About This Home

This 3-bedroom, 2-bathroom condo at 116 Emerald Bay Drive #3D in Lake Ozark, MO is listed for $279,900 ($196 per sqft). Built in 2006, the home offers 1,427 sqft of living space on a N/A lot.

Key Features

  • Built in 2006
  • Fireplace
  • Waterfront

Property Details

1 story
2 full
#3D
2006

Amenities

FireplaceWaterfrontViewA/C
Listing Description

Top-floor lake view condo in Emerald Bay with a 12x32 boat slip, located in the heart of Horseshoe Bend. This fully furnished, turnkey 3-bedroom, 2-bath condo offers panoramic Main Channel views and effortless lake living. The property has been used as a short-term rental with a strong rental history.

The open-concept layout features a spacious living area and bright kitchen with stainless steel appliances, breakfast bar, and ample cabinet space. The primary suite includes direct deck access, double vanity bath, and lake views. Two additional bedrooms offer flexibility for guests, family, or rental use.

Enjoy the newly built cedar deck (2024) overlooking Lake of the Ozarks, ideal for morning coffee or sunset dining. This top-floor unit provides added privacy, natural light, and elevated views. Emerald Bay amenities include a newly renovated pool, tennis court with basketball hoop across from the unit, plus a second lakefront pool and clubhouse.

Recent updates include HVAC (2022), refrigerator (2025), and newer roofs throughout the complex. Convenient to Bagnell Dam dining, shopping, and entertainment. Move-in ready for full-time living, weekends, or investment use.

Monthly Cost Estimate

$3,490/mo

20% down · 6.5% · 30 years

Principal$202
Interest$1,213
Insurance$82
HOA$1,993

Estimates only. Actual payments may vary.

Location

116 Emerald Bay Drive #3D

Lake Ozark, MO 65049

Emerald Bay Condominium

Features & Amenities

Interior Features

TrayCeilingsCeilingFansCofferedCeilingsFurnishedFireplacePantryWalkInClosetsWindowTreatments

Exterior Features

BlacktopDrivewayDeckTennisCourts

Property Details

Flooring

Tile

Views

Lake

Outdoor Features

Deck

Parking

AssignedGarage

Heating

Forced AirElectric (Heating)

Cooling

Central Air

Appliances

DryerDishwasherMicrowaveRangeRefrigeratorStoveWasher

Questions & Answers

This 3-bedroom, 2-bathroom condo at 116 Emerald Bay Drive is listed at $279,900 ($196/sqft). The estimated monthly payment is $3,490 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1993/month.

Key features include: Built in 2006, Fireplace, Waterfront. Interior Features: TrayCeilings, CeilingFans, CofferedCeilings. Exterior Features: BlacktopDriveway, Deck, TennisCourts.

This property is listed by JEFFREY D KRANTZ.

JK

JEFFREY D KRANTZ

License 1999032010

Agent at C & W Associates

Listed by C & W Associates · Broker phone: (573) 302-2330 · View on Broker Site · Broker website

MLS# 3590195· Source: Bagnell Dam Association of Realtors· 34 days on PropertySimple

Copyright © 2026 Bagnell Dam Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

116 Emerald Bay Drive #3D, Lake Ozark, MO 65049

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