# 117 Christmas Tree Lane, Panama City Beach, FL 32413

> **TL;DR:** 2bd/1ba single family, $359,000 ($479/sqft), built 1955, 750 sqft.
> A/C. Est. $1,920/mo. Listed 161 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $359,000 |
| Price/sqft | $479 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 750 |
| Year Built | 1955 |
| Lot Size | 2,614 sqft (0.06 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 161 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,815 |
| Estimated Insurance | $105 |
| **Total** | **$1,920** |

## Nearby Schools

- **Elementary:** West Bay
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- A/C

## Property Highlights

- Built in 1955
- 0.06 acre lot

## Description

### Agent Description
Located in the heart of Laguna Beach, this charming 2 bedroom cinder block cottage offers an incredible opportunity. Featuring tongue and groove ceilings, terrazzo floors, and a location just one block from the Gulf, this property is full of character and potential. Whether you're looking to make a few updates or take on a full renovation, this home offers solid bones and the chance to create the perfect beach retreat or short term rentalLaguna Beach is known for its laid-back coastal lifestyle, golf cart-friendly streets, locally loved spots like Thomas Donuts & Ice Cream Shop and the Carousel grocery store, and miles of beautiful protected shoreline. Conveniently located just minutes from Pier Park, and new attractions like Dolly Parton's Pirates Voyage and TopGolf, approximately 10 minutes from 30A, and about 22 minutes from Northwest Florida Beaches International Airport, this location offers easy access to dining, shopping, entertainment, and travel. Whether you're searching for a primary residence, vacation home, or investment opportunity, this property is full of possibilities. Come see it today! CASH ONLY

## Location

- **Address:** 117 Christmas Tree Lane, Panama City Beach, FL 32413
- **County:** Bay
- **Neighborhood:** Laguna Beach Estates 5th Add
- **Coordinates:** 30.247888, -85.93973
- **Google Maps:** https://www.google.com/maps?q=30.247888,-85.93973

## Listing Agent

- **Name:** Renata Morse · **License:** 3249733
- **Brokerage:** Beachy Beach Real Estate
- **Broker Phone:** (850) 527-5651
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/117-Christmas-Tree-Ln_Panama-City-Beach_FL_32413_M57201-26560?f=listhub&s=ECARMLSFL&m=1004143&c=propsimple)

## Photos

![117 Christmas Tree Lane - Photo 1](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f493283502r.jpg)

![117 Christmas Tree Lane - Photo 2](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f3206410624r.jpg)

![117 Christmas Tree Lane - Photo 3](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f168139860r.jpg)

![117 Christmas Tree Lane - Photo 4](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f2611981382r.jpg)

![117 Christmas Tree Lane - Photo 5](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f3955106869r.jpg)

![117 Christmas Tree Lane - Photo 6](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f3153399573r.jpg)

![117 Christmas Tree Lane - Photo 7](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f4010158340r.jpg)

![117 Christmas Tree Lane - Photo 8](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f223113514r.jpg)

![117 Christmas Tree Lane - Photo 9](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f2809655987r.jpg)

![117 Christmas Tree Lane - Photo 10](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f2168873157r.jpg)

![117 Christmas Tree Lane - Photo 11](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f3811251656r.jpg)

![117 Christmas Tree Lane - Photo 12](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f3628554728r.jpg)

![117 Christmas Tree Lane - Photo 13](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f1470697889r.jpg)

![117 Christmas Tree Lane - Photo 14](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f788170728r.jpg)

![117 Christmas Tree Lane - Photo 15](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f1134549809r.jpg)

![117 Christmas Tree Lane - Photo 16](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f936117271r.jpg)

![117 Christmas Tree Lane - Photo 17](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f2972786004r.jpg)

![117 Christmas Tree Lane - Photo 18](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f981063691r.jpg)

![117 Christmas Tree Lane - Photo 19](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f1225345816r.jpg)

![117 Christmas Tree Lane - Photo 20](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f2889669429r.jpg)

![117 Christmas Tree Lane - Photo 21](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f4019654597r.jpg)

![117 Christmas Tree Lane - Photo 22](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f3793015968r.jpg)

![117 Christmas Tree Lane - Photo 23](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f379611518r.jpg)

![117 Christmas Tree Lane - Photo 24](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f1079955299r.jpg)

![117 Christmas Tree Lane - Photo 25](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f465017743r.jpg)

![117 Christmas Tree Lane - Photo 26](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f2535250894r.jpg)

![117 Christmas Tree Lane - Photo 27](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f3194549709r.jpg)

![117 Christmas Tree Lane - Photo 28](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f1741049641r.jpg)

![117 Christmas Tree Lane - Photo 29](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f600743603r.jpg)

![117 Christmas Tree Lane - Photo 30](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f1575403169r.jpg)

![117 Christmas Tree Lane - Photo 31](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f3057121113r.jpg)

![117 Christmas Tree Lane - Photo 32](http://lh.rdcpix.com/9e1878d2842056e80a5e66172e603d22l-f620468690r.jpg)

---

**MLS#:** 1004143 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/117-christmas-tree-lane-panama-city-beach-fl-32413-0314decfa3de4813aaa3b8808f0838df)

---

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