# 116 Emerald Bay Drive #2B, Lake Ozark, MO 65049

> **TL;DR:** 2bd/2ba condo, $299,500 ($254/sqft), built 1999, 1,178 sqft.
> Fireplace, Waterfront, View, A/C. Est. $3,416/mo. Listed 25 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $299,500 |
| Price/sqft | $254 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,178 |
| Year Built | 1999 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 25 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,514 |
| Estimated Insurance | $87 |
| HOA | $1,815 |
| **Total** | **$3,416** |

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C

## Property Highlights

- Built in 1999
- Fireplace
- Waterfront

## Description

### Agent Description
Wake up to striking lake views in this 2 bedroom, 2 bath condo which offers the perfect blend of a personal retreat and investment opportunity. The spacious living area features a new compliant electric fireplace creating an inviting focal point for winter visits and flows seamlessly into the dining area and kitchen bar. Enjoy the updated HVAC and refreshed decor throughout including new light fixtures and fans enhancing the appeal of the unit making it "move in ready". New high quality screens and a retractable sun shade accent the outdoor deck via the full sliding doors and make it an ideal retreat. The complex has also benefited from recent improvements, including all new roofs, upper pool deck refresh and resurfaced the tennis/pickelball courts, all of which have been paid. Adding evn more versatility, the condo has an esablished rental history and has generated rental income, making it an attractive opportunity seeking both a beautiful lake retreat and income-producing potential. If you're looking for a peaceful getaway, low-maintenance home or investment with a proven rental track record, this property offers an exceptional opportunity to enjoy the best of lake living.

## Location

- **Address:** 116 Emerald Bay Drive #2B, Lake Ozark, MO 65049
- **County:** Camden
- **Neighborhood:** Emerald Bay Condominium
- **Coordinates:** 38.192102, -92.673666
- **Google Maps:** https://www.google.com/maps?q=38.192102,-92.673666

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/loo/3589990

## Listing Agent

- **Name:** VICKI L LLOYD, PC · **License:** 2012007319
- **Brokerage:** C & W Associates
- **Broker Phone:** (573) 302-2330
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/116-Emerald-Bay-Dr-Unit-2B_Lake-Ozark_MO_65049_M92442-50564?f=listhub&s=BDAORMO&m=3589990&c=propsimple)

## Photos

![116 Emerald Bay Drive #2B - Photo 1](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f1515878254r.jpg)

![116 Emerald Bay Drive #2B - Photo 2](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f1340378240r.jpg)

![116 Emerald Bay Drive #2B - Photo 3](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f2683942836r.jpg)

![116 Emerald Bay Drive #2B - Photo 4](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f3919168760r.jpg)

![116 Emerald Bay Drive #2B - Photo 5](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f3827124691r.jpg)

![116 Emerald Bay Drive #2B - Photo 6](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f1485212205r.jpg)

![116 Emerald Bay Drive #2B - Photo 7](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f531449959r.jpg)

![116 Emerald Bay Drive #2B - Photo 8](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f1152100744r.jpg)

![116 Emerald Bay Drive #2B - Photo 9](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f3472874641r.jpg)

![116 Emerald Bay Drive #2B - Photo 10](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f3831179679r.jpg)

![116 Emerald Bay Drive #2B - Photo 11](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f3724738641r.jpg)

![116 Emerald Bay Drive #2B - Photo 12](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f3101595152r.jpg)

![116 Emerald Bay Drive #2B - Photo 13](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f2608608139r.jpg)

![116 Emerald Bay Drive #2B - Photo 14](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f3803893153r.jpg)

![116 Emerald Bay Drive #2B - Photo 15](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f2188265943r.jpg)

![116 Emerald Bay Drive #2B - Photo 16](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f612498333r.jpg)

![116 Emerald Bay Drive #2B - Photo 17](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f698155471r.jpg)

![116 Emerald Bay Drive #2B - Photo 18](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f1792065674r.jpg)

![116 Emerald Bay Drive #2B - Photo 19](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f536115493r.jpg)

![116 Emerald Bay Drive #2B - Photo 20](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f2130870503r.jpg)

![116 Emerald Bay Drive #2B - Photo 21](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f1177287138r.jpg)

![116 Emerald Bay Drive #2B - Photo 22](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f486622849r.jpg)

![116 Emerald Bay Drive #2B - Photo 23](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f4099013772r.jpg)

![116 Emerald Bay Drive #2B - Photo 24](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f2530362549r.jpg)

![116 Emerald Bay Drive #2B - Photo 25](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f1638450709r.jpg)

![116 Emerald Bay Drive #2B - Photo 26](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f189146233r.jpg)

![116 Emerald Bay Drive #2B - Photo 27](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f3424486545r.jpg)

![116 Emerald Bay Drive #2B - Photo 28](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f3137815168r.jpg)

![116 Emerald Bay Drive #2B - Photo 29](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f3337575416r.jpg)

![116 Emerald Bay Drive #2B - Photo 30](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f4079580044r.jpg)

![116 Emerald Bay Drive #2B - Photo 31](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f2442140696r.jpg)

![116 Emerald Bay Drive #2B - Photo 32](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f199611740r.jpg)

![116 Emerald Bay Drive #2B - Photo 33](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f2135679551r.jpg)

![116 Emerald Bay Drive #2B - Photo 34](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f1100499494r.jpg)

![116 Emerald Bay Drive #2B - Photo 35](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f4027270731r.jpg)

![116 Emerald Bay Drive #2B - Photo 36](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f1653939086r.jpg)

![116 Emerald Bay Drive #2B - Photo 37](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f513422024r.jpg)

![116 Emerald Bay Drive #2B - Photo 38](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f3285336043r.jpg)

![116 Emerald Bay Drive #2B - Photo 39](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f721881941r.jpg)

![116 Emerald Bay Drive #2B - Photo 40](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f3787178869r.jpg)

![116 Emerald Bay Drive #2B - Photo 41](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f1621227589r.jpg)

![116 Emerald Bay Drive #2B - Photo 42](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f4124455313r.jpg)

![116 Emerald Bay Drive #2B - Photo 43](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f1422590915r.jpg)

![116 Emerald Bay Drive #2B - Photo 44](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f2830932902r.jpg)

![116 Emerald Bay Drive #2B - Photo 45](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f3572807916r.jpg)

![116 Emerald Bay Drive #2B - Photo 46](http://lh.rdcpix.com/c137b76d339caee4adb0a161a7aed52al-f841147690r.jpg)

---

**MLS#:** 3589990 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 Bagnell Dam Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/116-emerald-bay-drive-lake-ozark-mo-65049-6ebf48d4175a48979464fcbf31bcd583)

---

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