# 116 Emerald Bay Drive #2D, Lake Ozark, MO 65049

> **TL;DR:** 3bd/2ba condo, $319,900 ($229/sqft), built 1999, 1,400 sqft.
> Fireplace, Waterfront, View, A/C. Est. $3,990/mo. Listed 172 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $319,900 |
| Price/sqft | $229 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,400 |
| Year Built | 1999 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 172 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,618 |
| Estimated Insurance | $93 |
| HOA | $2,279 |
| **Total** | **$3,990** |

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C

## Property Highlights

- Built in 1999
- Fireplace
- Waterfront

## Description

### Agent Description
Located at the Lake of the Ozarks, this stunning turnkey 3BR/2BA end-unit condo offers the perfect blend of luxury, comfort, & investment potential. Featuring privacy, a coveted 12x36 boat slip, & an oversized covered deck w/breathtaking 180 degrees Main Channel views, this is lake living at its finest. Enjoy peaceful sunrise mornings & unforgettable sunset evenings from your private outdoor retreat. Inside, the spacious primary suite showcases incredible lake views, while 2 additional guest bedrooms are thoughtfully separated for enhanced privacy & comfort. The open-concept living & dining area flows seamlessly into the beautifully updated kitchen, complete w/quartz countertops & panoramic lake views throughout. Natural light pours into every room thanks to the end-unit location. Additional highlights include private storage unit, oversized boat slip, & turnkey convenience, making this condo ideal as for full-time, weekend getaway, or income-producer. Located off Horseshoe Bend, you'll have quick access to some of the Lake's best dining, shopping, & entertainment. For breathtaking views, large boat slip, & move-in-ready lakefront retreat w/rental potential, this condo checks every box.

## Location

- **Address:** 116 Emerald Bay Drive #2D, Lake Ozark, MO 65049
- **County:** Camden
- **Neighborhood:** Emerald Bay Condominium
- **Coordinates:** 38.192097, -92.673686
- **Google Maps:** https://www.google.com/maps?q=38.192097,-92.673686

## Virtual Tour & Media

- **Video Tour:** https://iplayerhd.com/player/video/56bbaffa-fddb-4095-a19d-e2585d9e8542/share

## Listing Agent

- **Name:** ED SCHMIDT-TEAM · **License:** 2017005733
- **Brokerage:** EXP Realty, LLC
- **Broker Phone:** 8662241761
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/116-Emerald-Bay-Dr-2D_Lake-Ozark_MO_65049_M93447-67502?f=listhub&s=BDAORMO&m=3587334&c=propsimple)

## Photos

![116 Emerald Bay Drive #2D - Photo 1](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f1879478789r.jpg)

![116 Emerald Bay Drive #2D - Photo 2](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f1541066601r.jpg)

![116 Emerald Bay Drive #2D - Photo 3](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f1239971321r.jpg)

![116 Emerald Bay Drive #2D - Photo 4](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f14824570r.jpg)

![116 Emerald Bay Drive #2D - Photo 5](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f2219298987r.jpg)

![116 Emerald Bay Drive #2D - Photo 6](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f108940426r.jpg)

![116 Emerald Bay Drive #2D - Photo 7](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f2147060297r.jpg)

![116 Emerald Bay Drive #2D - Photo 8](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f2278536120r.jpg)

![116 Emerald Bay Drive #2D - Photo 9](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f1103417744r.jpg)

![116 Emerald Bay Drive #2D - Photo 10](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f2014158031r.jpg)

![116 Emerald Bay Drive #2D - Photo 11](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f4232161772r.jpg)

![116 Emerald Bay Drive #2D - Photo 12](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f3631751490r.jpg)

![116 Emerald Bay Drive #2D - Photo 13](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f2049480769r.jpg)

![116 Emerald Bay Drive #2D - Photo 14](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f687966295r.jpg)

![116 Emerald Bay Drive #2D - Photo 15](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f1059382590r.jpg)

![116 Emerald Bay Drive #2D - Photo 16](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f589112433r.jpg)

![116 Emerald Bay Drive #2D - Photo 17](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f718003297r.jpg)

![116 Emerald Bay Drive #2D - Photo 18](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f3810698551r.jpg)

![116 Emerald Bay Drive #2D - Photo 19](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f74560243r.jpg)

![116 Emerald Bay Drive #2D - Photo 20](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f4205352949r.jpg)

![116 Emerald Bay Drive #2D - Photo 21](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f2527989265r.jpg)

![116 Emerald Bay Drive #2D - Photo 22](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f3981091385r.jpg)

![116 Emerald Bay Drive #2D - Photo 23](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f1667955056r.jpg)

![116 Emerald Bay Drive #2D - Photo 24](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f1554897230r.jpg)

![116 Emerald Bay Drive #2D - Photo 25](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f411965809r.jpg)

![116 Emerald Bay Drive #2D - Photo 26](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f3624363495r.jpg)

![116 Emerald Bay Drive #2D - Photo 27](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f2690726078r.jpg)

![116 Emerald Bay Drive #2D - Photo 28](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f1345710445r.jpg)

![116 Emerald Bay Drive #2D - Photo 29](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f99952714r.jpg)

![116 Emerald Bay Drive #2D - Photo 30](http://lh.rdcpix.com/5f8a3a24f21437d5ef30d81f61112966l-f3446712804r.jpg)

---

**MLS#:** 3587334 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Bagnell Dam Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/116-emerald-bay-drive-lake-ozark-mo-65049-c0762e36cdcb4de9b31188588dd8aea2)

---

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