# 115 E Congress Street, Belding, MI 48809

> **TL;DR:** 5bd/0ba residential multi family, $192,900, built 1901. Est. $1,031/mo. Listed 59 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $192,900 |
| Bedrooms | 5 |
| Year Built | 1901 |
| Lot Size | 8,712 sqft (0.20 acres) |
| Property Type | Residential Multi Family (Other) |
| Status | Active |
| Days on Market | 59 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $975 |
| Estimated Insurance | $56 |
| **Total** | **$1,031** |

## Property Highlights

- Built in 1901
- 0.20 acre lot
- 4 parking spaces

## Description

### Agent Description
Great investment opportunity in Belding! This well-maintained duplex features two spacious units, each with separate ground-level entrances, individually metered utilities, and private basement laundry areas with washer and dryer hookups. One unit offers 3 beds and 1 full bath, while the second features 2 beds plus a pass-through room that can easily function as a 3rd bed, along with 1 full bath. Both units include a main-floor bedroom for added convenience. A detached two-stall garage provides one dedicated stall for each unit. Long-term tenants with a strong payment history are already in place, making this a turnkey investment opportunity. Current rents offer potential for future income growth while providing the stability of established tenancy. Whether you're looking to expand your investment portfolio or occupy one unit while generating rental income from the other, this property offers excellent potential.

## Location

- **Address:** 115 E Congress Street, Belding, MI 48809
- **County:** Ionia
- **Coordinates:** 43.096625, -85.227978
- **Google Maps:** https://www.google.com/maps?q=43.096625,-85.227978

## Listing Agent

- **Name:** Christina Rice
- **Brokerage:** Five Star Real Estate
- **Phone:** 6163751606
- **Broker Phone:** (616) 791-1500
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/115-E-Congress-St_Belding_MI_48809_M39004-31111?f=listhub&s=GRARMI&m=26036622&c=propsimple)

## Photos

![115 E Congress Street - Photo 1](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f268993339r.jpg)

![115 E Congress Street - Photo 2](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f1035260626r.jpg)

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![115 E Congress Street - Photo 19](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f3688104535r.jpg)

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![115 E Congress Street - Photo 24](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f3737604867r.jpg)

![115 E Congress Street - Photo 25](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f1484621377r.jpg)

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![115 E Congress Street - Photo 27](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f1241322597r.jpg)

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![115 E Congress Street - Photo 33](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f2964443254r.jpg)

![115 E Congress Street - Photo 34](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f1796564428r.jpg)

![115 E Congress Street - Photo 35](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f2881146159r.jpg)

![115 E Congress Street - Photo 36](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f997661490r.jpg)

![115 E Congress Street - Photo 37](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f4122863280r.jpg)

![115 E Congress Street - Photo 38](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f3825793680r.jpg)

![115 E Congress Street - Photo 39](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f4049673247r.jpg)

![115 E Congress Street - Photo 40](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f112125107r.jpg)

![115 E Congress Street - Photo 41](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f2788547794r.jpg)

![115 E Congress Street - Photo 42](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f3573283057r.jpg)

![115 E Congress Street - Photo 43](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f3512332639r.jpg)

![115 E Congress Street - Photo 44](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f2033956256r.jpg)

![115 E Congress Street - Photo 45](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f2455849569r.jpg)

![115 E Congress Street - Photo 46](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f3735416681r.jpg)

![115 E Congress Street - Photo 47](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f1594245832r.jpg)

![115 E Congress Street - Photo 48](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f276077208r.jpg)

![115 E Congress Street - Photo 49](http://lh.rdcpix.com/b6ad91a5c42bce6499882af238322e33l-f4198542238r.jpg)

---

**MLS#:** 26036622 | **Updated:** 2026-08-19
**Source:** listhub

*Copyright © 2026 Michigan Regional Information Center, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/115-e-congress-street-belding-mi-48809-26036622)

---

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```