About This Home

This 4-bedroom, 2-bathroom single family at 115 S Shore Line Circle in Defuniak Springs, FL is listed for $645,000 ($218 per sqft). Built in 2026, the home offers 2,953 sqft of living space on a 0.91 acres lot.

Key Features

  • Built in 2026
  • 0.91 acre lot
  • 2 parking spaces
  • Waterfront

Property Details

1 story
2 full
2-car garage
2026

Amenities

WaterfrontHardwoodA/C
Listing Description

A rare opportunity to own a brand-new, custom-built waterfront masterpiece in prestigious Ten Lake Estates! This exceptional 4-bedroom home showcases outstanding craftsmanship, upscale amenities, and attention to every detail. The spacious open-concept great room features a spectacular vaulted, beamed ceiling encompassing the living, dining, and kitchen areas.

Beautiful real wood flooring flows throughout, complemented by tile flooring in the bathrooms. The gourmet kitchen boasts quartz countertops, electric cooktop, built-in oven and microwave, and French-door refrigerator. Additional upscale features include an electric tankless water heater, 150-MPH-rated roof trusses, and a SAFE ROOM discreetly located in the master closet.

Even the oversized attached garage is exceptional, featuring custom flooring and its own heating and cooling system. Built by Ralph Laird, recognized as one of Walton County's premier home builders. Quality, luxury, and waterfront living come together in this extraordinary home!

Monthly Cost Estimate

$3,450/mo

20% down · 6.5% · 30 years

Principal$466
Interest$2,795
Insurance$188

Estimates only. Actual payments may vary.

Location

115 S Shore Line Circle

Defuniak Springs, FL 32433

TEN LAKE ESTATES UNIT 4

Features & Amenities

Interior Features

Ceiling BeamedCeiling RaisedCeiling VaultedLighting RecessedSplit BedroomWasher/Dryer Hookup

Property Details

Flooring

Hardwood

Construction

Brick

Outdoor Features

Deck

Cooling

Central Air

Appliances

DishwasherRefrigeratorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 4-bedroom, 2-bathroom single family at 115 S Shore Line Circle is listed at $645,000 ($218/sqft). The estimated monthly payment is $3,449 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2026, 0.91 acre lot, 2 parking spaces, Waterfront. Interior Features: Ceiling Beamed, Ceiling Raised, Ceiling Vaulted.

This property is listed by Bruce R Naylor.

BN

Bruce R Naylor

License 3200732

Agent at Naylor Realty & Associates Inc.

Listed by Naylor Realty & Associates Inc. · Broker phone: (850) 951-2488 · View on Broker Site · Broker website

MLS# 1014675· Source: Emerald Coast Association of Realtors· 1 day on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

115 S Shore Line Circle, Defuniak Springs, FL 32433

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