# 115 S Shore Line Circle, Defuniak Springs, FL 32433

> **TL;DR:** 4bd/2ba single family, $645,000 ($218/sqft), built 2026, 2,953 sqft.
> Waterfront, Hardwood, A/C, 2-car garage. Est. $3,449/mo. Listed 4 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $645,000 |
| Price/sqft | $218 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 2,953 |
| Year Built | 2026 |
| Lot Size | 39,640 sqft (0.91 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 4 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,261 |
| Estimated Insurance | $188 |
| **Total** | **$3,449** |

## Nearby Schools

- **Elementary:** West Defuniak
- **Middle:** Walton
- **High:** Walton

## Key Amenities

- Waterfront
- Hardwood
- A/C
- 2-car garage

## Property Highlights

- Built in 2026
- 0.91 acre lot
- 2 parking spaces
- Waterfront

## Description

### Agent Description
A rare opportunity to own a brand-new, custom-built waterfront masterpiece in prestigious Ten Lake Estates! This exceptional 4-bedroom home showcases outstanding craftsmanship, upscale amenities, and attention to every detail. The spacious open-concept great room features a spectacular vaulted, beamed ceiling encompassing the living, dining, and kitchen areas. Beautiful real wood flooring flows throughout, complemented by tile flooring in the bathrooms. The gourmet kitchen boasts quartz countertops, electric cooktop, built-in oven and microwave, and French-door refrigerator. Additional upscale features include an electric tankless water heater, 150-MPH-rated roof trusses, and a SAFE ROOM discreetly located in the master closet. Even the oversized attached garage is exceptional, featuring custom flooring and its own heating and cooling system. Built by Ralph Laird, recognized as one of Walton County's premier home builders. Quality, luxury, and waterfront living come together in this extraordinary home!

## Location

- **Address:** 115 S Shore Line Circle, Defuniak Springs, FL 32433
- **County:** Walton
- **Neighborhood:** TEN LAKE ESTATES UNIT 4
- **Coordinates:** 30.795692, -86.114701
- **Google Maps:** https://www.google.com/maps?q=30.795692,-86.114701

## Listing Agent

- **Name:** Bruce R Naylor · **License:** 3200732
- **Brokerage:** Naylor Realty & Associates Inc.
- **Broker Phone:** (850) 951-2488
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/115-S-Shoreline-Cir_Defuniak-Springs_FL_32433_M93225-90759?f=listhub&s=ECARMLSFL&m=1014675&c=propsimple)

## Photos

![115 S Shore Line Circle - Photo 1](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f1857289523r.jpg)

![115 S Shore Line Circle - Photo 2](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f11768631r.jpg)

![115 S Shore Line Circle - Photo 3](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f1633613111r.jpg)

![115 S Shore Line Circle - Photo 4](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f1717215408r.jpg)

![115 S Shore Line Circle - Photo 5](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f1997384234r.jpg)

![115 S Shore Line Circle - Photo 6](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f3955375504r.jpg)

![115 S Shore Line Circle - Photo 7](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f2652705074r.jpg)

![115 S Shore Line Circle - Photo 8](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f3425279827r.jpg)

![115 S Shore Line Circle - Photo 9](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f3131596847r.jpg)

![115 S Shore Line Circle - Photo 10](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f4027808789r.jpg)

![115 S Shore Line Circle - Photo 11](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f713592367r.jpg)

![115 S Shore Line Circle - Photo 12](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f2960284528r.jpg)

![115 S Shore Line Circle - Photo 13](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f4186046605r.jpg)

![115 S Shore Line Circle - Photo 14](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f1165970157r.jpg)

![115 S Shore Line Circle - Photo 15](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f394286067r.jpg)

![115 S Shore Line Circle - Photo 16](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f3992864294r.jpg)

![115 S Shore Line Circle - Photo 17](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f2486924973r.jpg)

![115 S Shore Line Circle - Photo 18](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f216583834r.jpg)

![115 S Shore Line Circle - Photo 19](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f2325416947r.jpg)

![115 S Shore Line Circle - Photo 20](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f3197463306r.jpg)

![115 S Shore Line Circle - Photo 21](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f17025053r.jpg)

![115 S Shore Line Circle - Photo 22](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f413904878r.jpg)

![115 S Shore Line Circle - Photo 23](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f1094115043r.jpg)

![115 S Shore Line Circle - Photo 24](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f738016417r.jpg)

![115 S Shore Line Circle - Photo 25](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f2415464519r.jpg)

![115 S Shore Line Circle - Photo 26](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f2217320599r.jpg)

![115 S Shore Line Circle - Photo 27](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f2330657653r.jpg)

![115 S Shore Line Circle - Photo 28](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f2169518468r.jpg)

![115 S Shore Line Circle - Photo 29](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f1394235328r.jpg)

![115 S Shore Line Circle - Photo 30](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f449972397r.jpg)

![115 S Shore Line Circle - Photo 31](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f1119246339r.jpg)

![115 S Shore Line Circle - Photo 32](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f2145074344r.jpg)

![115 S Shore Line Circle - Photo 33](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f1065878331r.jpg)

![115 S Shore Line Circle - Photo 34](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f125501127r.jpg)

![115 S Shore Line Circle - Photo 35](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f2446292224r.jpg)

![115 S Shore Line Circle - Photo 36](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f1006690720r.jpg)

![115 S Shore Line Circle - Photo 37](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f372395035r.jpg)

![115 S Shore Line Circle - Photo 38](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f656123669r.jpg)

![115 S Shore Line Circle - Photo 39](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f3486689195r.jpg)

![115 S Shore Line Circle - Photo 40](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f3238694663r.jpg)

![115 S Shore Line Circle - Photo 41](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f1581181827r.jpg)

![115 S Shore Line Circle - Photo 42](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f1261365424r.jpg)

![115 S Shore Line Circle - Photo 43](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f80917718r.jpg)

![115 S Shore Line Circle - Photo 44](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f793432355r.jpg)

![115 S Shore Line Circle - Photo 45](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f2976645157r.jpg)

![115 S Shore Line Circle - Photo 46](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f1015081022r.jpg)

![115 S Shore Line Circle - Photo 47](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f1141693280r.jpg)

![115 S Shore Line Circle - Photo 48](http://lh.rdcpix.com/e6fb113f3a66e15b29732cf95fc50cbdl-f444162730r.jpg)

---

**MLS#:** 1014675 | **Updated:** 2026-11-03
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/115-s-shore-line-circle-defuniak-springs-fl-32433-b2e4835dcd5447dd8cdb72db9d881dae)

---

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