About This Home

This 4-bedroom, 4-bathroom single family at 116 Monterey ST in Santa Cruz, CA is listed for $4,588,000 ($1,774 per sqft). Built in 1952, the home offers 2,586 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 1952
  • 0.17 acre lot
  • Fireplace

Property Details

4 full
2-car garage
1952

Amenities

FireplaceViewHardwood
Listing Description

This Mediterranean masterpiece was entirely reimagined and 95% redone in 2007 by the current owners. The only remnant of the original home is a part of the foundation and the retro downstairs bathroom. Also added was an oversized two stall garage and a 1 bedroom, 1 bath ADU with unobstructed views of the Boardwalk, Wharf, and Monterey Bay, with a separate address of 118 Monterey Street.

The owners meticulously preserved the vintage character, designing a high-end modern residence around that historic core. From the structural integrity to the lush, professional landscaping, every inch of this property has been built, lived in, and maintained to an immaculate standard.Situated just steps from West Cliff Drive and the Cowells Beach stairs, this residence caters to an active lifestyle centered around the ocean.

The chef's kitchen, anchored by a Wolf range and a generous island, makes entertaining effortless. Evenings end in a private coastal oasis featuring an 8-person outdoor hot tub and a convenient outdoor shower, the essential finish to a morning surf session.The permitted 1bed /1 bath ADU sits atop a 2-car, oversized mechanic's garage and offers a proven income of $30-40k annually, or an opportunity for a family compound. Easily the best high end value in Santa Cruz County.

Monthly Cost Estimate

$24,538/mo

20% down · 6.5% · 30 years

Principal$3,318
Interest$19,881
Insurance$1,338

Estimates only. Actual payments may vary.

Location

116 Monterey ST

Santa Cruz, CA 95060

Property Details

Flooring

TileHardwood

Views

MountainsOceanHillsCity

Parking

Garage - DetachedCoveredOff Street

Heating

Forced AirCentral

Questions & Answers

This 4-bedroom, 4-bathroom single family at 116 Monterey ST is listed at $4,588,000 ($1,774/sqft). The estimated monthly payment is $24,537 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1952, 0.17 acre lot, Fireplace.

This property is listed by Craig Springbett and can be reached at 8312399966.

CS

Craig Springbett

License 01145599

Agent at Christie's International Real Estate Sereno

(831) 239-9966
Agent website

Listed by Christie's International Real Estate Sereno · Broker phone: (408) 335-1400 · View on Broker Site · Broker website

MLS# ML82047237· Source: MLS Listings, Inc.· 141 days on PropertySimple

Copyright © 2026 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

116 Monterey ST, Santa Cruz, CA 95060

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