# 115 E Smith Street, Oxford, IN 47971

> **TL;DR:** 2bd/2ba multi-family, $175,000 ($88/sqft), built 1890, 1,978 sqft. Est. $936/mo. Listed 2 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $175,000 |
| Price/sqft | $88 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,978 |
| Year Built | 1890 |
| Lot Size | 871 sqft (0.02 acres) |
| Stories | 2 |
| Property Type | Multi-Family (Duplex) |
| Status | Active |
| Days on Market | 2 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $885 |
| Estimated Insurance | $51 |
| **Total** | **$936** |

## Nearby Schools

- **Elementary:** Prairie Crossing
- **Middle:** Benton Central
- **High:** Benton Central

## Property Highlights

- Built in 1890
- 0.02 acre lot
- 2 stories
- 4 parking spaces

## Description

### Agent Description
Who's looking for a potential investment property?? Or you could live in one unit and rent out the other! This is one of those amazing finds in real estate that is rich with history and culture and lore. Updates have been completed throughout. With 2 units, you've got options to do what works for you. This building has one unit on the main level and one on the upper level. Each has it's own full kitchen, bedroom, living room, & bath. This was once the former Bank of Oxford and was allegedly robbed by the John Dillinger Gang. The original Ball safe still remains. Rich with history and ready for new owners! The top apartment is being rented as an Airbnb so the rent fluctuates weekly or monthly.

## Location

- **Address:** 115 E Smith Street, Oxford, IN 47971
- **County:** Benton County
- **Coordinates:** 40.520362, -87.249166
- **Google Maps:** https://www.google.com/maps?q=40.520362,-87.249166

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/irmls/202641753

## Listing Agent

- **Name:** James Cackley
- **Brokerage:** Cackley Real Estate, LLC
- **Phone:** 7654267306
- **Broker Phone:** (765) 426-7306

## Photos

![115 E Smith Street - Photo 1](http://lh.rdcpix.com/c71d053ff19f5c13a7304dd60ad7a465l-f3765668398r.jpg)

![115 E Smith Street - Photo 2](http://lh.rdcpix.com/c71d053ff19f5c13a7304dd60ad7a465l-f3623625660r.jpg)

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![115 E Smith Street - Photo 31](http://lh.rdcpix.com/c71d053ff19f5c13a7304dd60ad7a465l-f771931803r.jpg)

![115 E Smith Street - Photo 32](http://lh.rdcpix.com/c71d053ff19f5c13a7304dd60ad7a465l-f1181072309r.jpg)

![115 E Smith Street - Photo 33](http://lh.rdcpix.com/c71d053ff19f5c13a7304dd60ad7a465l-f422010162r.jpg)

![115 E Smith Street - Photo 34](http://lh.rdcpix.com/c71d053ff19f5c13a7304dd60ad7a465l-f1649534258r.jpg)

![115 E Smith Street - Photo 35](http://lh.rdcpix.com/c71d053ff19f5c13a7304dd60ad7a465l-f3065556396r.jpg)

![115 E Smith Street - Photo 36](http://lh.rdcpix.com/c71d053ff19f5c13a7304dd60ad7a465l-f2725030027r.jpg)

![115 E Smith Street - Photo 37](http://lh.rdcpix.com/c71d053ff19f5c13a7304dd60ad7a465l-f421962274r.jpg)

![115 E Smith Street - Photo 38](http://lh.rdcpix.com/c71d053ff19f5c13a7304dd60ad7a465l-f2522740131r.jpg)

![115 E Smith Street - Photo 39](http://lh.rdcpix.com/c71d053ff19f5c13a7304dd60ad7a465l-f1591270110r.jpg)

![115 E Smith Street - Photo 40](http://lh.rdcpix.com/c71d053ff19f5c13a7304dd60ad7a465l-f2962122769r.jpg)

![115 E Smith Street - Photo 41](http://lh.rdcpix.com/c71d053ff19f5c13a7304dd60ad7a465l-f4291692021r.jpg)

![115 E Smith Street - Photo 42](http://lh.rdcpix.com/c71d053ff19f5c13a7304dd60ad7a465l-f1353186406r.jpg)

![115 E Smith Street - Photo 43](http://lh.rdcpix.com/c71d053ff19f5c13a7304dd60ad7a465l-f745964013r.jpg)

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![115 E Smith Street - Photo 47](http://lh.rdcpix.com/c71d053ff19f5c13a7304dd60ad7a465l-f2434747725r.jpg)

---

**MLS#:** 202641753 | **Updated:** 2026-10-09
**Source:** listhub

*Copyright © 2026 Lafayette Regional Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/115-e-smith-street-oxford-in-47971-02641753)

---

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      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1890,
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      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Carpet, Wood, Tile"
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.02 acres"
      },
      {
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      },
      {
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      },
      {
        "@type": "PropertyValue",
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        "value": "Duplex"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/115-e-smith-street-oxford-in-47971-02641753#offer",
    "url": "https://www.propertysimple.ai/listing/115-e-smith-street-oxford-in-47971-02641753",
    "price": 175000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/115-e-smith-street-oxford-in-47971-02641753#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/115-e-smith-street-oxford-in-47971-02641753#agent",
    "name": "James Cackley",
    "telephone": "7654267306",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/115-e-smith-street-oxford-in-47971-02641753#brokerage",
      "name": "Cackley Real Estate, LLC",
      "telephone": "(765) 426-7306"
    }
  }
}
```