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About This Home

This 4-bedroom, 3-bathroom single family at 115 Charles Street in Spencer, NC is listed for $400,000 ($153 per sqft). Built in 1970, the home offers 2,612 sqft of living space on a 0.65 acres lot.

Agent Description

Set on an expansive lot, this all-brick ranch offers space, function, and thoughtful updates throughout. Inside, the layout is surprisingly generous, featuring both formal and casual living areas along with abundant storage and beautiful hardwood flooring throughout the main spaces.

The kitchen is built for everyday living, complete with granite countertops, stainless steel appliances, a tile backsplash, and under-cabinet lighting. Just off the kitchen, the family room creates a warm, inviting space centered around a wood-burning fireplace-perfect for relaxing or gathering.

A separate formal living room and dining room provide additional flexibility for entertaining or quiet spaces. All four bedrooms are well-sized, including a spacious primary suite, and each offers double closets for practical storage. A combined mudroom and laundry area adds convenience with a half bath, while a private office with its own exterior entrance is ideal for working from home or hobbies.

The basement expands your options with additional usable space, a second wood-burning fireplace, interior and exterior access, and a commercial-grade dehumidifier for year-round comfort. Behind the scenes, valuable upgrades enhance efficiency and peace of mind, including an air-sealed attic and basement, gutter guards, moisture barrier, and double-pane, double-hung windows. A well-rounded home with room to live, work, and entertain-inside and out.

Key Features

  • Built in 1970
  • 0.65 acre lot
  • Fireplace

Property Details

1 story
2 full, 1 half
1970

Amenities

FireplaceA/C

Monthly Cost Estimate

$2,139/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117

Estimates only. Actual payments may vary.

Location

115 Charles Street

Spencer, NC 28159

Features & Amenities

Interior Features

Built-in FeaturesEntrance FoyerStorage

Property Details

Flooring

CarpetWoodTile

Construction

Brick Full

Pool Features

Porch

Parking

DrivewayCarport

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

Ceiling Fan(s)Central AirHeat Pump

Appliances

DishwasherElectric RangeMicrowave

Questions & Answers

This 4-bedroom, 3-bathroom single family at 115 Charles Street is listed at $400,000 ($153/sqft). The estimated monthly payment is $1,733 based on 20% down at 6.5% interest.

Key features include: Built in 1970, 0.65 acre lot, Fireplace. Interior Features: Built-in Features, Entrance Foyer, Storage.

This property is listed by Greg Martin and can be reached at 7049032889 or greg@martingroupproperties.com.

GM

Greg Martin

Agent at MartinGroup Properties Inc

(704) 903-2889

Listed by MartinGroup Properties Inc · View on Broker Site

MLS# 4372062· Source: listhub· Updated 42 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

115 Charles Street, Spencer, NC 28159

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