About This Home

This 3-bedroom, 3-bathroom single family at 115 Windy Point Circle in Marathon, FL is listed for $4,400,000 ($1,677 per sqft). Built in 1978, the home offers 2,623 sqft of living space on a 0.91 acres lot.

Key Features

  • Built in 1978
  • 0.91 acre lot
  • Private pool
  • Fireplace
  • Waterfront

Property Details

3 full
1978

Amenities

PoolFireplaceWaterfrontViewA/CRV Parking
Listing Description

Experience the charm and character of this Gulf-front Old Florida Keys fishing lodge located in Stirrup Key, one of Marathon's most exclusive gated communities. Known for its large estate lots, deep-water access, and serene open-Gulf vistas, Stirrup Key offers privacy, prestige, and a true island lifestyle, just minutes from the conveniences of Marathon.

The property consists of two lots in total for a combined size of 39,500 sf. The home sits on one of the few deep-water sites in Stirrup Key with upgraded 165 foot pier dock with 6 new pilings, where the water is so clear you can watch tarpon, angelfish, snapper, nurse sharks, lobsters and rays gliding beneath the dock.

Beautifully maintained and elevated above flood, the residence features 3 bedrooms, 3 baths, and a loft that can serve as a fourth bedroom or home office. Brand new roof and impact windows and sliders were recently installed for peace of mind. The open-concept great room boasts massive ceilings and walls of windows showcasing 180-degree Gulf views.

A spacious kitchen with center island and new range, Gulf front bar, wide overhanging eaves, exposed wood beams, and natural stone accents showcase classic tropical lodge architecture, perfect for entertaining. The primary suite with a large ensuite bath provide comfort and style, while a screened porch opens to the heated pool, positioned behind lush landscaping for afternoon shade.

Outdoors, you'll find a sandy beach area, irrigated native landscaping, and expansive decks perfect for sunset gatherings. Additional amenities include two garage bays, one carport bay, a workshop, garden shed, and abundant storage. Stirrup Key residents enjoy the peace of a gated, low-density community with a 365 day rental minimum, ensuring tranquility and exclusivity year-round.

With its unmatched combination of deep water, open-Gulf views, and spacious multi-lot layout, this property is a true rarity in the Florida Keys with potential for expansion.

Monthly Cost Estimate

$25,932/mo

20% down · 6.5% · 30 years

Principal$3,182
Interest$19,067
Insurance$1,283
HOA$2,400

Estimates only. Actual payments may vary.

Location

115 Windy Point Circle

Marathon, FL 33050

Stirrup Key Sub (52.5)

Features & Amenities

Interior Features

Cathedral CeilingsFireplace(s)Built-in CabinetsStorageWalk-in Closet(s)Whirlpool Bath TubBar

Property Details

Flooring

TileWood

Construction

CBS Concrete Frame Combo Construction

Views

Water

Pool Features

Pool

Outdoor Features

PorchPatio

Parking

RVOpen

Heating

Central

Cooling

Central Air

Appliances

WasherDishwasherRefrigeratorRangeOvenMicrowave

Questions & Answers

This 3-bedroom, 3-bathroom single family at 115 Windy Point Circle is listed at $4,400,000 ($1,677/sqft). The estimated monthly payment is $25,932 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $2400/month.

Key features include: Built in 1978, 0.91 acre lot, Private pool, Fireplace, Waterfront. Interior Features: Cathedral Ceilings, Fireplace(s), Built-in Cabinets.

This property is listed by Ally Kelley.

AK

Ally Kelley

License SL3352184

Agent at Ocean Sotheby's International Realty

Listed by Ocean Sotheby's International Realty · Broker phone: (305) 735-4095 · View on Broker Site · Broker website

MLS# 617542· Source: Marathon and Lower Keys Association of Realtors· 330 days on PropertySimple

Copyright © 2026 Marathon and Lower Keys Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

115 Windy Point Circle, Marathon, FL 33050

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