Ceiling Fan(s)

Questions & Answers

This 3-bedroom, 1-bathroom single family at 1146 Kern St. is listed at $99,900 ($94/sqft). The estimated monthly payment is $534 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1914, 0.11 acre lot.

This property is listed by Michael Taylor.

MT

Michael Taylor

Agent at Lockard Realty Co.

Listed by Lockard Realty Co. · Broker phone: (319) 493-4000 · View on Broker Site · Broker website

MLS# 20263092· Source: Northeast Iowa Regional Board of Realtors· 112 days on PropertySimple

Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1146 Kern St., Waterloo, IA 50703

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