# 116 Emerald Bay Drive #3D, Lake Ozark, MO 65049

> **TL;DR:** 3bd/2ba condo, $279,900 ($196/sqft), built 2006, 1,427 sqft.
> Fireplace, Waterfront, View, A/C. Est. $3,749/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $279,900 |
| Price/sqft | $196 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,427 |
| Year Built | 2006 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 1 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,415 |
| Estimated Insurance | $82 |
| HOA | $2,252 |
| **Total** | **$3,749** |

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C

## Property Highlights

- Built in 2006
- Fireplace
- Waterfront

## Description

### Agent Description
Top-floor lake view condo in Emerald Bay with a 12x32 boat slip, located in the heart of Horseshoe Bend. This fully furnished, turnkey 3-bedroom, 2-bath condo offers panoramic Main Channel views and effortless lake living. The property has been used as a short-term rental with a strong rental history. The open-concept layout features a spacious living area and bright kitchen with stainless steel appliances, breakfast bar, and ample cabinet space. The primary suite includes direct deck access, double vanity bath, and lake views. Two additional bedrooms offer flexibility for guests, family, or rental use. Enjoy the newly built cedar deck (2024) overlooking Lake of the Ozarks, ideal for morning coffee or sunset dining. This top-floor unit provides added privacy, natural light, and elevated views. Emerald Bay amenities include a newly renovated pool, tennis court with basketball hoop across from the unit, plus a second lakefront pool and clubhouse. Recent updates include HVAC (2022), refrigerator (2025), and newer roofs throughout the complex. Convenient to Bagnell Dam dining, shopping, and entertainment. Move-in ready for full-time living, weekends, or investment use.

## Location

- **Address:** 116 Emerald Bay Drive #3D, Lake Ozark, MO 65049
- **County:** Camden
- **Neighborhood:** Emerald Bay Condominium
- **Coordinates:** 38.192047, -92.6737
- **Google Maps:** https://www.google.com/maps?q=38.192047,-92.6737

## Virtual Tour & Media

- **Video Tour:** https://iplayerhd.com/player/video/944ce161-87b7-4210-8130-2d89909de5c6/share

## Listing Agent

- **Name:** JEFFREY D KRANTZ · **License:** 1999032010
- **Brokerage:** C & W Associates
- **Phone:** 5733022355
- **Broker Phone:** (573) 302-2330
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/116-Emerald-Bay-Dr-3D_Lake-Ozark_MO_65049_M94433-75745?f=listhub&s=BDAORMO&m=3590195&c=propsimple)

## Photos

![116 Emerald Bay Drive #3D - Photo 1](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f3667298848r.jpg)

![116 Emerald Bay Drive #3D - Photo 2](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f460145240r.jpg)

![116 Emerald Bay Drive #3D - Photo 3](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f3584797452r.jpg)

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![116 Emerald Bay Drive #3D - Photo 31](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f988183786r.jpg)

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![116 Emerald Bay Drive #3D - Photo 34](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f1424370488r.jpg)

![116 Emerald Bay Drive #3D - Photo 35](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f4177526175r.jpg)

![116 Emerald Bay Drive #3D - Photo 36](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f3154756526r.jpg)

![116 Emerald Bay Drive #3D - Photo 37](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f3692119374r.jpg)

![116 Emerald Bay Drive #3D - Photo 38](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f2112026396r.jpg)

![116 Emerald Bay Drive #3D - Photo 39](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f3045863608r.jpg)

![116 Emerald Bay Drive #3D - Photo 40](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f723627621r.jpg)

![116 Emerald Bay Drive #3D - Photo 41](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f1584806195r.jpg)

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![116 Emerald Bay Drive #3D - Photo 43](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f2439007560r.jpg)

![116 Emerald Bay Drive #3D - Photo 44](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f2430706930r.jpg)

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![116 Emerald Bay Drive #3D - Photo 47](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f3951761100r.jpg)

![116 Emerald Bay Drive #3D - Photo 48](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f2477160152r.jpg)

![116 Emerald Bay Drive #3D - Photo 49](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f1730846917r.jpg)

![116 Emerald Bay Drive #3D - Photo 50](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f2807019278r.jpg)

![116 Emerald Bay Drive #3D - Photo 51](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f3965599127r.jpg)

![116 Emerald Bay Drive #3D - Photo 52](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f1305955128r.jpg)

![116 Emerald Bay Drive #3D - Photo 53](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f2650651705r.jpg)

![116 Emerald Bay Drive #3D - Photo 54](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f3083302432r.jpg)

![116 Emerald Bay Drive #3D - Photo 55](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f3163751514r.jpg)

![116 Emerald Bay Drive #3D - Photo 56](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f2320455979r.jpg)

![116 Emerald Bay Drive #3D - Photo 57](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f1428012033r.jpg)

![116 Emerald Bay Drive #3D - Photo 58](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f3648122107r.jpg)

![116 Emerald Bay Drive #3D - Photo 59](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f2442910492r.jpg)

![116 Emerald Bay Drive #3D - Photo 60](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f4252312692r.jpg)

![116 Emerald Bay Drive #3D - Photo 61](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f3249571408r.jpg)

![116 Emerald Bay Drive #3D - Photo 62](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f2147537009r.jpg)

![116 Emerald Bay Drive #3D - Photo 63](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f754842556r.jpg)

![116 Emerald Bay Drive #3D - Photo 64](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f744549663r.jpg)

![116 Emerald Bay Drive #3D - Photo 65](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f3757449201r.jpg)

![116 Emerald Bay Drive #3D - Photo 66](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f2582232757r.jpg)

![116 Emerald Bay Drive #3D - Photo 67](http://lh.rdcpix.com/31cc875cc66e17c776e041a894cc86acl-f854514040r.jpg)

---

**MLS#:** 3590195 | **Updated:** 2026-09-25
**Source:** listhub

*Copyright © 2026 Bagnell Dam Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/116-emerald-bay-drive-lake-ozark-mo-65049-3590195)

---

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