# 116 Riviera Drive, Panama City Beach, FL 32413 > **TL;DR:** 4bd/5ba single family, $1,429,000 ($528/sqft), built 2020, 2,705 sqft. > Waterfront, View, A/C, 2-car garage. Est. $8,393/mo. Listed 239 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,429,000 | | Price/sqft | $528 | | Bedrooms | 4 | | Bathrooms | 4 full, 1 half | | Square Feet | 2,705 | | Year Built | 2020 | | Lot Size | 1,742 sqft (0.04 acres) | | Stories | 3 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 239 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $7,226 | | Estimated Insurance | $417 | | HOA | $750 | | **Total** | **$8,393** | ## Nearby Schools - **Elementary:** West Bay - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront - View - A/C - 2-car garage ## Property Highlights - Built in 2020 - 0.04 acre lot - 3 stories - 2 parking spaces - Waterfront ## Description ### Agent Description Welcome to your fabulous beach home, vacation property, or short term rental investment! All furnishings, appliances, decor, and accessories convey with sale, including natural gas Weber grill and outdoor patio seating and 8 Smart TVs. LOCATION, LOCATION, LOCATION! - On the quiet west end of Panama City Beach in a low-density residential neighborhood (no high-rises) - Bike path along Front Beach Road for cycling and walking - Close to Camp Helen State Park, Conservation Park, Frank Brown Park, and Pier Park - 17 miles to Northwest Florida Beaches International Airport (ECP) See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer! PROPERTY HIGHLIGHTS: " Spacious 3-story coastal home, built in 2020 " Short 3-minute walk to the white sandy beaches - Access #82 " Water views of the Gulf and coastal lake " Sleeps up to 14 guests - ideal for large families or vacation rentals " Three levels, each with living area, kitchen/kitchenette, and covered balcony " 4 bedrooms including two king suites plus bunk room " Ground floor guest suite with king bed, living area, kitchenette, and patio access " Primary suite on second floor with king bed, en-suite bath, soaking tub, glass shower, and double vanities " Open-concept main living area with full kitchen, dining space for 12, and large balcony with water views " Third floor living area with additional kitchenette and balcony access " Bunk room with two sets of bunks plus additional queen and king bedrooms upstairs " Community pool shared by only 10 other homes " Garage plus driveway parking for up to 3 vehicles " Lakefront setting with fishing access and community fire pit Low HOA includes pool maintenance and insurance, maintenance and insurance of all common ground areas and maintenance of palm trees around the property. See listing for floor plans and walkthrough video. ## Location - **Address:** 116 Riviera Drive, Panama City Beach, FL 32413 - **County:** Bay - **Neighborhood:** RIVIERA BEACH - **Coordinates:** 30.252961, -85.952662 - **Google Maps:** https://www.google.com/maps?q=30.252961,-85.952662 ## Listing Agent - **Name:** January M Johnson · **License:** 3368469 - **Brokerage:** EXP REALTY LLC - **Broker Phone:** (888) 883-8509 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/116-Riviera-Dr_Panama-City-Beach_FL_32413_M55711-62632?f=listhub&s=ECARMLSFL&m=997790&c=propsimple) ## Photos ![116 Riviera Drive - Photo 1](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f440505010r.jpg) ![116 Riviera Drive - Photo 2](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f3159559596r.jpg) ![116 Riviera Drive - Photo 3](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f4104436810r.jpg) ![116 Riviera Drive - Photo 4](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f1843200499r.jpg) ![116 Riviera Drive - Photo 5](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f95825699r.jpg) ![116 Riviera Drive - Photo 6](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f148289206r.jpg) ![116 Riviera Drive - Photo 7](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f631661477r.jpg) ![116 Riviera Drive - Photo 8](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f4088355579r.jpg) ![116 Riviera Drive - Photo 9](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f2371636862r.jpg) ![116 Riviera Drive - Photo 10](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f2799214262r.jpg) ![116 Riviera Drive - Photo 11](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f2558979453r.jpg) ![116 Riviera Drive - Photo 12](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f2276953808r.jpg) ![116 Riviera Drive - Photo 13](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f2017903773r.jpg) ![116 Riviera Drive - Photo 14](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f476599613r.jpg) ![116 Riviera Drive - 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Photo 35](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f4076967474r.jpg) ![116 Riviera Drive - Photo 36](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f1782364536r.jpg) ![116 Riviera Drive - Photo 37](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f2303743776r.jpg) ![116 Riviera Drive - Photo 38](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f850435140r.jpg) ![116 Riviera Drive - Photo 39](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f235945567r.jpg) ![116 Riviera Drive - Photo 40](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f451125919r.jpg) ![116 Riviera Drive - Photo 41](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f2915579526r.jpg) ![116 Riviera Drive - Photo 42](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f1689316498r.jpg) ![116 Riviera Drive - Photo 43](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f1605056119r.jpg) ![116 Riviera Drive - Photo 44](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f1416720123r.jpg) ![116 Riviera Drive - 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Photo 55](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f3635808556r.jpg) ![116 Riviera Drive - Photo 56](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f1159683231r.jpg) ![116 Riviera Drive - Photo 57](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f3154407269r.jpg) ![116 Riviera Drive - Photo 58](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f245988254r.jpg) ![116 Riviera Drive - Photo 59](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f3790705785r.jpg) ![116 Riviera Drive - Photo 60](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f3030709075r.jpg) ![116 Riviera Drive - Photo 61](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f75935756r.jpg) ![116 Riviera Drive - Photo 62](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f3837817328r.jpg) ![116 Riviera Drive - Photo 63](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f2634296794r.jpg) ![116 Riviera Drive - Photo 64](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f2310162933r.jpg) ![116 Riviera Drive - Photo 65](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f3762981437r.jpg) ![116 Riviera Drive - Photo 66](http://lh.rdcpix.com/1708cfc43e2252abc8685f5727e6d1acl-f3722811912r.jpg) --- **MLS#:** 997790 | **Updated:** 2026-10-31 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/116-riviera-drive-panama-city-beach-fl-32413-d95a5eac6bd540fdb7469e86f17e462c) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/116-riviera-drive-panama-city-beach-fl-32413-d95a5eac6bd540fdb7469e86f17e462c#listing", "url": "https://www.propertysimple.ai/listing/116-riviera-drive-panama-city-beach-fl-32413-d95a5eac6bd540fdb7469e86f17e462c", "name": "116 Riviera Drive, Panama City Beach, FL 32413", "description": "Welcome to your fabulous beach home, vacation property, or short term rental investment! All furnishings, appliances, decor, and accessories convey with sale, including natural gas Weber grill and outdoor patio seating and 8 Smart TVs. LOCATION, LOCATION, LOCATION! - On the quiet west end of Panama City Beach in a low-density residential neighborhood (no high-rises) - Bike path along Front Beach Road for cycling and walking - Close to Camp Helen State Park, Conservation Park, Frank Brown Park, and Pier Park - 17 miles to Northwest Florida Beaches International Airport (ECP) See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer! PROPERTY HIGHLIGHTS: \" Spacious 3-story coastal home, built in 2020 \" Short 3-minute walk to the white sandy beaches - Access #82 \" Water views of the Gulf and coastal lake \" Sleeps up to 14 guests - ideal for large families or vacation rentals \" Three levels, each with living area, kitchen/kitchenette, and covered balcony \" 4 bedrooms including two king suites plus bunk room \" Ground floor guest suite with king bed, living area, kitchenette, and patio access \" Primary suite on second floor with king bed, en-suite bath, soaking tub, glass shower, and double vanities \" Open-concept main living area with full kitchen, dining space for 12, and large balcony with water views \" Third floor living area with additional kitchenette and balcony access \" Bunk room with two sets of bunks plus additional queen and king bedrooms upstairs \" Community pool shared by only 10 other homes \" Garage plus driveway parking for up to 3 vehicles \" Lakefront setting with fishing access and community fire pit Low HOA includes pool maintenance and insurance, maintenance and insurance of all common ground areas and maintenance of palm trees around the property. 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