# 1160 Chance Road, Chipley, FL 32428 > **TL;DR:** 1bd/1ba single family, $99,000 ($161/sqft), built 1998, 616 sqft. > A/C. Est. $530/mo. Listed 176 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $99,000 | | Price/sqft | $161 | | Bedrooms | 1 | | Bathrooms | 1 full | | Square Feet | 616 | | Year Built | 1998 | | Lot Size | 87,120 sqft (2.00 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 176 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $501 | | Estimated Insurance | $29 | | **Total** | **$530** | ## Nearby Schools - **Elementary:** Kate M. Smith - **Middle:** Roulhac - **High:** Chipley ## Key Amenities - A/C ## Property Highlights - Built in 1998 - 2.00 acre lot ## Description ### Agent Description County Setting Close to the City. 2 acres of a nice wooded lot with a 1 bedroom 1 bath place on it. Look at the pictures there still needs work do to complete remodel. Most of the items needed are there. Has fenced area for Gardening. Nice lean to to keep your lawnmower. New fiberglass building does not convey. Want to be close to shopping and eateries but want the feel of country living this is the place for you...Call for showing appt. The cottage has a large almost finished great room area that measures 13x20 that has shiplap walls, a brand-new bathroom (still needs some fixtures) - that also has accommodations for a washer and dryer, and a nice sized bedroom - conversion of old bathroom has been started to be turned into a closet. Lots and lots of potential here! The property includes a small, fenced area for animals or for a garden. Property sold as is ## Location - **Address:** 1160 Chance Road, Chipley, FL 32428 - **County:** Washington - **Neighborhood:** No Named Subdivision - **Coordinates:** 30.755883, -85.605352 - **Google Maps:** https://www.google.com/maps?q=30.755883,-85.605352 ## Listing Agent - **Name:** Joel Jadofsky · **License:** 3222816 - **Brokerage:** Keller Williams Realty Emerald Coast - **Phone:** 8502582470 - **Broker Phone:** (850) 654-2900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1160-Chance-Rd_Chipley_FL_32428_M68330-00561?f=listhub&s=BCARFL&m=787145&c=propsimple) ## Photos ![1160 Chance Road - Photo 1](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f1534451611r.jpg) ![1160 Chance Road - Photo 2](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f2023910082r.jpg) ![1160 Chance Road - Photo 3](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f3261769929r.jpg) ![1160 Chance Road - Photo 4](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f182488422r.jpg) ![1160 Chance Road - Photo 5](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f4345522r.jpg) ![1160 Chance Road - Photo 6](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f3252848954r.jpg) ![1160 Chance Road - Photo 7](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f3360353248r.jpg) ![1160 Chance Road - Photo 8](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f1887502488r.jpg) ![1160 Chance Road - Photo 9](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f185528163r.jpg) ![1160 Chance Road - Photo 10](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f2990721811r.jpg) ![1160 Chance Road - Photo 11](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f3438160747r.jpg) ![1160 Chance Road - Photo 12](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f182488422r.jpg) ![1160 Chance Road - Photo 13](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f1658230615r.jpg) ![1160 Chance Road - Photo 14](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f2701070727r.jpg) ![1160 Chance Road - Photo 15](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f2716340147r.jpg) ![1160 Chance Road - Photo 16](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f1090709222r.jpg) ![1160 Chance Road - Photo 17](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f2546861962r.jpg) ![1160 Chance Road - Photo 18](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f3937571248r.jpg) ![1160 Chance Road - Photo 19](http://lh.rdcpix.com/6e53be04c410a4d93bfe69d37e498ecbl-f1040138758r.jpg) --- **MLS#:** 787145 | **Updated:** 2026-07-02 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1160-chance-road-chipley-fl-32428-l787145) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1160-chance-road-chipley-fl-32428-l787145#listing", "url": "https://www.propertysimple.ai/listing/1160-chance-road-chipley-fl-32428-l787145", "name": "1160 Chance Road, Chipley, FL 32428", "description": "County Setting Close to the City. 2 acres of a nice wooded lot with a 1 bedroom 1 bath place on it. Look at the pictures there still needs work do to complete remodel. Most of the items needed are there. Has fenced area for Gardening. Nice lean to to keep your lawnmower. New fiberglass building does not convey. 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